o'brien fromharon union beach. i'll understand why secondary homeowners are being treated with such discrimination. local group, state government, church groups, everyone turned against us. >> the president of the united states in congress. i went to the president personally and said, secondary homeowners need to be covered. we're are not talking about wealthy homeowners who have second homes. we're talking about working-class families in new jersey who had these homes passed down generation to and this is a large part of their income for some folks, in terms of rental income. we need to have them covered. the president refused. congress refused. the fact is, at the federal law does not permit us to cover secondary homeowners, we have no other money to work out of. you are right. homeowners have been left the site. the law mandates that only primary residences are covered with any type of aid. what is happening now is that, because of the bills outstanding on that mortgage, it is affecting our primary home, if we w