about the impact that's medical liability has on their costs, and it certainly has on things like obstetric, for instance. but we are a high-quality, low- cost state. so there are other variations that are much more significant, based on the evidence i have seen. host: laura on the democratic line from denver, colorado. caller: i have a question about health care. i have been with kaiser permanente for 11 years. in november when the switchover of everything going on, they were going to george three-time is the amount, and it went about doubled each month so i had to quit after 11 years. so i am wondering when they say you get to keep the insurance that you have, that is really not true. and i would like to know which country does this work in? guest: first, let me say that nothing under the legislation we are working on an house, sort of unprecedented effort where you have three committees working hand and glove literally with the members, the leadership, and staff producing -- nothing in that would prevent you from keeping the insurance that you have. the president says, and i happen to ag