occ staff, has been involved in, and last thursday, on the 21st, occ staff and i provided training to other occ staff, and 15 members of the greater bay area, civilian oversight community. and including representatives from bart's office of the officer, all the way up to the task force, and in santa rosa, and that is looking into the civilian oversight. and the training was in conjunction, with nacol, the national association for civilian oversight of law enforcement and goal to have regional activities for civilian oversight practitioners and in connection with the occ goal of continuing to do the out reach both within san francisco and the greater bay area community. and occ attorney mediater donna salazar spoke to the group about establishing and maintaining successful medation programs, and occ attorney, sam, also, policy analyst, talked to the group about providing the policy recommendations that builds a bridge between the community and law enforcement. and then, marian was not busy because on sunday, and i know that commissioner marshal will go more into detail about it later.

public again, how we have and we have a two-track investigation, the department does their own, but the occ has a way to investigate, any complaints, against any officers, and perhaps, maybe just the process and then if the charges are warranted what the process is after that, and so maybe the public can understand, that we have different arms that do investigations. >> commissioner dejesus? this evening, you would like that, or is this at a later date? >> you can do it at a later date if you would like. i just want people, i think that we should let the public know how the process works. >> and i will be happy to briefly address it. and when a civilian has a complaint of a police misconduct or a neglect of duty, the public can file a complaint, with my office, or we can file it with the police department and the police department will forward it to my office. and there are several different ways that that complaint with be filed, the most recent one, is we now provide for on-line, complaint filing. and i have a staff, of investigators who are assigned each case, and they investigate the ca

moving to the chief's proposed discipline on occ sustained complaints in august. and there were eight cases that were reviewed by chief suhr and seven of them were from neglect of duty and one was for discourtesy. the discipline ranged from admonishment and retraining up to suspension, and rep remanned and retraining and a particular note is one involving one of the... and (inaudible) and the officers failing to obtain the complainant account of the incident, when the complainant received the injuries during a fight. and leaving out the complainant statement, because the complainant primary language was spanish and yet the complainant was interviewed in spanish but it did not make its way into the incident report. so in response to that, the chief is going to issue some department bulletins on report writing responsibilities. and in another incident involving an officer in pursuit of a suspect who had been involved in a hit-and-run, which caused property damage, it was mistaken identity where the officer display his weapon to a 14-year-old at a park. and the 14-ye

and here in san francisco, the occ serves that purpose. and the staff of the office of citizen complaints is a diverse group of civilians who have never served as san francisco police officers, although some of the investigators on the occ staff have served for other or in other law enforcement agencies, such as the california highway patrol. and the majority of our staff of 35, are investigators, and although we also have attorneys and support staff on the occ staff. so what do we do? we conduct investigations to find out what happened. we obtain evidence, and we do that by interviewing the person who brought the complaint, the involved police officers, and also civilian witnesses. we have subpoena power to compel testimony and obtain the evidence. we get additional evidence from the police department and in the form of police reports, and other documents that are generated by the department. and the investigators visit the site of the alleged occurrence and they can gather the evidence through photographs and interviewing witnesses and i

. >> i believe the last report was the occ. >> maybe at the end of september or beginning of december. >> if i might since it's with the office of citizens complaint and 1350e6k with the policy attorney sam and she has not had it for 3 longshoremen mentioned at the last meeting he recently provided it to us i don't believe that the end of september is realistic. i will report back to you next week. when tamara will be finished reviewing it. commissioner turman >> just to follow up last week was recorded she received the video and the department wants her to review it and get it back to us so we can review it but commissioner loftus is sort of correct we need to keep track of this to get to our attention certainly we want to view it but everybody let's work together to make sure it gets in front of us. and also john mr. secretary to clarify the 17 of september we are dictate correct >> yes. that's correct. >> so any public comment on items 3 asbestos absent hearing public comment is closed. >> item 4 the commissioners action. >> all right. commissioners it's that time of year i've been

specifically the block 49 parcel was transferred to occ in july 2014 that's the first step in the bond closing process lamar is responsible for the outside paerlz they include demolition and streets and situations along with other costs the cost of the block is $4. million can be included in eligible costs so lenore with the improvements will allow the amount to be skwurd an additional 2. $5 million in entity that reduced la norz quilt by a similar amount the loop is a promisey note and deed of trust united states outside loan is a method of financing is an extremely interesting way to get tax equality while reducing la nefarious the off site loan was not intended to be paid to lamar with the approval of the ground lease the loan will be signed and the payment will be received and go to the mayor's office of housing and community development. our oc d and not lamar. ike will retain the control of the land throughout the construction period at the project close out the land and loan will be transferred to oc d an initial term of 55 years of one year 44 year option to extend for 99 years

project began with the approval of the sixth amendment in defenseless 2012 then in october 2013, the occ commission approved the schematic design and you approved the option to ground lease quickly you approved so the developer so apply for variances so they can apply for various funding for the development and the developer did secure both it's bond and tax credit requests and are preceding ready to proceed with the construction. quickly he wanted to show you the map how the development fits it is borrowed by kicking wood to the northeast and fidel to the southeast and it allows for sun and light elements for the outdoors common areas especially because families and children will be playing outside. the h p.s. development lp or lenore requires them to develop one hundred and 48 houfrz units with a maximum of 40 percent of the units are affordable the baseline of 27 percent development will be through the housing parcels where a total of 2 hundred and 18 unit on block 48, 52 and 58 and 40 percent will be included in the block built by lenore where 70 percent will be available so far hous

vinl commissioners and police and occ personnel shaod refrain, however, from entering into debates or discussion with speakers during public comment. >> please, limit your comments to three minutes. >> so ladies and gentlemen, you have taken the time to be here tonight, and i encourage you if there is something that you would like to tell us about what is happening in the neighborhood a comment that you have, we are only as good as the information we have and we appreciate the time that you have taken to be here tonight if there is something on your mind, share it and i see that we have the folks lined up and so welcome. >> my mame is rita lark andism a resident of north beach place and i would like to thank the captain of the north beach has also been very helpful and the problems that i started having down there and i have been living there for five months and there are three dope houses around me and two maintenance persons that stole the key on lie bore day and opened up my house and then a key was made off of the new one and so like i said it is not getting any better, the manage

the occ is certainly committed to devoting the appropriate resources to get a job done.i hope to be able to work cooperative cooperatively with both agencies, as well. >> mr. chairman, we've taken interest in it as it overlaps our qualified mortgage rule to some significant degree. we kobt to work on the itch leaptation and the mortgage implementation, generally u will have larger rules to allow us to supervise other financial markets before the end of the year. >> with respect to dodd-frank, we expect to focus on title 7 and they'll be finished by year end. and focusing on those, i do expect to work with our fellow regulator ins completing the credit risk retention rule. >> mr. chairman, we're not part of the risk retention rule, but we will. as i noted the rule for special entities next week, which addresses some of the smaller end user concerns. most of our rules are done, so, again, we're very focused on looking at them and making sure we've addressed some of the end-user concerns. >> thank you. >>> your staff has indicated that the fed has taken a two-track approach

order for future modifications for the cooperative agreement is as long as those are approved if the occ budget will reduce the runt second approval that is otherwise required the security services at the shipyard are funded by itself navy and lamar they have a small portion approximately 23 percent of the costs no ocii funds involved this allows the funding for the navy's portion of the services and allows ocii to pass throats fund for the lenore shipyard so the corrected resolution makes it clear that the modification only changes the terms and authorizes the budget and that the resolution in the resolve clause it authorizes the executive order to approve future modifications as well as those are included in the ocii budget, of course, this commission approvals. madam secretary do we have any public comment and to speaker cards >> no, i move this item. >> it's been we have a motion and a second. commissioners commissioner singh. president director murray. commissioner chairperson rosales. madam chair the veto is 3 i's >> thank you matter passes next item, please. >> the next order of b

each rule making, the occ has sought and listened to the concerns of community banks.as an example, the lending limits rule provides a simpler option for small banks to use for measuring credit exposures and final domestic capital rules address concerns of small banks with respect to the treatment of accumulated income and mortgages. my written statement prize a full report on the rule makings we've been involved in in our efforts to communicate with other regulators. with an update of our activities to shore up the industry's defense's against cyber threats which i regard as one of the most significant emerging issues facing the industry. thank you again and i'd be happy to answer the committee's questions. >> thank you. director cordray, please proceed. >> chairman johnson, rafrnking member of the committee. it would surprise nobody to learn that i will join my colleagues in expressing our respect and admiration for your leadership on financial reform and body. your obvious commitment to fair consumer financial markets set an example for this bureau and our work that

far as the cps referral, and i have given that card, that referral card that we are looking at to the occ, to marian and to the community advocates in this. and so it is self-explanatory, and a card that you will see. okay? and upon completing of the order. >> thank you. >> thank you. >> hearing no public, or further public comment, call the next line item. >> line item 4, approval of the awards and committee recommendations, action. >> okay. >> commissioners in your packet, is a list of the recommended awards from the medal of valor meeting that we had at the hall of justice and i spoke about it in the last commission meeting and we met on july, 14th and i was the commissioner that was comment, and chief suhr presided over the day long event of making the selections and so what you have in the packet is the officers who have been nominated for in the silver medal of valor and the bronze and there are various awards, and the police commission commendations and life saving awards and i was present for the presentation of each and every one of these incidents. where in, there was discussion

with the city attorney and the chief told me that we are getting very close to have the review by the occ. and any other items? >> okay, inspector please call the next... i am sorry, any public comment on-line item 2 d. >> actually, commissioner if i may, we do have public comment now, i have an attorney and member of the state, and he is coming forward, and he is coming forward today as a parent from the schools, and the night of 9/11 and tell us what the students have done with the san francisco police department. >> thank you, commissioner mazzucco and good evening, i am here as a messener and this is a package of letters that was written by the kindergarten, first and second graders i believe at the school, and as of a thanks to the police department that were written as part of a project commemorating september eleventh. and commissioner mazzucco told me that chief suhr would like to have these distributed to the police stations throughout san francisco on behalf of the children. thank you very much. for doing so. >> thank you. >> thank you. >> thank you for coming. >> yes. >> thank

project began with the approval of the sixth amendment in defenseless 2012 then in october 2013, the occ commission approved the schematic design and you approved the option to ground lease quickly you approved so the developer so apply for variances so they can apply for various funding for the development and the developer did secure both it's bond and tax credit requests and are preceding ready to proceed with the construction. quickly he wanted to show you the map how the development fits it is borrowed by kicking

it is hard to imagine that the wireless companies didn't know and in fact, early on, very occ curageious legislatures, particular in utah, they got caught by the wireless companies saying let people do what they want. it was provarication that was unnerving. the cellphone companies have taken the mantle of no texting in particular. at&t and verizon have campaigns to go against it. but it is engrained in the culture. should i keep going? >> i think we are approaching a break and want to talk about solutions and where both the industry and where we fit in. i am getting an incredible picture of, you know, individual accountable and perhaps society's responsibility and where it all fits in. just before the break, we have five minutes. why don't you bring us back to the story. we will parcel this fantastic story out in increments because it is a real page turner. here is this kid and you know, i think, maybe these are the, you know, what issues we were talking about, there were denial we had about the issue. tell me about his first reaction just briefly and you know, how the scene was set for

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the occ, the office of the comptroller of the currency which leg lates the largest banks did a studork this and sounded some words of alarm. >> getting the loan? >> at the beginning of the recession, they held on to cars longer. this was real demand. i think we need to watch it. i wouldn't say it's crisis proportions, anywhere close to that but it does bear watching. standards have loosened. it's getting crowded. you can make a lot of money doing it. >> banks having got more restrictions put on them. >> that's loan. feeling good about their jobs, feeling good about the credit card and then again, we worry. here is my question to you: before we get into the next problem, whose whose responsibility? the brakes? the regulators? all of us? consumers? what lesson did we learn and who is supposed to fix it? >> i notice in the earlier segment, you made me the queen bank regulator. i quaint quite that. head of the fdic. we regulated the community bank and it is fragmented. we have a regulator for the community bank, the holing companies and for the big bangs and investment banks. it does sprea

controller curry, thank you for your occ finalizing rules for heightened expectations just because ofk of time, i want to ask you a question, but thank you for that. i think you have taken major steps towards changing the culture in boardrooms. i think we're obviously not there yet. i know you think that, too, changing the culture in terms of risk management and elevating risk management to a particularly important part of large banks and holding companies decision making process. thank you. for my final question, chairman white, i asked you about industry guide three, the s.e.c.'s disclosure for holding companies. you agreed a few of the rules which the staff said has not been updated since 1986. the review was warranted. when can we expect the s.e.c. to update its guide three disclosures to help make the largest banks that have increased measurably and dramatically in size and complexity in this three-decade time period, when can we expect you to come forward to make them more transparent? >> as part of our disclosure effectiveness review, the industry guide 3 is under review for th

three languages, english, occ kurdish and arab. but we worked through it.i'm not saying this will work every time, but we pull that ed mission off and i think it's a good template for future operations. >> and one area you're looking at are these capable iraqis who can communicate and coordinate on the ground that i eveir spec forces particularly? >> trained by us, that's right. >> mr. secretary, are you proposing, the president is proposing, to train about 5,000 individuals a year to go back into syria. how do youq!@çgk3bñ integrate t forces back into syria? what is the plan after they're trained? >> senator, one of the points that i made a couple minutes ago in answering senator inhofe's question was the point about training them as units so they can operate as units. which as you know with your military experience is critically important as you build an effective opposition force. not just a hit and run group of rebels, but an effective force command control tactics, strategy. . and so, yes, that is the fundamental training principal of how we begin. the

three languages, english, occ kurdish and arab. but we worked through it.i'm not saying this will work every time, but we pull that ed mission off and i think it's a good template for future operations. >> and one area you're looking at are these capable iraqis who can communicate and coordinate on the ground that i eveir spec forces particularly? >> trained by us, that's right. >> mr. secretary, are you proposing, the president is proposing, to train about 5,000 individuals a year to go back into syria. how do youq!@çgk3bñ integrate t forces back into syria? what is the plan after they're trained? >> senator, one of the points that i made a couple minutes ago in answering senator inhofe's question was the point about training them as units so they can operate as units. which as you know with your military experience is critically important as you build an effective opposition force. not just a hit and run group of rebels, but an effective force command control tactics, strategy. . and so, yes, that is the fundamental training principal of how we begin. the

three languages, english, occ kurdish and arab. but we worked through it.i'm not saying this will work every time, but we pull that ed mission off and i think it's a good template for future operations. >> and one area you're looking at are these capable iraqis who can communicate and coordinate on the ground that i eveir spec forces particularly? >> trained by us, that's right. >> mr. secretary, are you proposing, the president is proposing, to train about 5,000 individuals a year to go back into syria. how do youq!@çgk3bñ integrate t forces back into syria? what is the plan after they're trained? >> senator, one of the points that i made a couple minutes ago in answering senator inhofe's question was the point about training them as units so they can operate as units. which as you know with your military experience is critically important as you build an effective opposition force. not just a hit and run group of rebels, but an effective force command control tactics, strategy. . and so, yes, that is the fundamental training principal of how we begin. the

individual commissioners and police and occ personnel should refrain, however, from entering into anyates or discussion with speakers during public comment. please limit your comments to three (3) minutes.). >> thank you, inspector, do we have any public comment? >> hearing none, please call line item number two. >> line item two, reports and announcements. the chief's report, and discussion and review of recent activities. >> good evening, commissioners and public and my report is going to be relatively brief tonight. and we have had unfortunately, two homicides since our last meeting. we had one on nicoles way out in the bay view, at 20 of 10 and last week, homicides actually were working that case. and very sadly, we had a second homicide just last night, at 24th and cap street. and that brings the total for the year, to 26 again, you know, we actively worked this case, our clearances are up and we are hopeful to make these cases as well. and but again, very unfortunate and the vigil that has been held for the young student, from secret high school that has been going on since that

order for future modifications for the cooperative agreement is as long as those are approved if the occ