the challenge to the occ in its current budget and also in any future budgets, is the step adjustment as well as the attrition factor. currently, those two factors cause the occ to be about 3 hundred hundred thousand dollars short in its budget bausz most of the positions are not at the midpoint but they are at the top step thus causing the occ unable to to fill vacancies and although we're budgeted for positions we've been unable to fill 3 vacant investigator positions and one senior investigator position because there has been some long-term absences at the occ through salary saves savings we're able to fill one of those 4 vacant positions but we're seriously short we're going to be working with the mayor's office to see how we can eliminate what is a structural deficit we're also going to ask for an augmentation to our budget as we did last year of one additional attorney and an assistant for our information systems business analyst and our pending cases are increasing due to the shortage of investigators. the controller in 2007 recommended best practices of 16 cases 16 cases 16 16

and the actions the occ is taking to help these institutions address regulatory burdens. i have been a bank examiner for more than 30 years and seen the vital role community banks play in meeting the credit needs of consumers and small business as cross the nation. at the occ we're committed to supervisory practices in a fair and reasonable way and fostering a climate that allows banks to grow and like. we tailor our supervision to each situation take into account the products and services it offers as well as its risk profile and management team. given the wide array of institutions we oversee, the occ understands that a one size fits all approach to regulation does not work. therefore, to the extent to allow laws we factor the differences and rules we write and guidance we issue. my written statement provides several examples of the commonsense adjustments we had made to ago eight community bank concerns. guiding our consideration of every proposal to reduce burden on community banks is the need to ensure that fundamental safety and soundness and consumer protection saf

and the actions the occ is taking to help these institutions address regulatory burdens. i have been a bank examiner for more than 30 years and seen the vital role community banks play in meeting the credit needs of consumers and small business as across the nation. at the occ we're committed to supervisory practices in a fair and reasonable way and fostering a climate that allows banks to grow and thrive. we tailor our supervision to each situation, take into account the products and services it offers as well as its risk profile and management team. given the wide array of institutions we oversee, the occ understands that a one size fits all approach to regulation does not work. therefore, to the extent to allow laws we factor the differences and rules we write and guidance we issue. my written statement provides several examples of the commonsense adjustments we had made to accommodate community bank concerns. guiding our consideration of every proposal to reduce burden on community banks is the need to ensure that fundamental safety and soundness and consumer protecti

the issues that i think would be helpful is obviously there is an open investigation from the occ so i'm happy if there's anything you want to share director hicks the issue that was brought up by a couple of our speakers and the members of the aclu and it sounds like issues around staffing impacting families and businesses and folks in the bayview and then i don't know if i don't know if you want to be responsive about the concern about the dna lab results as well as all of the other things you have to report. >> sure. good evening commissioners and director hicks and the public. first i'll take those in the order that you gave them so i do apologize for any distress caused to miss tillison during her detention the circumstances as i as i understand it was the officers did recognize two suspects that they believed to be wearing clothing during the commission of a burglary i have not seen the the pictures that we took but i have seen the video posted that does show the 2 suspects wearing clothing and did believe he reason to take the pictures and as as far as the crime they were more

be an investigation from the occ's perspective and i'll certainly give the chief a chance to respond and share the defendant's perspective. >> it was a 2009 supreme court case. i can e-mail it to you. >> thank you. next speaker. >> hi good evening this is my first time. my name is ricky chan i lived in san francisco 18 years just moved to the bayview district about 5 years ago and a lot of the activity on third and casada in the last year -- this past year alone there were 4 shootings that i actually through my encounter and i heard it from my house and the last one i heard, one of the kids got killed i think this part past saturday or last week? the the two incidents that i saw i was talking to the neighbor you know since there's a lot of different groups of gang and drug dealing, i see the person draw the gun and start shooting down the block. luckily doesn't shoot my direction and also for growing up in the camirrouge i know what to do i grabbed a neighbor and it's just crazy so that's from past experience but in terms of the gang and the drug dealing i've been reporting to captai

for example, when the ots was combining the occ, we're undertaking a review of all the regulations to make sure they are fair and balanced and consistent. the other part of the management is very critical. with the complexity of the industry industry, making sure they have the right skill set is key. if they can't acquire that that's where our collaboration emphasize a sharing of resources which for some institutions is harder to do. it's important to look for opportunities to manage the coasts, off load the costs and get the expertise you need. >> i would say one of the challenges we've been in again is a tremendous period of change. one of the additional charges is the sorts of the uncertainty there. what's the legal uncertainty? do we have any precedents on how that will be interpreted? i think it creates challenges for our financial institutions as far as the lending process. we understand that. what we can do about it as regulators is to provide when it's in our authority to do so clarity about how we'll review it. we have published a lot of guidance to try to help understand the

time so thank you very much (clapping) so with that i want to let you know i'll proud to represent occ and claudine left i think i've been talking for two minutes but oc a will have their national conference in july please come out and celebrate it's a great celebration we're celebrating the political side we're asking mayor ed lee to be part of our team speakers so you may not have gotten that letter it is in the cycle but no way that celebrates did nukes number of apologizing asians that have been elected to prominent positions it's a great way to celebrate and, of course we have a great political you know election president of 2016 we're getting prepared we've worked on the area of making sure our community is represent when it comes to politics by electing and registering to vote and articulating a right to vote as the citizens are learning their citizenship it's the power of america so thank you very much (clapping). >> thank you as mentioned i was in a many, many asian community career meetings i want to recognize chow the representative of our industry thank you. >> well, thank