and it's been so difficult to challenge also because the lists are private with the exception of the ofac list the office of foreign assets control which is public the main terrorist watch list and the secondary lists including the no fly list are private so. people go ahead i'm sorry if i interrupted you. well i think one of the problems that people should be concerned about and that we're seeing is that many people who aren't actually on the list because their names or a middle name may be similar to those on the list there is a large frequency of error rate and the office of the government accountability office has criticized the department of homeland security the f.b.i. for not making it clear how you can get removed from the list if your name is on there by mistake and with that many people on the list how can security officials really distinguish who is actually a national security risk i think that's the question that needs to be answered and i think that with the increased attention to the surveillance that we've seen over the last several months it provides us with a window of o

. >>> struggling homeowners are going oface what many experts are calling a financial disaster with the expiration of the mortgage debt forgiveness relief act of 2007. taxed as income, consider that more than 640,000 americans received relief from the mortgage settlement reached in 2012, affected lenders reduced the size of the mortgage by an average of $108,000 so mortgages were affordable. if congress doesn't act mortgages will be taxed as income. >> it is going to hit these people who were the very most vulnerable, people struggling by their mortgage payments, hurt by a declining home price market, that hurts the economy. >> small businesses in the united states create more than 60% of private sector jobs and many economists say their ability to grow will be hurt by the expiration of a deduction, lets them write off up to $500,000 in new or used equipment. in 2014 it drops to 25,000. just because these exemptions are set to expire, doesn't mean that taxpayers won't get relief. it is even possible that lawmakers will reinstate these or make them retroactive. now it's a waiting game. m

and it's been so difficult to challenge also because the lists are private with the exception of the ofac list the office of foreign assets control which is public the main terrorist watch list and the secondary lists including the no fly list are private so. people go ahead i'm sorry i interrupted you well i think one of the problems that people should be concerned about and that we're seeing is that many people who aren't actually on the list because their names or a middle name may be similar to those on the list there is a large frequency of error rate and the office of the government accountability office has criticized the department of homeland security the f.b.i. for not making it clear how you can get removed from the list if your name is on there by mistake and with that many people on the list how can security officials really distinguish who is actually a national security risk. i think that's the question that needs to be answered and i think that with the increased attention to the surveillance that we've seen over the last several months it provides us with a window of oppo

treasury put out a statement on the state of affairs and it said this massively reduce staffing impairs ofac's abilities to execute terrorism financial intelligence broader efforts to combat money laundering and illicit finance, protecting the integrity of the u.s. financial system and disrupt the underpinnings of our adversaries. let me read some statements put out by the treasury on september september 27. it says the treasury assures the public that in the unfortunate case of a lapse of appropriations it will continue to provide certain critical functions. among them terrorism and financial intelligence offices will continue collection, analysis and reporting of intelligence as well as administration of the specially designated nationalists. a little bit later you put out another statement that said the office of foreign asset control which implements the u.s. government's financial sanctions has had to furlough nearly all of its staff due to the lapse in congressional funding that is unable to sustain its core functions. according to this press guidance, this massively reduce staffing quot