that's sort ofcalli 10% of its deposits. the question is how much, where is it going to come from, the general fund, philanthropy, and just to get a sense of scope and ill scale, other banks that have been fed in the past in the bay area have had between 10 and $30 million of capital, so that's a big perhaps to anchor. then the next question is deposits, what is our deposit base going to be from in government, there's concerns with government. as i sort of mentioned on the last slide, businesses and individuals would be a great source of deposits, but you know add some additional costs. there's issues of insurance. and then, of course issues of revenue, which that is sort of really what do you want your bank to do, how are you going to make money? i think there's a lot of stuff that we want to do that will be in the community development vain? so we might be doing it at less of a profit, but ultimately, the bank's got to make some money, got to be on a path of profitabil and last, is questions of governance, so how do we wan