percent conviction rate to do that our agency the regular banking regulatory agency the office of thrift supervision made over thirty thousand criminal referrals flash forward to this crisis same agency office of thrift supervision makes zero criminal referral less that doesn't respect if you said thirty thousand criminal referrals this particular the mortgage crisis has fifty five people working on it whereas when you when you were working there were a thousand people working on it. we can even look at you know the roger clemens doping scandal there were ninety three investigators so talk a little bit about the timing and the number of these investigators and what it says about the government's priorities here ok first you're correct that in the savings and loan debacle at peak there were a thousand f.b.i. agents there only about twenty five hundred f.b.i. agents who do white collar crime at all so a huge percentage of the total agents work the savings and loan debacle to get that a thousand felony convictions in the current crisis as recently as to school year two thousand and seven there were onl

rice the otc, office of thrift supervision chief, john rice, saying that basically, the audacity of your putting forward some of the proposals that you had, you do think that and frequently you were the only woman in the room, do you think that that worked against you, was it held against you? excluded from discussions because of it? >> i don't know exa lot of people ask me that question and young women ask me that question, feeling excluded or left out or not listened to, may be gender or not. you can drive yourself crazy trying to figure it out. there, were i think, people that had some lack of respect for the fdic, too reviewed us as the regulator for those little people that had less than $100,000 in the bank. i think there was maybe some arrogance toward the agency, too. so, i don't know why, but i do know that our voice wasn't heard as much as it should. i was not included in as many meetingsize should have been, not advance warning i should have been. >> one points, you were getting most of your information from cnbc. >> yes. >> that treasury and fed were not talking to you. >> th

in the building that used to be the office of thrift supervision, that is no longer in existence, thency that used to regulate thrift. they are based here. their budget, it is interesting, most agencies get their budgets either from fees that they charge that, the institutions they regulate, or congressional regulation. the cfpb gets a percentage of the federal reserve budget, is set amount of money, so it benefits from industry and from congress. host: let's hear from steve, republican in florida. caller: good morning. thanks for taking my call. you pointed out the guest's article where he states that this agency is going to restore the american dream. you've got to be kidding. that is laughable. it sounds like obama and you did not build it. the american dream has been made by hard-working individual americans. no agency of the federal government can possibly ever restore that. my question is, how can you possibly claim that when it was a pseudo government agency, fannie and freddie, overseen by dodd adn frank, which caused the collapse of the financial system -- dodd and frank, giv