based on the data obtained from the registers, we will discuss this topic in the studio with oleg prykhodko the general director of the development company. good day and skype with us. vasyl furman, deputy chairman of the board of the national bank of ukraine, mr. vasyl. of ukrainian banks joined our conversation greetings hello everyone, i am glad to hear from the new ones, how many years have there been talks about mortgages in ukraine a-a hmm this is probably not the first year when the next one starts the program is a mortgage program, but let's first of all , we will now conduct a small lecture at the beginning of our conversation. builds a house and thus it turns out that a person settles with bank funds for the house he purchased, then during a certain period of time the person settles with the bank for the fact that she took funds from banks, used them to buy a house, the bank for providing such a financial service charges interest for the use of this service, that is, a mortgage is simply a financial mechanism that allows people who cannot directly take and buy real estate with you