. >> olga chen is like many in their 20s she lives on a starting salary she hasn't had health insurance since graduating from san francisco state. >> one of the reasons they don't buy is because they don't see it as a major priority. >> the deadline was two months ago. but covered california extended it. >> people wanted to take chances. when faced with a penalty they realized that this is not a game. >> she met to discuss her options. olga is in the united states on a work visa and just learned about the mandatory requirement. >> i don't like it but the options are more affordable compared to others. that part i like. >> the penalty is 1% of your after tax income, or $95 per adult. for someone earning $40,000 before taxes penalty would be $299. that nearly doubles the $497 in the 2015 tax year. she learned penalty would be about $3,000. >> application deadline was extended. >> it's estimated a million people have not yet enrolled in any plan. the state wants to give them every opportunity to do so. >> we know 90% of our consumers receive assistance for that. for that coverage. some peo