yes, olga mykhailivna, you are in the right place, it's great, now i will find this bill, dear colleagues, who will make the amendments? just a second. okay, okay, faction homeland will be tsimbalyuk, 3 minutes krulko three minutes, three minutes honcharenko, three minutes yuzhanin and we vote, and one amendment from you will be, yes, now, let's put your amendment before the vote, let's let the people have their say, so please , tsymbalyuk up to 3 minutes. please, mykhailo tsimbalyuk, homeland. dear colleagues, if we analyze this bill, and we did it at the meeting of the faction, the expert council, which constantly works in the motherland team, then the law regulates many things and really creates a positive climate in the microcredit market, but there are things that prevent our team from supporting. unfortunately, this draft law is in the second reading, because our amendments were not conceptually taken into account. we cannot agree that this draft law proposes to significantly increase the fines applied for offenses in the financial services market and to introduce new sanctions. in