, we will also take this into account, colleagues, please, olga, hello, kommersant newspaper, olga sherunkovaike to ask the following question, relatively recently, you tightened macroprudential policy, from september 1 we will have new macro-surcharges, before that there was also a consistent tightening of macro-prudential policies , in your opinion? from the point of view of the transmission of the impact of our decisions on inflation, colleagues, please, 24, tightening requirements for consumer loans may affect the dynamics of lending on the quality of bank loan portfolios, thank you, well, the quality of the tightening of macroprudential measures should affect precisely... loans for loan dynamics for may, we have corporate lending has increased, the growth rate has increased even compared to april, the growth rate. a long period of high rates obviously makes it difficult for many borrowers to refinance and service loans, in connection with this there are expectations of an increase in the number of defaults, as well as an increase in the share of overdue debt on corporate retail loans, pl