oversight prevents welfare nhancing innovation, where consumer protections and business opportunities omplement one another, and where financial institutions lead by modelling responsible onest practices that benefit consumers and provide excellent customer service. we believe that such a marketplace will be beneficial all of those involved, and we'll leave the long-term sustainable financial conditions strengthen the future of this country. thank you. [ applause ] next "washington journal," we'll focus on the agencies,nce gathering surveying the use of drones with representative mike conaway of texas. we'll be joined by bill pascrell, new jersey democrat and member of the ways and means committee. that committee's hearing on the implementation of act.affordable care he'll take your questions from hurricane sandy. is live on ournal c-span every day at 7:00 a.m. eastern. fbi director in september. up next, president oh what is director's the ceremony at the fbi on monday. this is 40 minutes. >> please be seated, everybody. we only have a couple of seats today. good afternoon. everyone. deputy is