suze orman has put her name on one of these cards.te that began with the kardashians and their card. we talked about the kardashian sisters. they bailed out. there are cards from russell simmons and other celebrities, people who have a following. ryan, you say, point blank, these aren't illegal. there's nothing illegal. you say it's immoral. prepaid debit cards are immoral. why? >> first of all, in a capital is tick society people have a right to go out and make money. they're perfectly legal. i say they're immoral is because they make the money off the backs of low income individuals, individuals who are poor who don't know any better. there are quite a slew of other alternatives available where they don't have to pay fees, establish credit and use as jump an easy alternative to get back into the system and don't have to insert themselves into an underclass of oh sight. >> i want to bring in john quickly. tell me about the fees associated with these cards in general. you know, zsuze orman, for example, she's kept the fees as low as s

money guru suze orman is not letting you off the hook. tonight, the danger signs lurking in your wallet. why you should take your debit card off the grid. >>> bro-tox. it's a hot ticket item for men. they're not the ones picking up the tab. we'll tell you why so many wives and girlfriends are shelling out big buck, to send their man under the knife. >>> and what the hell? it grossed around $34 million in one weekend, but "the devil inside" is already being ul kaed the worst movie of 2012. how can a film so cheap to make and so horrendously reviewed be so incredibly profitable? >>> good evening, all. i'm bill weir. if the cost of decking the halls last month has your ducking your credit card bill, oh, you're not alone. consumer borrowing in america is back to a pace we've not seen in ten years. pumping up total credit card debt to almost $800 billion. enter personal finance guru suze orman with a dose of her signature tough love and something else. a new kind of plastic. here she is with my colleague juju chang. >> hi, sweetheart. >> repor

the people that call into the "suze orman show" used to be middle class. i'm here to tell you they are all now in poverty. the face of poverty has changed. the face of poverty is the person sitting next to you. it is every single color and what keeps us in poverty is that there is a highway into poverty and there is no longer even a sidewalk out. to get out of poverty, you to have a source of income. you have to have the ability to generate money so that you not poor. it is not brain science. but you cannot make money if there isn't a job for you to have. even if you do make money, you can't afford to pay things, especially when you see the prices of food out there and what it costs. so everything is set up as michael has said that, once you are poor, they have you exactly where they want you. now i don't give them as much credit as you do in that i don't think they are smart enough to know what they did purposely. i don't. [applause] i think they go after money and we don't know what to do because we're not educated on money. so when somebody says to you,

suze orman has it right here >>> "usa today" calls suze orman a one-woman financial advice powerhouseseller "the money class." she's here to talk about a brand new initiative but first juju chang took a trip to the mall with suze to find out what people really spend. >> reporter: here at the mall in new jersey, suze orman is helping shoppers get over their holiday hangovers. >> are you going to put it on a credit card? >> dno, paying cash. >> my girl. >> reporter: orman is famous for her ability to find secrets hidden in people's wallets. >> oh, my goodness. appreciate's on. >> wedding -- >> have you paid with credit or debit? >> cash. >> do you love me? >> always. >> there you go. >> reporter: but now suze's turning her fire power to a different kind of card. warning against the pitfalls of debit cards, especially pre-paid debit cards. >> the fact that you pay with credit cards you don't have a fica score. don't you think it's about time that those of us who pay cash can get credit for that? >> reporter: now in a supreme example of if you can't beat them, join them, suze orman is hos

how can suze orman endorse a financial product.. i just didn't find another card that i put my name on. i wanted to bring to america a place that they could feel proud to put their name to. an alternative to a bank where people knew i was going to put their needs first. >> how are you going to do that? how do you put people's needs first and make sure this is not about profits? >> so, first of all, let's talk about profits. let's go there for a second. do i hope i make money on this card? oh, you betcha i do. because if i make money on this card. then the $3 a month it's going to cost you to have this card, i get to take that away. i want a card that is better than cash. this card will work like any debit card works where you have money. you use it, it's taken from your account. but with this card, every time you swipe it, you immediately get a text that says, george, you just spent $50. you have $100 left. >> that's the difference? >> every morning you wake up, the difference is, this card is transparent. it will not you more than

. >> we're talking to suze orman about finances. one of our favorite folks here. >> in rough times we can use the advice. >> i can use it. >> i'm suzanne malveaux. want to get you up to speed if this thursday january 12th. mississippi's attorney general is slamming former governor haley barbour for pardoning 199 convicts, including 14 murders. he violated the state constitution because many of the pardoned requests were not published 30 days before granted. a judge issued a temporary conjunction stopping the release of anymore prisoners that the governor pardoned. but four of the convicted murders are already free. these families are afraid out here. and these victims have been through a terrible amount. it's a slap in the face. i was a district attorney. some of them need cut loose. i haven't had a chance to check the list for my former prosecutors. so this is a significant problem. but i think we're going to get a handle on it. i think the evidence that we've seen. he violated the constitution and most of the so-call eed pardons w

money class suze orman.t and the it's not really a credit card. >> it's a prepaid card. >> a little controversial, beuti like what you're trying to do here. also with us from los angeles, we have screen writer and founder from the website thatminoritything.com, john ridley with us this morning. how are you? >> good morning, how are you? >> good to have you on. joe, you've been listening to the conversation. i didn't include you in must reads. did you think there was a conspiracy? >> well, i let you guys have your little bash-free enterprise and little resentment party, that's fine. that's fine. it's exciting that we've brought john ridley on because a big hollywood guy, he is the 1%. >> yeah. >> he could buy and sell all of us ten times over. john, i want to bring you into the conversation. we've got a lot of news to talk about. but before we do, there's a big question of whether this bain capital argument is going to work moving into this summer into the fall. despite my own mixed feelings about wall street

. >>> coming up next, suze orman is in the house.en i grow up, i'm going to own my own restaurant. i want to be a volunteer firefighter. when i grow up, i want to write a novel. i want to go on a road trip. when i grow up, i'm going to go there. i want to fix up old houses. [ female announcer ] at aarp we believe you're never done growing. i want to fall in love again. [ female announcer ] discover what's next in your life. get this free travel bag when you join at aarp.org/jointoday. like splenda® essentials™ no calorie sweeteners. this bowl of strawberries is loaded with vitamin c. and now, b vitamins to boot. coffee doesn't have fiber. unless you want it to. splenda® essentials™ are the first and only line of sweeteners with a small boost of fiber, or antioxidants, or b vitamins in every packet. mmm. same great taste with an added "way to go, me" feeling. splenda® essentials™. get more out of what you put in. >>> whether you've got a little bit of extra cash or absolutely no savings at all, suze orman is here to tell you how to ta

. >>> coming up next, suze orman is in the house.e're going to talk about the smartest moves you can make with your money this year coming up on "your money." i refer to her as "that woman with the great gums." as jill's dentist, i know that her gums are a foundation of a healthy smile. jill knows that, too -- so she uses crest pro-health clinical gum protection toothpaste. it helps eliminate plaque at the gum line, helping prevent gingivitis. it's even clinically proven to help reverse it in just 4 weeks. and it protects these other areas dentists check most. crest pro-health clinical gum protection. because healthy smiles are built on healthy gums. life opens up when you do. >>> whether you've got a little bit of extra cash or absolutely no savings at all, suze orman is here to tell you how to take some steps to make your money work for you in 2012. she doesn't really need an introduction, but it's courteous to give one when someone is when in your studio. she is a best-selling personal finance author. she has a new show called "am

suze orman is pitching a financial product, huh? a cnn anchor is mocked over a misplaced call. "media monitor" straight ahead. it's the only calcium supplement that can be taken with or without food. that's why my doctor recommends citracal maximum. it's all about absorption. my high school science teacher made me what i am today. our science teacher helped us build it. ♪ now i'm a geologist at chevron, and i get to help science teachers. it has four servo motors and a wireless microcontroller. over the last three years we've put nearly 100 million dollars into american education. that's thousands of kids learning to love science. ♪ isn't that cool? and that's pretty cool. ♪ metamucil uses super hard working psyllium fiber, which gels to remove unsexy waste and reduce cholesterol. taking psyllium fiber won't make you a model but you should feel a little more super. metamucil. down with cholesterol. >>> time now for the "media monitor," our weekly look at the hits and errors in the news business. we begin with kudos for "washington p

and suze orman visits to share her new project on working families and the campaign conversation about dollars and cents. >>> we begin this evening with the still growing political and legal uproar in the state of mississippi. state officials may ask for nation-wide help tracking down some convicted murderers pardoned this week by the outgoing governor halee barber. some victims' families are worried and furious. >> we are in jail now and david is out of jail. we will forever be looking over our shoulder wondering if today is the day that david decided that he was going to finish what he started. >> cnn's martin savidge is in jackson, mississippi reporting the story. martin they've been pardoned but now the state says guys you have to come back. do they have to come back? >> reporter: you know what, that's a really good question that they are still trying to decipher at this very hour, john. last night a judge granted an order that said at least for the time being the pardons that had been approved by former governor halee barber had to be stopped. that's at least those people who were

we have oscar-winning filmmaker michael moore, suze orman, cornell west, majora carter, vicki escarra, and roger clay. we're glad you have joined us for night two of our conversation. remaking america is coming up right now. [applause] >> every community has a martin luther king boulevard. it's the cornerstone we all know. it's not just a street or boulevard, but a place where walmart stands together with your community to make every day better. >> nationwide insurance supports tavis smiley. answer, nationwide insurance is and remove obstacles to economic empowerment one conversation at a time. nationwide is on your side. >> the w. k. kellogg organization. byarn more at>an contributions to your pbs station from viewers likethank you. [captioning made possible by kcet public television] >> and let me come -- tavis: let me come back to you first, dr. west. gwenn vicki says we need leadership, we are sitting in washington right now and i know at least 535 people who think they are leaders. i know another guy at the end of pennsylvania who definitely thinks he is a leader. that is 536. th

suze orman talking about the middle class. beth! hi. looking good! you've lost some weight. thanks!these clothes are too big now, so i'm donating them. not going back there again. good for you! how'd you do it? eating right, whole grain. whole grain? whole grain. [ female announcer ] people who choose more whole grain tend to weigh less than those who don't... multigrain cheerios has five whole grains and 110 lightly sweetened calories per serving... more grains. less you! multigrain cheerios. >>> the sha rimpging middle class between the rich and the poor is causing controversy. for the first time in 24 years, americans see the conflict over wealth and equality a bigger conflict than even immigration or race relations. and a pugh study shows nearly a third of americans born into the middle class will fall down the economic ladder to low-income by the time that they are adults. well, i had a chance to speak with personal finance expert suze orman and she made some comments about the income gap. take a listen. >> if you've ever heard me speak, you have heard me say, people, be carefu

and that's where we find nbc's peter alexander tonight in orman beach. good evening to you. >> reporter: lester, good evening to you. it is looking more and more like a two-man race here between mitt romney and newt gingrich. after his dramatic win in south carolina yesterday, today gingrich said he's already raised a million dollars in campaign donations and is aiming to raise a million more for what he describes as the knockout punch. after his triumphant come from behind win, newt gingrich delivered a populous message, insisting his victory was a vindication. >> we proved here in south carolina that people of power with the right ideas beats big money and with your help, we'll prove it again in florida. >> reporter: while the resounding defeat upended mitt romney's position as the presumed front-runner, he said he's prepared for the long haul and without referring to gingrich by name, argued a washington insider can't beat president obama. >> our party can't be led to victory by someone who also has never owned a business and never run a state. >> rep

. >> next "anderson," suze orman on getting out of debt. >> do not borrow money from your 401k plan.> next "anderson." here's your sausage and pancakes, sweetie. thanks, mom. who are you calling "mom"? dunkin' sausage pancake bites, delicious like mom's only easier to carry -- get three for $1.59. >> a big night in los angeles as the people's choice awards were handed out. katie perry was the big winner but she did not show up. >> she was absent. she was honored in five categories including favored female artist, some of the year, and music video. glee get the right notes with fans. star williamsmichelle was the favorite television comedy actress. harry potter espy and the deathly hollows won four boards. johnny depp and thomas stone won awards as well. a big night. >> it is 39 degrees in winchester. still another half-hour. >> two new developments in the natalee holloway case. a former suspect pleads guilty to another murder. and the judge makes a major decision. >> metro money matters and will be the hot-button issue today with the border with more on how this will impact you, comi

. >> suze orman un getting out of debt. >> did not borrow money from the 401k plan.due left behind by some mop. why you... nobody's taken a shine to me in a long time. phooey. i don't need anybody...but you! ! ♪ i believe in miracles ♪ [ male announcer ] swiffer attracts dirt. used mops can push muddy water around. swiffer wetjet's new upgraded solution helps prevent streaks and residue to reveal more shine than a mop or your money back. you're a fresh swiffersnapper! >> turns the corner. scores. >> and the anticipated john wall against their clothes point guard matchup never materialize last night. john lucas wanda battle instead scoring 25 points in the win over the wizards who still not very good. the wizards are 1-9. >> debenturanytime the capitals and the penguins get together it is a brawl. no different as night at the verizon center. takes youtaking you back downtown. jason chimera went past it was 1-0 early in the game. thomas vokoun throws a shut out of the penguins. the capitals gun. they have won seven of their last eight games and home. big nose at redski

let's put behind this idea of attacking me because of my investments orman any and get republicans to say, you know what? what you've accomplished in your life shouldn't be seen as a detriment. it should be seen as an asset to help america. >> and the florida primaries will take place on tuesday next week. >>> coming up next on "world business today," we speak to one of russia's richest men at the world economic men in davos. the last time we heard from ol lek dare pos ska, he said russia should in no way step in to help europe. we'll see if he changed his mind since then. don't go away. yar'adua,. >>> welcome back to our special coverage from davos, switzerland. good fences apparently make good neighbors. russia is increasingly aware there's no hence high enough. the world's largest producer of aluminum chief executive oleg dare pass ska he said russia shouldn't help europe in any way. when i caught up with him recently, he wasn't so black and white. >> we're all important. it's important to understand there's quite a long story behind the crisis, that governments in europe exceed th

. >>> coming up on this sunday's press pass with david gregory personal finance guru suze orman is on the show. >>> it was 30 years ago today that air florida flight 90 took off from national airport in a blizzard, crashed into the 14th street bridge, and plunged into the ice choked potomac river. five survivors were rescued through the extraordinary grit, determination, and flat out valor of the people who rushed to their aid. a park police helicopter piloted by a vietnam veteran undertook the delicate, dangerous rescues, its only equipment a rope. finally they got to priscilla turado who was in shock, injured, weakened by hypothermia, blinded by the jet fuel, about to drown. a man named lenny scutnick pulled off his cowboy boots and jumped in, rescuing her like a trained life guard. he is retired now and lives in lorton, likes to fish. he was one of several remarkable people who risked their life that terrible day. >>> military wives are important to our nation's military effort. but often they are overlooked when it comes to employment. the nation's first military spouse career for

stay tuned after the program for my "press pass" conversation with personal finance guru, cnbc's suze orman here on nbc 4. >>> thank you, david. disturbing police dash cam video out this morning shows an officer beating an older man, supposedly with dementia. the police officer was responding to a fight in central florida. soon after, he's seen kicking 66-year-old albert flowers and punching him in the face. according to his attorney, flowers pulled a pocket knife on one of his employees, but the situation was resolved before police showed up. now his lawyer plans to sue. >> to add insult to this injury, the officer then jumps on top of mr. flowers and repeatedly punches him in the face. and there are color photographs that are shocking of mr. flowers' face swollen and bruised from these repeated punches and i believe mr. flowers has suffered permanent brain damage as a result of this beating. >>> finally, tough economic times have prompted a new zealand woman to come up with a creative way to raise money. >> she's auctioning space for a tattoo on her back side, so to speak. tina bensneck s

ali velshi talks with suze orman. >> i might want to look into treasury inflation treasury securitiesthat you have a mortgage on that you're going to stay in for the rest of your life, you're 45 years of age or older, take that money and pay down your mortgage because when your mortgage goes away, you don't need as much income to generate for thaeks pence. >> let's talk about credit ratings, how you get your credit score up and fix credit in a tough time. what should your priorities be? >> can you fix credit very simple by always if you have credit cards, not everybody does but if you have credit cards, pay your credit cards on time. never go over your credit limit. just really be there with them and pay down your credit. because the thing that counts most on fico scores, 30, 35% is your debt what you owe to your credit limit ratio. if you pay down your debt, your credit limit ratio goes down, your fico score goes up. >> we've been working down the ladder of people in their financial situations and now talk about almost one in two americans who have virtually no money if none at all,

. >> i had a conversation with suze orman. she talked about as a nation we need to get into this habit where it feels as good to save as it does to spend. if we don't have more money coming in, how do we save money? what are some strategies to employ to do that? >> we spend money more reisly than we think. there are so many easy saving tips. downloads. 25-year-olds to 34-year-olds download music. they don't think about the cost. they want it, they buy it. they don't think about it. if you think about how much you spend in the downloads, you can probably save some money. also, those automatic payments. sometimes you don't even remember that you have automatically subscribed to certain news media or, film and so you can find lots of savings in just looking at what is automatically coming out of your account each month. >> people might think a couple bucks here and there doesn't really add up but it does. >> absolutely. every little dollar you save is going to be compounded. that is what's going to make you feel good is putting i

suze orman, i think the most respected person about these issues in the country will be here. jeffrey sax who wrote the seminose seminal text on poverty. barbara anryke who wrote "nickeled and dimed." you've got more. experts talking about this issue, we're going to do our part to keep the nation's attention focused on the issue and not let these politicians get away not addressing the issue, number one. and to the book you mentioned, dr. west and i are working on a book called "the rich and the rest of us," a poverty manifesto that will be out in april. we'll talk about that in the months to come. how we get the nation to focus on the issue and what the priority ought to be, what the process ought to be, to not just reduce poverty in america but to eradicate poverty. >> make sure you come back and talk to us about the book. poverty, an important topic and you guys are getting it to the nation's attention. we appreciate you coming on. happy new year to you as well. thank you, sir. >> thank you, don. >>> parents have a lot of choices to make when it comes to picking the best sc

. >> you talk about the economy and income equality, and i want to play a clip with suze orman and then how the president will deal with it. >> when the truth of the matter is the rich are getting richer and the poor are getting poorer and i used to say the middle class will disappear, and the middle class has disappeared. today as i sit here, there is a highway into poverty. there is not even a sidewalk anymore to get out. >> specifically, state of the union coming up, what is the inequality agenda for democrats as we get into this new year? >> to create jobs. to have the richest of the rich contribute to the problems we have in the country. i couldn't have said it better than she did. i think she is absolutely right. the rich are getting richer and the poor are getting poorer and the middle class is being squeezed almost to death. >> when is your take on mitt romney? is he the no, ma'am rhee for the republicans? >> i watched the battles during the primary, and there's a lot going on. the republicans are beating up on each other. i will stay out of the presidential republican primary.

among the speakers will be cornel west, suze orman, michael moore. that is live here on c-span beginning at 6:30 eastern today. we will have jody cantor on her new book, "the obamas" -- jody kantor. live coverage begins on 7:00 p.m. eastern on c-span2. to mark, the supreme court or zero arguments on the fcc -- moreau. the court will decide if the -- on broadcast television and radio. we will bring that to marmite at 8 eastern here on c-span -- tomorrow night. supreme court decided lost not -- the case was in a church versus the eeoc against a former minister that tried to return to work. the supreme court heard the case last october. >> mr. laycock. >> the church is to not set the criteria for selecting the offices of government. that is a bedrock principle and these respondents would repudiate it. they do not argue that she was not a minister. her job performance and the rules of ministry. >> as i understand the facts, she was never a decommissioned as a minister. she would not have been recommended by the officials, two other parishes to be a commi

please welcome our friend, suze orman. [applause] she is the president and ceo of feeding america, a wonderful non-profit designed to combat the scourge of hunger and poverty in this country. please welcome our friend vicki b. escarra. finally, the president of the inside center on community economic development and an editor of -- co-editor of "building help the community's." please welcome our friend from oakland, roger clay. [applause] we have here on c-span tonight to a half hours to talk about poverty. that might be the most time ever given to a conversation uninterrupted without commercials about poverty in this country, and i want to take advantage of every minute of it and jump right into the conversation. barber, i am honored you are here. i want to start with you because the numbers have been coming out so much of late. it lies in the last three or four months of 2011, it seemed that every other day, there was a new statistics coming out about how things really are. the most recent one, though, from the census bu

and i could be be suze orman and i don't have to be with you counting her money. >> a real celebrity, well. >> well, if you were -- >> i would not want to be anywhere else in the world other than you. >> and the minute we go to commercial break, you will start to text them and say, wish i were with them kathy griffin. >> and i would not want to be with anyone else, and they have a jet standing by and i hope to get by there -- >> i thought you said that they had the judds standing by. >> well, the judds are on later on. >> and did you watch the judds on the own network? >> no. >> it is a struggle about the mother and the daughter -- >> hasn't it gone on for years that struggle? >> and afeel like, and don't get me starts op the o'neals or shania twain or not why. shania twain has asked why for so long, it is time she asked why not. >> and brooke is out in nashville and how is the big celebration down there in nashville? >> have you seen the judds? >> well, it is huge and we don't have the green goblin or spider-man but i could not ring in nashville without my cowboy