otis nashe has lived in the mostly minority chicago neighborhood of east gar field park for his entire life. >> i feel like it's pretty much anywhere else. you get traffic in the morning but that's because you have people going to school and going to work. >> he is rated a good driver and pays almost $200 a month for his geico auto insurance policy. christopher day who is also rated a good driver and lives 14 miles away in the mostly white chicago neighborhood of andersonville pays around $115 a month for a geico policy with more coverage for liability but less for comprehensive and collision. it's a disparity consumer reports and pro public a solve time and again. >> we looked at 34 different insurers in illinois and 33 of them had on average a difference between minority and nonminute orlt neighborhoods of 10%. >> price disparity based on zip codes is not just happening in illinois. three other states, missouri, texas and california also provided data used in the investigation. >> i think we could say based on the four states that it certainly raises questions about what is going on