a -- ourd up on insurance is as high as it is because part of what we pay, those of us who are insured, a portion that we pay every year is going to the hospitals. so we are already paying in ways we may not see. one of the other callers asked a really good question. the question about what if you are in the hospital right now and you are sick and have a different plan on generate one. if you have a chronic disease, if you are sick right now, some people who have to change doctors are not happy about that. the insurance industry often make some kind of accommodation when you're changing from plan a to plan b. if i am in the hospital today and my health insurance changes tomorrow, are they going to kick me out of the hospital tackle apparently the industry has ways of working through this. this willink necessarily be perfect for every person in the world who has to change doctors, but the administration did ask insurers to get them their current prescription through the month of january. insurers do not have to do that. it is voluntary. some will, some won't. it takes time. you are tryi