. >> reporter: for some people, this can serve as an enormously powerful trig tore start overshopping. >> reporter: dr. benson says reward cards can be beneficial to those who use them in a healthy way. for some, it can be similar to an addiction. what are the signs you may be prone to a problem? >> someone who keeps lookingng for the next offer, the xt best thing. >> reporter: matt shulz of imlaun creditcards.com says that although they can offer is to stay organized. >> and you have to make sure you're keeping an eye on things. make sure you're not applying for too many cards too often, ananalso that you are not overspending to get those rewards, because that can really get you in trouble. >> reporter: lewis says he's not concerned with the number of reward cards he has, because he keeps his spending in check. >> i don't get pull into spending more just to earn e rewards. >> reporter: paying off high interest if you don't pay your balance can eliminate the rewards. >>> the tonight show with stephen colbert will be live tonight. it will have matthew brod risk and a conforms by casey

. >> reporter: for some people, this can serve as an enormously overshopping. >> reporter: dr. benson says reward cards can be beneficial to those who use them in a healthy way. for some, it can be silar to an addiction. what are the signs you may be prone to a problem? >> someone who keeps looking for the next offer, the next best thing. >> reporter: matt shulz of imlaun creditcards.com says that although they can offer cash back and travel, the key is to stay organized. >> and you have to make sure you're keeping an eye on things. make sure you're not applying for too many cards too often, and also that you are not overspending to get those rewards, because that can really get you in trouble. >> reporter: lewis says he's not concerned with the number of reward cards he has, because he keeps his s snding in check. spending morjust to earn e rewards. >> reporter: paying off high interest if you don't pay your balance can eliminate the rewards. >>> the tonight show with stephen colbert will be live tonight. it will have matthew brod risk and a conforms by casey musgrave. it begi

kind of like shopping hungry equals overshopping. at ally bank no branches equals great rates. it's a fact. kind of like ordering wine equals pretending to know wine. pinot noir, which means peanut of the night. >>> all right. ring in the new year by raising the minimum wage. more than a dozen cities and states will start with such hikes. ben stein says get ready for the jobs to take a hike. very few in the $15 neck of the wood but higher than the national average of $7.25. ben, you're worried. why? >> because it's a simple matter of arithmetic. if the jobs will be twice as expensive per hour there will be fewer jobs. that's the way it is. not apple manufacturing which makes $600,000 per employee but at burger king, taco bell or del taco there will be fewer employees. it's arithmetic. i would like for retail and salespeople to be paid more per hour. i would cough up to pay more but it won't happen. it will cost jobs. it has to. it's math. >> he may not happy to pay more. there is a limit on how many americans would. that's what leads to these company that is lay off people, rig

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detrimental habit- 3 "for some people, signing up for a reward credit card can serve as an enormously overshopping."3 elliot agrees...and says you have to be very careful when signing up- 3 you don't want to be enticed just for the reward itself. only use rewards that are pertinent to your daily routine and the habits you have." have."only allowing your self a limit that is within a monthly manageable amount that you can take care of so you don't carry a balance and pay high interest rates. the fact is many people don't follow that advice- and earning rewards can be similar to an addiction. so what are the signs you may be prone to a problem?"someone who keeps looking for the, you know, the next offer, the next best thing. somebody for whom this is a preoccupation and it has negative consequences in their life."matt shulz of creditcards.com points out that although the upsides to rerd cards can include cash back and travel, the key is to anda&"you just have to make sure that you're keeping an eye on things, that you're not applying for too many cards too often cause it can hurt your score. and als

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kind of like shopping hungry equals overshopping. if you've donated to the humane society of the united states you should know that only one penny of every dollar donated goes to local pet shelters. hsus is currently being sued for fraud and recently paid over five million dollars to settle a bribery lawsuit. if you want to help pets, support local animal shelters in your cittty. find out more at humane watch dot org. >>> the stock market took americans on a wild ride in 20 5 his record highs and then taking its biggest nose dive in four years but wrapped up where it began, delivering its weakest performance since 2008. what can folks do to boost their 401(k)s and put away some extra cash? before we get to your tips it wasn't that bad a year, right? >> not at all. we came down to entire were almost positive on the s&p 500, down to the last day of trading, and the nasdaq did well because of technology stocks. >> explain what that is. >> facebook, amazon, netflix, and google. those were huge winners, gains of more than 35%, some more t

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kind of like shopping hungry equals overshopping. when you're on hold, your business is on hold.hat's why comcast business doesn't leave you there. when you call, a small business expert will answer you in about 30 seconds. no annoying hold music. just a real person, real fast. whenever you need them. so your business can get back to business. sounds like my ride's ready. don't get stuck on hold. reach an expert fast. comcast business. built for business. >>> hi. i'm richard lui with the hour's top stories. this week's midwest flooding is being blamed for 24 deaths. eight died in illinois including an 18-year-old whose body was discovered yesterday. four people still missing. police are continuing to search for a 5-year-old boy with autism who wandered away from a new year's eve party without shoes or a coat in the allentown, pennsylvania area. authorities say 20 search and rescue dog teams are searching for that boy. now back to "caught on camera." >>> welcome back to "caught on camera." i'm contessa brewer. so far we've seen everyday people willing to risk their own lives to sa

kind of like shopping hungry equals overshopping. >>> the death toll from the flooding in the midwest has now reached 24 people. the floodwaters have started to recede. the worst is yet to come as floodwaters continue to crest down the mississippi river and other affected water ways. let's turn to charles hadlock in missouri. >> reporter: we're in valley park, missouri, just to the south of downtown st. louis. take a look at this, this is many meramec river in the background there you see i-44. that reopened yesterday, that's a major thoroughfare across missouri, so a lot of people are happy that's open. this reservoir is having a hard time flowing back into the mississippi because the mississippi river itself is flooded. the town of st. girardeau is going to see a record flood. however, it's protected by a floodwall. the flood stage there is 32 feet. today the river is at 86.86 feet. that's the highest its ever been. it's on its way up to 50 feet there. that floodwall can handle that, 95% of the city is protected, but 5% isn't. so there's a problem there, but elsewhere across the sta

kind of like shopping hungry equals overshopping. one matched all six numbers for the powerball drawing last night. there's still hope for all of us. the jackpot is up to an estimated $400 million. it could be the sixth largest prize in powerball history. the odds of winning, though, 1 in 292 million. the next drawing will be held wednesday. >>> prince william is opening up about how he has changed since the birth of his son and daughter. the 33-year-old says he's a lot more emotional and has realized how precious life is. >> i'm a lot more emotional. >> are you? >> yeah, weirdly. i never used to get too worried about things. i now, the smallest things i can feel you well up a little more. >> both prince william and harry sat down for an interview about their father, prince charles. a documentary on his life is set to air tomorrow night. >>> the new alert across china about a problem that's been plaguing the countryen for year. plaguing the countryen for year. stay with us. i was able to quit in three months. and that was amazing. al

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