it is hardly a debate completed or overwith or a fate decome plea, and grappling with the numbers so that it is is a pay or play, and stay in the employer-based plans. that is critically important, if we end up with a massive migration out of the employer-based plans, we have a whole other issue to grapple with. i am the first to admit, this is a difficult set of problems to grapple with and identify, and it has defied solution for over half a solution. but the fact is that 14,000 people a day are losing their health care coverage and those who have it can't afford it, and if they have it, out of pocket expenses make it impossible to play. 80 to 90 million of our fellow citizens in a calendar year are without health insurance coverage. every one of us here in the desk have health coverage and we have the federal health benefit package and while we are worried about the crisis, none of us have to worry about paying for it, because we have a good health care plan, but that is not true for our millions of citizens, and they need that help and the economy cannot sustain the system that i