in mike said locke thanks so much for being on the show he's investment advisor at sic a pacific capital management and our go to jobs guy. pleasure to be on the show a. good measure. all right let's wrap up with your feedback because it's friday and we haven't done this for a while so we talked about catastrophe bonds in the wake of superstorm sandy and sean lacka writes i wouldn't have a heart to bet on a disaster that could affect many lives it's the same reason i don't have a heart to speculate on food prices and of course this brings up a lot of conspiracy theories about whether control and manipulated profit and what not i do want to clarify that as far as my understanding is of catastrophe bonds with the guess we spoke to what you're talking about is actually the opposite of these catastrophe bonds that we're talking about in the event of a major catastrophe you do not get paid on your bond or the value of your bond erodes in terms of the principle so you aren't actually betting on a disaster so to speak in fact it would seem that you would rather you would want them to not happen but hey wh