this is the a very hardies palin to follow d hardies palin to follow. -- hard discipline to follow. liz: we are cycling through a bunch of other etfs that are country-focused. we found the ishares comprehensive coverage etf, 76 billion in assets right now. cost efficient. they've a got core emerging markets. is and interestingly enough, one of their biggest holdings is a bank in india that you absolutely love. so, folks, when mark if or jeff comes on and says i like this foreign stock that is a little bit difficult to purchase on u.s. exchanges, hdfc, which is that big indian bank, is within iemg, that basket of stocks. to you, jeff, give me a sense of your outside trade at the moment. you know, we've got these wildfires and, of course, it's horrific from a human suffering standpoint. but there is actually something regarding real estate you've to been looking at. >> yeah. i mean, i think what i'm looking at is there's going to be a tremendous need. when all of this chaos ends, there's going to be a significant this need to rebuild what's been affected and destroyed in california. i