also of note, our pamela levin has announced her retirement. i want to congratulate her on a major life decision. just restate for the record that pamela has been in public sector since 1982. she worked in various cities across the u.s. after 13 years of working with city and county, she was selected to be the chief financial officer for hhs. she was helping drive our financial and operational improvements. she's played a significant role in helping us develop our strategic plan throughout the years and having an impact on health plan and premium cost containment. we're appreciative, she's helping us facilitate a very smooth transition. we will begin the recruitment process for her replacement officially in march. we've already secured all of the approvals and have the money in the budget and blessing of dhr to move forward with a successor that we aim to have in place long before she leaves so she or he can shadow pamela over the six months prior to her departure. on behalf of the board, and the leadership team, and all of our members we thank