pamela levine. >> i'm sorry for jumping the gun. i'm so excited. as i mentioned we ended up with a balance of $77.3 in net assets. before anybody gets excited about that, we have in terms of reserves and obligations, we have $68.6 million. when you net those out, you are just looking at $8.7 million that is quasi free, but it's not, but, so that's our room if every obligation is realized and reserve is realized in the next fiscal year. so, that, you know, we are not a wash with money. let's put it that way. so the $24 million increase in net assets between 2011-2012 and 2013, consist of $20.5 million in a combination of utilization in a city health plans reserve which we call -- what you may have heard before and the savings conversion from the pharmacy medicare benefits. there was $1.5 million in the flex plan for 2013. $3.1 million net decrease in the blue shield's fully in insured's plan from july through december by the 2 percent premium pledge and $1.6 million net increase in other benefits. so, that nets you -- us out to the $77.3 million. we

pamela levine. cfo health services. i need to read the agenda more carefully, sorry. yes, i do want to talk about the financial, the first quarter financial report for the trust and for the general fund. this, as we all know and i'm sure you've heard in the past, when, this is a 3-month report. when you project with only 3 months of data, you are apt to have some inaccuracies. so right now we are projecting an increase in our net assets of $21 million but there are a lot of things that could occur between now and the end of june that could affect that. the $21 million includes $13 1/2 million in assets and this as we mentioned before they are reserves and an analysis of stables reserves and contingency reserves that will be done and incorporated into next year. $2.8 million in favorable claims experiences in blue shields and nor the reported. $2.4 million in the shared dental plan and a reduction of $1 million estimated medical hmo premium revenues avenue application of the early retirement reassurance program. this is the federal money being used. one of the things t

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