storm ranger is a powerful radar on wheels. >> nbc 10's pamela osborn checking the roads in south jersey live in glasboro this morning. >> reporter: we stumbled upon what appears to be a staging area, getting ready to go out on the roadway this morning. you can see this one that's getting ready to do some work here. i want to point something else out to you. the roads are wet. it is 33 degrees out here. you can see some ponding on the sides of the roadway, some of these corners. what you're looking at right now is route 47, and the snow is already beginning to stick and accumulate on the ground. an alert came out a little bit ural, th earlier this morning. all state offices are going to be closed today. if you're not essential employees do not report today. they want to get these roads taken care of. not too many issues out here aside from a bit of flooding on the roadway you see here. but again, the snow, the ice really hasn't really started yet. but we're expect things to change. if you absolutely have to be out here today, make sure you have a full tank of gas on you, allow yourself p

nbc 10's pamela osborn has stopped now. pam, you have some advice for drivers who do need to get out on the roads today. tell us about it. >> reporter: yeah, but first i want to get to some information that came out this morning. state offices will be closed today. they're asking everyone that's not a nonessential employee to stay home today. you can see the snow already accumulating on the grassy areas and a little bit more so on the road now a bit this morning. so if you have to be one of those essential employees, if you have to go in this morning make sure you dust the snow off your lights and take care of your roof and windshield as well so you aren't blinding anyone else with your snow. that's actually state law in pennsylvania. if you haven't already, take some extra time to fill up your tank to get to where you need to go this morning. when identify get in your vehicle make sure to allow plenty of distance between yourself and the snowplows. you want to give them at least six car lengths of distance so that way they

for now we're going to send it over to pamela osborn. she's live in storm force 10. >> reporter: we're on the walt whitman bridge right now where snow is coming down, and the roads are just a little bit wet. we have some tips for driving today, and we're going oo show you what conditions are like in jersey when we come back. >>> we are tracking this major winter storm for you this morning. right now storm ranger is giving us this live look at collegeville. county has declared a disaster emergency. county leaders say that opens up the resources that they need to deal with this storm, clear roads and protect people and property. now let's show you what it looks like in philadelphia, i-95 in south philly. always starts to pick up around 6:00 this morning. likely to be less traffic this morning as a lot of places are closed, a lot of people choosing to work from home and with more than 600 schools closed. >>> we'll be driving all over south jersey checking to see what you can expect to experience if you're driving. tell us what you're seeing

but if you don't, nbc10's pamela osborne joins us now with how to navigate insurance claims. what's left after a storm can be overwhelming. one of the first questions us might ask yourself after a storm damage is whose insurance company covers what and under what circumstances. we checked with aaa to give you a quick list of what you need to know. if your car is damaged, the damage would be covered bu ed u the comprehensive portion of your auto policy. keep in mind, that's optional. if it's your home, your insurance for your home for cover the damage to your home. and let's say a tree falls on your neighbor's house, your neighbor's homeowner policy would provide coverage there. if the tree that fell was damaged or neglected by you you could be held liable for the damages there. under standard policies wind or roof damage to your home or other injured structures will be covered. in the event that your home or property takes a hit in tomorrow's storm, one of the first things you want to do is file a claim with your insurance company so that repair process can begin. in the digit

we continue with nbc 10's pamela osborne who's live in storm force 10 showing us what the roads are like right now. pam, where are you? >>reporter: yeah, we're nao in drexel hill right now. i wanted to give you a different perspective are the right now we're on a neighborhood street in the is cedar lane. you can see a little bit slushy right now, very wet on the roadways but no major problems on any of the majors that we've been on this morning so far on the way. so earlier there was a little bit of rain, we saw in new jersey would whereit would transition from light rain to snow and it's now snowing here in drexel hill. back to you. >>> pennsylvania governor tom wolf is holding a news conference. >> he just stepped up to the podium and we're going to take a moment and listen in. >> conditions can change quickly and i think we need to understand that. you look out the window right now here in the harrisburg area and you could be forgiven for thinking this isn't going to be a big deal. we're still thinking this is going to be a bill deal and in certain parts of pennsylvania it's going to

pamela osborne is live in the breaking news center with what's expected to happen in court today.am. >> reporter: right now they're still on the issue of whether to allow 19 additional women to testify against cosby. we're expecting a judge to decide on that later today, but for now the prosecution is arguing for those witnesses to be heard because they say their testimony will show a pattern of abuse. the defense disagrees arguing that claims -- the claims rather of those 19 women have not been proven or charged. cosby's legal team will also keep fighting to keep a civil suit out of the retrial. cosby say kuds of sexually assaulting constand in 2004 but they say they can prove that cosby was nowhere near her when she claims the alleged assault took place. the first trial ended with a hung jury last june. he's pleaded not guilty. worth mention, that cosby's attorneys tried yesterday to have the entire case thrown out of court, but it's moving forward with jury selection zed scheduled to start on march 29th. in the breaking news center, i'm pam lar laoz barn. >>> an 18-year-old gym