please welcome patricia davis. it's so nice to have you. >> thank you very much. >> i know someone famous. >> oh, gosh. so do i. >> the book is called "maine money and me." "the washington post" says this is a great book for financial independence. why is it special to you? >> it's special because mini was my mother. she was a young widow with five children who was determined to make all of us okay money wise. we didn't understand any of that at that time but she did. we were put on aallowances. we got them every other monday when she got paid and that was it. we thought she was crazy. we thought she was mean. we thought she was stingy but what we didn't know she was trying to make her resources last. she didn't have a lot to give us but she told us she was teaching us lessons to last a lifetime. >> what is the greatest myth that people need to understand when it comes to finances? what's the biggest mistake that we make? >> i think we make the mistake by not doing budgets. that's the question. that's the issue i g

patricia krentcil says she's the victim of a witchhunt and her critics are jealous, fat and ugly. more now from abc's linsey davis>> reporter: on top of accusations that she took her 5-year-old daughter into a tanning booth with her, patricia krentcil often referenced now as tanning mom is gaining national attention for her own increasingly coppertone complexion. >> any mother that makes an accusation about me is not a mother because i am a great mother and i would never do that to my child. >> reporter: on wednesday she entered a plea of not guilty to second-degree child endangerment charges after the school nurse expressed concern about the child's sunburn. then 5-year-old anna told her she'd gone tan with mommy. that prompted the school to call child services. many are now wondering if krentcil might have a problem of her own. take a look at her tan skin in this mug shot. by the time she sat down on tuesday night, her skin was an even deeper bronze. >> i'm very tan. and i have been tanning my whole life. >> wow. okay. when you look at this, this is a problem. this is somebody who most likely has a condition ca

davis has the story. >> reporter: it's clear in her mug shots that patricia krentcil enjoys going to a tanning salon.kes her daughter with her. she says her daughter, anna, didn't tan. >> me, mommy. mommy tans. and she sits out, outside the booth. >> reporter: the 44-year-old new jersey mom was arrested and charged monday with second-degree child endangerment as a result of her daughter's sunburn. >> the pediatrician says she's got a little bit of a sunburn. but it was the only weekend it was warm. we were out doing the gardening. >> reporter: the 5-year-old's school nurse noticed she had a rash. and the little girl told her it was from going tanning with mommy, the school called child services. >> i never once in my life, would let my daughter, especially at that age, go into a tanning booth. >> reporter: but officials say krentcil took the child into the booth without the salon's knowledge. the u.v. light can damage your dna, causing formations of dangerous skin cancer cells. as in most states, new jersey law does not allow anyone under the age of 14 to use a tanning facility. and older teens requi

patricia krentcil was in court on wednesday. her own appearance is raising new questions. linsey davisg, robin. bloggers are having a lot of fun with this story. saying the mom is in hot water and should end up where the sun don't shine. but this is actually a serious story. you have prosecutors saying a mom brought her 5-year-old tanning. and some doctors saying mom is t tan rexic. patricia krentcil is gaining national attention for her own increasingly copper tone complexi complexion. on wednesday, she entered a plea of not guilty to second-degree child endangerment charges. when 5-year-old anna told her she had gone tanning with mommy. that prompted the school to call child services. but many are wondering if krentcil has a problem of her own. look at her tanned skin on monday. by the time she sat down with us on tuesday night, her skin was an even deeper bronze. >> i'm very tan. and i have been tanning my whole life. >> wow. okay. when you look at this, this is a problem. this is somebody who most likely has a condition called tanorexia, where they don't realize how much color they