patricia powell and founder and ceo of powell financial group. why the drop in consumer confidence first of all? >> that is a great question. there is lots of reasons. the recession seems to be going on and on, but the news keeps less bad. the housing numbers have gotten less bad. the jobs numbers have gotten less bad and gdp number was negative 1%. so on the first blush economists are surprised about it. they ask a lot of things. one of the things they ask people, do you think you are personal finances are going to get better? this suffered the worst number in the 60 years of doing the survey, more people than not said their personal finances are going to be worse and not better. so customers are losing confidence but think your question is great. we've been in this recession, why now, why has customer confidence slumping? they haven't been asking anything about the health care. in a all honesty, confidence and uncertainty are the opposite ends of the spectrum when it comes to economics. >> julie: the drop in consumer confidence, the question re

there is still room to make some money. >> gregg: patricia powell, thanks so much.id you vote for hoover? >> julie: i don't use vacuum cleaners. >> why can't alcohol contain vitamins? can booze boost your health? that would be something to drink to. we'll explain next. ♪ ♪ ♪ ♪ one hundred potato chips, or one hundred pringles. both cost the same. but only the new pringles super stack can makes everything pop. same cost, but a lot more fun. everything pops with the new pringles super stack can. ♪ ♪ ♪ ♪ >> gregg: i thought we were playing the white house song. >> next time you kickback for a drink you may be boosting your health. we know that alcohol can drain yourself of century vitamins now they are adding vitamins with the idea of replenishing of what you lost. >> gregg: why can't they tout their benefits. so can happy hour be good to your health? let's put the question to dr. mark siegle. the people that drink a lot are deficient in one? >> it's mainly deficient in vitamin about's and zinc and vitamin c. a lot of vitamins. >> julie: so what benefits can we get fro

joining us is patricia powell founder of the powell financial group.we want to get to the college loans part. is it possible that you can work out some kind of negotiation with the company that is supplying your loan, you know what, wait to start charging me on the loan until i get a job. >> you can ask for a deferral and in most cases you can qualify for a deferral because of the unemployment. you know, you can't get blood out of a stone so what are they going to do? even if you are already in the work force and you've lost your job, one of the first things you do, call your person and ask for a deferral. >> julie: for how long, it took me a year before i got in this career to get a job. i ended up working on commercials and serving people snacks and pretzels? >> i don't have a direct answer to your question because there are all kinds of college loans, private loans. what you your viewers would have to call their specific loan person and find out what would be available to them. i suspect you would get normally six months to a year of a deferral. >>