my name is patrick allen and i'm the director of the oregon department of consumer and business services. we're the state's consumer protection and business regulatory agency. our mission is to serve and protect consumers and businesses in oregon while supporting a positive business climate in the state. my agency's responsible for regulating banks, credit unions, mortgage lenders and other nondepository programs. all aspects of insurance, including life, health, property and casualty, our system of worker health and safety, including oregon osha and state workers' compensation insurance and statewide construction standards. as of 90 days ago, after a brief transitional period, the department assumed responsibility for oregon's state-based health care marketplace. i appreciate the opportunity to be here today and to talk about the market place services in oregon and my agency's plans going forward. you have my written statement, so i will briefly summarize with three points. first, oregon's marketplace is successful. nearly 70,000 oregonians enrolled in coverage during open enrollment fo

my name is patrick allen on the direct of the oregon department of consumer and business services. with the states largest consumer protection and business records or agency to our mission is to serve the protect consumers and workers in poor, supporting a positive business climate in the state. my agency responsible for regulating the financial service industry including banks, credit unions, mortgage lenders, all aspects of insurance including life, health, property and casually. .. >> >> healthy, competitive, and sustainable. 11 companies will offer play of the various coverage levels. or a given individual insurance market is one of the zero lowest a nation we're in the process to major there's long-term sustainability of the rates have been significant the results is comparable to those available in neighboring markets in california and washington and remain very affordable. third, the marketplace is deficient and financially sustainable and subject to ongoing oversight. we as a state agency is able to operate the marketplace 60% fewer staff and the previous organization and.

my name is patrick allen and i'm the director of the oregon department of consumer and business servicesfe, health, property and casualty. our system of worker health and safety, including oregon osha and state workers' compensation insurance and statewise construction standards. as of 90 days ago, after a brief transitional period, the department assumed responsibility for oregon's state-based health care marketplace. i appreciate the opportunity to be here today and to talk about the market place services in oregon and my agency's plans going forward. you have my written statement, so i will briefly summarize with three points. first, oregon's marketplace is successful. nearly 70,000 oregonians enrolled in coverage during open enrollment for 2014, despite needing to navigate a hybrid paper and automated system. using healthcare.gov that number increased to over 100,000 for 2015 open enrollment. between those private health insurance and the oregon health plan, the rate of uninsured in oregon declined from 14% to under 9%. second, oregon's health insurance marketplace is healthy, compet