the state of minnesota, and for that, we have patrick geraghty, president and c.e.o.ever blue cross blue shield of minnesota, who will discuss the recent initiatives that he is involved in. minnesota is well known for its low cost of care and its high quality of care can really serve as a model for the nation, and as we work toward those goals. >> thank you, nancy. some of you who are close to the front of the room know that there's a fly buzzing over the podium here, and a couple of weeks ago, i would have just swatted it. [laughter] >> but we live and we learn. thank you very much. it's my honor to be here representing the state of minnesota and representing blue cross blue shield of minnesota. the discussion that we're having as a nation is really not just about health care, but it's about health. and wellness, prevention and quality outcomes is really what we are collectively thinking about and looking at. so as we talk about what we're doing in minnesota, i would like you to take a look at these slides, where we're looking certainly at cost, we're looking at impr