norm pearlstine's back with me in just a moment. woman: i stay active by staying in rhythm.st optimum with 5 in 1 advanced nutrition helps support muscle, energy, bone, normal immune function, and vision. boost optimum. be up for life. sometimes you need an expert. i got it. and sometimes those experts need experts. on it. [ crash ] and sometimes the expert the expert needed needs insurance expertise. it's all good. steve, you're covered for general liability. and, paul, we got your back with workers' comp. wow, it's like a party in here. where are the hors d'oeuvres, right? [ clanking ] tartlets? we cover commercial vehicles, too. i think there's something wrong with your sink. pearl are pretty much the same. but while some push high commission investment products, fisher investments avoids them. some advisers have hidden and layered fees. fisher investments never does. and while some advisers are happy to earn commissions from you whether you do well or not, fisher investments fees are structured so we do better when you do better. maybe that's why most of our clients come