class 2007 entering class, so now i know what they borrowed in years five and six, those students at penng state borrowed $23 million. to go years five and six. and you can see their loan rates going up and some peoplewe c tso disappearing. we can save an enormous amount of money if we can get those students to graduate in four years or less. they're in the job market and being successful, and we actually drive, drive those numbers down. if you think of all the different ways in which we can enable a studentt fa to not falf the map, to make sure they have their courses in order, to advantage students perhaps with the world campus to be taking m classes coming out of high school and coming in with the credits that allow them to go through this system even more quickly s. there's some evidence that if you add financial literacy to st part of the training for the studentsof w and they have a se of what they might be paying per month when they graduate, that they borrow less.king because some of that borrowing is actually because they're n working on a particular style od living that g they wa

class 2007 entering class, so now i know what they borrowed in years five and six, those students at penng state borrowed $23 million. to go years five and six. and you can see their loan rates going up and some peoplewe c tso disappearing. we can save an enormous amount of money if we can get those students to graduate in four years or less. they're in the job market and being successful, and we actually drive, drive those numbers down. if you think of all the different ways in which we can enable a studentt fa to not falf the map, to make sure they have their courses in order, to advantage students perhaps with the world campus to be taking m classes coming out of high school and coming in with the credits that allow them to go through this system even more quickly s. there's some evidence that if you add financial literacy to st part of the training for the studentsof w and they have a se of what they might be paying per month when they graduate, that they borrow less.king because some of that borrowing is actually because they're n working on a particular style od living that g they wa