see what their peter redfern has to say. anna and i next. ♪ anna: welcome back to bloomberg: daybreak. the residential housing developer taylor wimpey reported revenue of one point 73 billion pounds for the first half of the year. speak to peter redfern. right have you on the program. the bank of england has been warning about the state of the consumer in the u.k. and consumer credit. is that something that unnerves you when you look ahead to the rest of the year and into next? peter: it is something we keep an eye on. we are finding trading to be very strong, confidence among customers to be good. the interest rates, they are paying are at an all-time low. that means they are not that fragile, but certainly as we look into next year and beyond, it is something we are aware of and cautious about. manus: one thing we have written about his affordability. nationally in england, homes cost eight times workers wages. pretty seen on the doorstep? our people concerned about affordability? are they having a tough time getting acces