let us get back to peter rosenstreich. thank you very much. what you make of sab miller? i think consumer habits are changing. they are moving toward less how call consumption, more healthy living. ryan: that you say wine. [laughter] peter: one quarter does not make a year. a slight pullback in some thing like this is probably more of a one-off anything else. anna: interesting line on the currencies. they declined by 10% due to depreciation -- due to appreciation of currencies. having an impact on the day today. stay with us. we will be returning to put her. we should go back to credit suisse. ryan: they just repair their earnings. francine joins us now. she just spoke. what is set to happen to the investment bank? francine: you give a sense of what could happen. he basically said he wants strategy by the end of the year. if you read what he said carefully. he said the strategy could rest some of the pressures up in our second-quarter results. when you look at the results there are three questions put you same happened to the investment banking echo when asked him, he sai