. >> reporter: peter smith is a researcher at the center for responsible lending. he says borrowers have the right not to disclose their race and some might think marking it down will hurt their chances. but he says 40% sounds high. >> when we see larger sets of people or larger sets of borrowers failing to report their race, i wonder, you know, if there are sort of structural issues. it raises a little bit of a red flag for me. >> reporter: quicken is the nation's largest mortgage lender. its popular rocket mortgage site says you can get approved in minutes. but that convenience may come at a cost. if someone comes into a bank to apply for a loan but decides not to disclose their race, the loan officer is required to report their first impression of the person based on observations we all make, like skin color, accent, or last name. but quicken's clients fill out applications on the phone or online. so if someone checks let's move on, a loan officer does haven't to report anything. it's not ideal, but some information is better than none. and it helps the governme

for more, we are joined by peter smith, ceo of blockchain. lk to us about how blockchain 's principal strategy is going to be different. peter: the market is really immature, there are not a lot of mature platforms out there that institutions are dealing -- used to dealing with. institutions are looking to get exposure in a safe way and they are motivated by getting the best execution. the institutional market in crypto is very immature. caroline: talk to us about when you are looking at the likes of coinbase. they are already offering institutional clients. i want to know how you are going to be different and how the liquidity you provide is measured. peter: it is an otc desk, similar to coinbase. they are offering a training facility. we are focused on offering an end to end service. research, deeper liquidity, the ability to hold assets. caroline: a custody bank. what about when you are looking at the demand that you are seeing flowing through from institutional quiet -- institutional clients? a talk about bitcoin in either prices. peter: i

. >> peter smith is a senior researcher at the central for responsible lending. he says borrowers have the right not to disclose their race and some might think marking it down will hurt their chances. but he says 40% sounds high. >> when we see larger sets of people or larger sets of borrowers failing to report their race, i wonder, you know, if there are sort of structure issues. it raises a little bit of a red flag for me. >> quicken loans is the nation's largest mortgage lender. its popular rocket mortgage site says you can get approved in minutes, but that convenience may come at a cost. >> if someone comes into a bank to apply for a loan but decides not to disclose their race, the loan officer is required to report their first impression of the person based on observations we all make, like skin color, act sent or last nate name. >> but quicken loan's clients fill out applications on the phone or online. but some information is better than none and it helps the government keep an eye on who is getting loans. quicken loans says it relies only on the informat

. >> peter smith is a senior researcher at the center for responsible lending and says borrowers have the right not to disclose their race and some might think marking it down will hurt their chances. but he says 40% sounds high. >> when we see larger sets of people or larger sets of borrowers failingo wonder if th are sort of the structural issues and it raises a little bit of a red flag for me. >> quicken loans is the nation's largest mortgage lender and rocket mortgage says you can get approved in minutes but it may come at a cost. if someone comes into a bank to decide for a loan but not to disclose their race, the loan officer is required to report their first impression of the person based on observations we all make, like skin color or accent or last name. >> but quicken loans clients fill out applications on the phone or online. if someone checks, let's move on, the loan officer doesn't have to report anything, it's not ideal but some information is better than none and it helps the government keep an eye who is getting loans. >> quicken loans says it relies only on the inform

caroline: that was blockchain ceo peter smith. he always has a healthy dose of reality.n it comes to the hype around crypto, the prices surging. it is interesting his take is institutional interest is still nascent. perhaps we will have to see recovery and prices before they really get involved. emily: it has been fascinating to watch this bitcoin roller coaster, rising over 1000% last year, down more than 50% this year. is it the result of just bad news or negative sentiment piling up? caroline: both. i think the effect that social media has blocked advertising has not helped. i think the fact that we see facebook potentially turning that around. we see the regulatory environment be the key issue. here on my side of the atlantic, the bank of england just sent out letters to ceos of banks, funds, insurance companies. the deputy governor himself sent out a personal letter to the ceos saying beware of crypto. you see it in the u.s. how much they are casting and i over securities, whether they are indeed securities are not. they got a tip of the hat from the sec saying you

. >> as he reminisces with his daughter, nora, peter smith describes her mother as always caring and sometimes feisy. >> she was a force of nature. a short ball of energy. >> reporter: last month, debbie smith fell in a store parking lot and died a short time later. her death at the age of 72 stunned her husband of 36 years. >> it's something i had vaguely considered could conceivably happen 20 years from now. >> fortunately, the smiths had accidental death and dismemberment insurance with cigna. $1,000 in basic coverage, plus additional coverage they paid extra for. >> i signed up for $200,000 of coverage for each of us. >> reporter: not a fortune, but enough for the surviving spouse to pay off the house. and that's what peter planned to do with the $200,000 after debbie's unexpected death. but when he filed a claim, he learned his benefits were cut 50%. >> half of what i paid for. >> reporter: cigna paid just $100,000 of the $200,000 peter expected. >> well, let's see. >> reporter: so he immediately -- >> that's the schedule of benefits. >> reporter: -- went to his paperwork. >> thi

. >> as he reminisces with his daughter nora peter smith describes his mother as always caring and sometimesdayy. >> she was a force of nature, a short ball of energy. >> last march debby smith fell in a store parking lot and died a short time later. her death at the age of 72 stunned her husband of 36 years. >> it's something i had vaguely considered happening 20 years from now. >> fortunate lit smiths had accidental death and dismemberment insurance from cigna, $1,000 in pacic coverage plus additional coverage they paid extra for. >> i signed up for $200,000 of coverage for each of us. >> reporter: not a fortune but enough for the surviving spouse to pay off the house. that's what peter planned to do with the $200,000 after debby's up expected death, but when he filed a claim he learned his benefits were cut 50%. >> half of what i paid for. >> cigna paid just $is this un,000 of the 200,000 peter expected. >> let's see. >> so immediately. >> that's the schedule of benefits. >> went to his paperwork. >> this is a printout of the enrollment form for the insurance. >> he saved everything, and

peter 0borne. and stephen smith moves into his new pad — a micro—flat of tiny proportions.

we taught together at the same time for peter smith many years ,go, a distinguished professor we we his teaching assistants. before he got into his current career, he was one of mexico's most published and best respected scholars of trade. and not only trade with the u.s. but trade with brazil, trade with europe, trade with asia, and published extensively, he had been in nafta negotiations. >> it was a great agreement. >> he was on that side. gun into academia and published about this. he did a lot of the cnon on mexican scholarship. and mod into working in government and the private sector. great to have all three of you here. open up by asking carla, back in the early 1990's, it would have been hard to imagine where we are today. forget the political moment. how much trade there is going on between mexico, the u.s., and canada. ?hat difference has nafta made as you sat down and negotiated it, this wasbout our competitiveness. what difference did nafta make? carla: nafta made and a difference. let me start by saying that there is so much information floating about between our governmen

. >> we actually taught together at the same time for peter smith, distinguished professor of latin american studies and we were teaching assistants back in the day. antonio, before he got into government and his current career, he was really one of mexico's most published and best respected scholars of trade, and not only trade with the u.s. actually but trade with brazil, trade with europe, trade with asia and published extensively and he had actually been earlier in the nafta negotiated and been in -- >> the great agreement. >> yes, exactly. >> on that side, got into academia and really did a lot of the canon of mexican scholarship and international scholarship on mexico owes trade policy and moved into working in government and now into private sector, so great to have all three of you here. let me open up by asking carla about, you know, back in early 1980s. it would have been probably hard to imagine where we are today, and forget the political moment itself, but just how much trade there is going on between mexico and the united states and canada. what -- what difference did nafta mak

smiley smith peters -- miss miley smith peters who many of you greeted , outside and she is our research assistant for the summer and invaluable putting this together today. i will turn it over to the ceo, mat kraina, who will introduce our speakers today. thank you. >> thank you very much. thank you for the delicious food. a lot of people come for the information, but most people come for the food. we're glad to have such a delicious lunch. rathnaeciate everything has done to organize this and all of our events. the forum we have 10 minute back-to-back speeches by subject matter experts. our goal to get you a lot of information quickly and not to waste a lot of time with back and forth questions, comments and so forth. to let you hear directly from subject matter experts. we ask speakers to keep your 10 minute schedule. we do not mind if you go less than 10 minutes but please don't go more than 10 minutes because we want to keep on a schedule today. make sure it's friday afternoon, everyone gets out on time but everyone gets to hear the speakers in a timely way. our first speaker today

peter oborne. and stephen smith moves into his new pad — a micro—flat of tiny proportions.is going to be the best. can i just see if i would fit in. as you say, no mattress. but it is the right size. you are rather talli wouldn't say it was roomy, but i do fit in the slot. good evening. westminster is tonight in a febrile state. in the lobbies the talk is of backstops, amendments, and possible resignations over brexit. what does all that mean? essentially that the prime minister has still not managed to rally her cabinet around a unified position and — yes, we've heard it before — that something or someone will have to give. at times today there were predictions of the imminent resignation of david davis, the brexit secretary. well, he hasn't gone, not yet anyway. what does the rest of the eu think of all this? we'll come to that in a moment. but first our political editor, nick watt, is here to decode the days events. what has been happening? we have a very public cabinet show down on brexit and david davis is very happy for us to be speculating that he may resign if he do

the ig report itself, the american people now with peter strzok, lisa page are becoming familiar with the name kevin kling smithbut we know from the ig report they were more, at least two. we also know that there are already part of the mueller probe, at least eight attorneys who have been strong supporters of democrats and the democrat party, so we want to know who else is involved in this thing? with got to have that list of names vetted. >> melissa: the ig's job is only half done. he did the first part of the investigation about the clinton email scandal, the second part is going to be about the russia probe. why not wait until he finishes his work? >> we certainly are. we are going to see what he finds but we have oversight responsibility ourselves. at this point, the ig report that has come out has raised a lot of questions for which we need answers and part of that is the fact that many of these bias people willing to use their position to alter the election they went from there into the mueller probe. so is our responsibility, we're just pursuing that which we have a duty to pursue and of course horwitz

came with me now to talk about it is that peter schmeichel for mining i tell people and also money and i could not make a case in really i think it's safe to say smith facing pressure but this is exactly what russia needed and it's going to do so much good for for the holiday and it's for the atmosphere around the russian team i mean i've been traveling around russian off six months and it's very little positive i've heard about the team they have now won five of those and they've convinced people that they can actually play football and compete at this level and i hope the russians are not like the portuguese because for us the distance between super optimistic and pessimistic is very strong and i think that they didn't have reasons for be so pessimistic but now i'm a bit like like people say it's nice because of course is a great result of course maybe one volt becomes crucial one knows for egypt and russia to finish with four points which is very possible to happen. for the tournament second matches a heavyweight clash between spain and portugal that's taking place in sochi. on friday i mean i was ahead a little earlier as you know and he made a

smiths had accidental death and dismembership insurance. >> i signed up for $200,000 of coverage for each of us. >> not a fortune, but enough for the surviving spouse to pay off the house. that's what peter planned to do with the $200,000 after debbie's unexpected death. when he filed a claim, he learned his benefits were cut 50%. >> half of what i paid for. >> cigna paid $100,000 of the $200,000 peter expected. immediately he went to his paperwork. >> this is a printout of the enrollment form for the insurance. >> he saved everything. the enrollment form is clear to him. >> it says, additional coverage, $2 owe,02 o $200,000. >> cigna told him benefits are cut in half around age 70. an insurance trade group confirmed that for us. here is the thing. debbie was already 70 when she applied. the computerized enrollment form included her birth date. >> there it is. it's in black and white. >> it didn't calculate the reduction. despite the front page stating $200,000 in coverage, a line four pages inside the policy meant cigna never would have paid the smiths 200 grand because of their age. how misled do you feel? >> totally. >> nora asked us for help. when cigna didn't respond, we suggested t

you think we are going to see guys testify next week, standra smith did interview with goodlatte and gowdy last week they said expecting peter comey can resist subpoena impossible to know he is all over world selling his book disclosing all kinds of information he probably should not be disclosing without a subpoena how can he refuse to submit to the checks and balances the legitimate coincident inquikwi -- years cot inquiries. >> jim comey may be investigated by this for the same things he was unwilling to do for hillary clinton that is a mishandling of classified information. >> alan? >> yes? >> do you agree with that he is being investigated -- >> is he being investigated for the same issues that he was unwilling to investigate hillary clinton for? misuse of classified information? >> well, there should be investigations that is what congress there is for. oversight. and there should be cooperation with investigations that is how our system checks and balances operates. >> thank you alan dershowitz. >> we'll back, there are more ways to make more on youtube different from traditional advertising nicole petallides looking

smith. >> bill: i'm bill hemmer. we moved across the room here. it is more complicated than you think. all this as the f.b.i. agent peterk is sitting down for question in a closed door meeting. it brings us to the newsroom news feed and the journalists who bring it to you. check it out. >> elusive peter strzok the lead investigator for the f.b.i. and the russia trump campaign investigation and hillary clinton investigation. he will appear behind closed doors with the committees on capitol hill. >> he is not going to get immunity and invoke the fifth. lawmakers have a ton of questions. >> mr. strzok and ms. page. did they start an investigation the trump campaign because they had a political bias or based on legitimate evidence? >> the lack of transparency hasn't served the country well in any of these matters. the question goes beyond personal bias but the question of whether or not the bias peter strzok manifested itself in the form of investigative decisions. >> how did the whole thing get started and whether it was some form of entrapment? >> my question is what role did they play in the russia investigation? >> thes

off yesterday >> sandra: i'm sandra smith -- regarding their department's action leading up to the 2016 presidential +++ >> bill: good morning. >> f.b.i. agent peter strzok was on capitol hill answering questions for 11 hours the last 90 minutes in the classified section. he was giving a transcribed interview. there are the same penalties if you lie to lawmakers and congressional investigators. republicans remain convinced that bias were in the russia and email investigations. a lawyer advised strzok not to answer questions about an ongoing investigation. >> probably more times that they didn't want to talk about an john going investigation than i would find appropriate. >> it is not acceptable. it is not in statute. certainly not something that the american people would find acceptable and i certainly don't find it acceptable, either. >> throughout the 11-hour deposition yesterday we had the impromptu briefings from republicans and democrats. democrats believe the interviews and the requests for records are really an effort to taint the mueller russia investigations. >> basically what we have here, a republican spending quite a bit of time reinve

smith, senator kennedy, number 3097, senator murkowski, 3110, senator hatch 3125, senator merkley 3147, senator tester 3148, senator gillibrand 3154, senator gardner 3157, senator moran 3159, senator collins 3160, senator peters 3164, senator shaheen 3172, senator feinstein 3177, senator cornyn 3186, senator cantwell and senator crapo 3209, senator gardner again 3218, and senator grassley. i would only note this represents 18 amendments, including the substitute. extremely bipartisan. i have read republican, democrat, democrat, republican, all through these 18 amendments. we have proceeded that way in committee. we are proceeding this way on the floor. i would urge members to bring their amendments to the floor for consideration, and hopefully the amendments will be in the nature that we can consider them without controversy. i know that people have strong concerns about whatever amendment they would introduce, but again the ultimate goal is to do this quickly and to provide farmers certainty and predictability during this difficult time that they're going through. i hope members will keep that in mind with regards to any amendment they may consider. i yield the floor. mr. roberts: mr. president. the presidin

peter strzok. he is heading to the hill right now to face top lawmakers. i'm bill hemmer. >> sandra: back live and in person. >> bill: the blue looks good. >> sandra: i'm sandra smith.

peters 2313. gillibrand, 2335 as modified. heitkamp 2338. smith 2340. cardin 2347. wicker 2351. inhofe 2353. menendez 2360. cortez masto 2367. hoeven, 2368. perdue, 2380. heller 2392. inhofe 2402. sullivan 2408. nelson 2424. and hoeven 2446. -p inhofe 2449. gardner 2430. collins 2436. young 2463. cruz 2469. nelson 2489. wicker 2503. manchin 2508. the roberts 2513. cotton 2514. udall 2547. stabenow 2537. don fischer 2554. cardin 25262. rubio 2564. reed 2636. schumer 2757. menendez 2683, and smith 2523. mr. corker: mr. president. i ask unanimous consent that the senate be in a period of morning business with senators permitted to speak therein for up to ten minutes each. the presiding officer: without objection. mr. corker: mr. president, i had a conversation with senator inhofe and senator reed earlier to talk a little bit about resolving a blue-slip issue. i think many members here are aware that i wan to offer an amendment that deals with our ability to weigh in on tariffs that are put in place under se232 ofhe tra act. national security issues. i think we may have found a resolution to tha