the san francisco controllers office of public finance, by jones hall, our current bod counsel, and pfm, our current financial advisor. this concludes my presentation. thank you. >> thank you. any speaker cards? >> no speaker cards . >> very fascinating subject the public does not want to comment on. i mean that, sincerely. do we have any comments or questions by commissioners? seems pretty straightforward. >> i just want to know what is the difference between previous policy and now? >> do you know? >> i'm sorry, could you repeat that? >> yeah, i said what is the difference between the previous policy and this policy? what are the changes? >> well, basically that was the list i recited, those are all changes. some are minor, but fund emptily we've changed it to accommodate dissolution law, first of all. previous policy did not mention cfd issuance so we've included that because cfd issuance is governed by our local goals an policies and that's what governed it in the past but we've tidied this up. in the past we have used a fiscal consultant to prepare the tables if used in our seconda