you are on with phil galewitz. caller: as a veteran with a service-connected disability, i get all the federal subsidy i need. i do not need this. what mr. galewitz has been pointing out is that health insurance companies benefit from the exemption from antitrust laws. other than complaining, i will give you a couple steps on how we can improve health care without socializing it. you can repeal the health insurance companies' exempt from antitrust laws, you can allow states to buy as an aggregate, for self-employed people, have a one-to-one tax reduction. mr. galewitz keeps talking about free money, federal dollars. he is uninformed that there is no such thing as federal money. money. there is not one entity that makes a dollar -- host: let's let mr. galewitz jump in. guest: i agree. it is all our money. all the money is coming from taxpayers. people who do not -- people do not understand that a lot of money is being paid for coming from the industry. there is a new tax on medical devices bringing in $30 billion. th