themselves across a number of risks and also across a number of chip graphical areas as well so that pull photios can't be destroyed by a single event interesting so what is the upside for these investors why are these desirable instruments sure at the moment the very desirable because of the wider sort of financial climate to be honest with you. there's not that many assets out there that you can get a really good right of return on right now and capital is i think of the deals that have been issued in twenty twelve the average or a tight return as a bank nine percent so that's really attractive to investors right now but as well as the actual return is the fact that broadly correlated with the wider financial markets. they're not going to go down when stocks go down they're not going to go down when you have a solver in debt to crisis as we do at the moment largely on correlated and really the thing that triggers them and causes the losses is the events that are very strictly written into the contracts interesting and in this case given what we're saying with this super storm let's talk about t