little kids like piggy banks. but what do they know about piggy banks?a terrific piggy bank at a website called "msgen.com. it's a four chambered piggy bank. it costs $16.99. there is a category for save, spend, for donate, for invest. you can see your money into each of the categories for #$.7 acan you get another little work book and activity book. so it's msgen.com. the money savvy piggy bank. that's a great one. now a lot of parents and grandparents want to give gifts of stock to their children. but they don't know how to do itment it is you'lly very expensive. there is one website that will make this easy. it's called share builder.com. it's a division of ing direct. and share builder allows you to set up a regular program of buying stocks, no minimum investment for $4 per transaction. it is fascinating. you can buy any of 7,000 different stocks or 250 no load mutual funds including fidelity and vanguard. if you want to buy specific stock at a specific time, it will cost you a little more. but this is a great place to even have a gift package for ki

the piggy bank. you know where the boxes and the churches collect money? yeah. this is the original he here. yeah. >> (speaking spanish) (laughing) (speaking spanish). >> this instrument is called c carete and with the right hand and the left hand and open and shuts in a rhythmic time. >> (speaking spanish). >> so this instrument is called sen sero but it's actually a cow bell. >> (moo). >> it was made out of material. >> (speaking spanish). >> but for the african and any instrument that create a rhythm or a sound will become an instrument. (speaking spanish) (applause). >> (speaking spanish). >> these are the spanish influences. >> (speaking spanish). >> they adapted to the style of this type of music (applause). >> (speaking spanish). >> these are just simple spoons, kitchen spoons. (applause). >> (speaking spanish). >> and here we have our principle instrument. >> (speaking spanish). >> the name of this instrument is called cajon. >> (speaking spanish). >> in certain places in africa this instrumentality existed. >> (speaking spanish). >> and the percussionis

with 10/10/10. >> we have clients, we give a piggy bank. one with 70%, three with 10, 10, 10. your kids are looking at you, and what are ugh doing and not doing? >> this is a great lesson for kids to understand about choices. after you earn money, that's how you get it. you don't marry it, inherit it, win the lottery. if you want sustainable security, financial security over the lifetime, everybody has to work for a living. after that, there's only four things can you do with money -- save it, spend it, invest it or donate it. i have a piggy bank with four different slots instead of the one little slot. >> a real money coach. >> we -- when i ask them what's their top values, they say their marriage or kids, and i said where in your budgeting, does it show you're investing in your marriage or in the self-esteem of your children? where are you investing in yourself to get yourself more valuable for this global economy? you'll never see that on a budget. so there's a percentage that's missing for growth. again going back to the original qualit

. >>> and the city looked at it's piggy bank for the new year's fireworks and found they needed more. takes 75,000 dollars. over the last couple days, they have written a check. if you or your company wants to buy everything under new year's eve call. >>> sometimes the biggest advantage a person has over cancer catching early. that isn't easy. >> i had no symptoms to know that i had cancer. >> coming up why spotting lung cancer has been a challenge until now. now there is a new approach and it's saving lives. >>> this coming winter will be slightly less challenging for the state highway department. check out the new toy they have to get around the highway. >> breaking out the plows. 53 out at pwi. normal would be 56. we had 40, we forecast you 47, but obviously just a little warmer. we will talk about a few flurries out west and what your weekend looks like. all coming up. . >>> health news, lung cancer kills more each year tap any other form of cancer, it's hard to defect until it's to late. that may change though. we tell you about a new approach that may save lives. >> i start with

i have a piggy bank with four different slots instead of the one little slot. >> a real money coach. i ask them what's their top values, they say their marriage or kids, and i said when your budgeting, does it show you're investing in your marriage or in the self-esteem of your children? where are you investing in yourself to get yourself more valuable for this global economy? you'll never see that on a budget. so there's a percentage that's missing for growth. again going back to the original quality of life issues. and you'll never see it on a budget. so i allow for that. >> lynette will inspire you for a minute. before you can have a budget and quite frankly grow your wealth, you have to dig out of the debt you've already put together. lynette dug out of $1 4u7bz,000 worth of debt. 100 grand. it's awful to admit. >> but you did it. >> that's correct, a decade ago i had $100,000 in credit card bills alone. it's awful, i know it of course now. i took three years, i paid it off. i never missed a single payment and i wrote a book about it. zero debt, so tort of explain exactly what i

i got ready to leave, a fourth grader named jeffery looked me in the aye and he said i've got a piggy bank at home and i'm going to help you build that school. west side school raised 65, 300 pennies. it wasn't the celebrities or the sports heroes or movie stars or if i lan throw pears but children reaching out to children half way around the world to help them build a school. what can you buy with a penny the bay area? probably nothing. in montana you can buy 1/2 tootsie roll. but in afghanistan you can buy a pencil. it's not that's so important but education gives a child hope. you know, if you fight tear riz her rorism it's based in fear but the real enemy is ignorance that bleeds hatred. here in america, afghanistan, africa or pakistan. the way to overcome that i think is through education and also with having courage and compassion. instead of building walls we need to build peace and have the courage to do that. so i went back to pakistan in 94 and brought the school supplies and finally got to the village and the man was again there to greet me. he shook his head and said, chizle wh

federal reserve becomes an instrument of the people to call the mood swings of the market and not a piggy bank for transactional banking corporations can we really protect ourselves from a technocratic takeover in the future and the way to do that's pretty straightforward it was alexander hamilton so idea back in the george washington administration at the central bank owned by the u.s. government and run by the treasury department so all the profits from banking go directly into the treasury thus you and i paid less in taxes and the bankers on wall street can get a job at wal-mart good people in north dakota did just that back in one nine hundred nineteen establish something very much like this the bank of north dakota and it's kept that state in the black and kept its farmers manufacturers and students protected from the predations of new york banks toure's for nearly a century it's time for every state to charter their own state bank just like north dakota did and for the treasury department either by the fed from the for profit banks that own it or simply nationalize it only when we get co

. >> break your piggy bank, get a dime out. >> there you go. >>> new technology that could give you a minute to duck and cover before you're jolted by a quake. >>> new way to feed the meter without reaching into your pocket. >>> to join the discussion, you know what to do. get online or get on your cell phone, check us out on facebook. search nbc bay area. marla is there, getting down. we're back in two minutes. >> i am? >>> and here's a live look at a gorgeous san francisco with a transamerica building in forefront there. forefront there. we'll be back in a sec. honey...? [ mom ] yes. honey, i can't find my internet cord. oh, i'll borrow hailey's. you're downloading movies. fast! from here? where is her cord?! we switched to at&t high speed internet and got wireless access. no more cords. wireless, okay, honestly, can i just get a cord, please? dad, the cord's invisible. [ female announcer ] call at&t today to get high speed internet for just $14.95 a month for 12 months with a 1-year price guarantee. it's the fastest internet for the price. oooh. videos online? here? how much is tha

one woman says police took $500 from a piggy bank. they claim of police misconduct back in march. >>> officers say thieves are working together to steal bicycles. thefts have spiked with 80 cases reported. police say if you notice anything suspicious, people or cars, you need to report them. of course, lock your doors, garages and bikes. >> a billion people all over the world live in poverty earning less than 1.25 a day. a silicon valley couple wants to make a positive change they were inspired after watch lg the international students they hosted in their own homes start ventures to improve the lives of people back in their home countries. the new substitute will stimulate innovation in poverty stricken nations. it will educate students and support entrepreneurs. >> so many people are very wealthy. but they give. they really care. >> they're very conscious. coming up, bay area companies getting bad prisz. accuse odd not paying their fair share. >> plus, the head of apple security is out this morning. >>> good morning, everyone. shoul

the investigation broke one after another stories of pension used like personal piggy banks.p, one man supposed to watch over the city's labor pension funds committed fraud and self by trying to collect on aren't city pension his interpretation of the law allowed a whole host of union leaders to double dip get both city and union pension the law says you really only get one pension. to lobbyists work one day substitute teachers earning themselves a full-time teachers pension for the rest of their life. >> attempting in the bill to address a variety of problems that came about as a result of news articles in the tribune at the wgn. >> finally the legislature said enough house minority leader rep tom cross push for reform to stop the abuses exposed >> it is about as abusive of the statute as i have seen in the state in a long long time >> under the new bill no double dipping pensions based on much lower city salary not be higher union pay and now if that pension managers suspects fraud they must report it to the state attorney. here is where it gets tricky the bill applies to t

one woman says the police took $500 from her daughter's piggy bank. >>> the markets are open.roupon is making its debut today. we showed you andrew mason ready to ring the opening bell. he actually turned it over to someone else. groupon raised $700 million after increasing the size of the initial offering. the largest since google in 2004. the company is valued at more than $13 billion. it's always good to see ipos in this day and age. >> exactly. i would like a piece of one of those. >> i would like you ring the bell. because i would be counting my mone money. >> christina loren is here to tell us about the weather. 4 in novato. 33 in santa rosa. 37 in napa. i'm going to pay for that later. 40 in fairfield. just kidding. we have really cold air settling in during the north bay. your temperatures this morning are sub freezing. in places like santa rosa and napa. the bulk of the moisture has passed through the areas. the south bay, you see the little batch to the north of san jose. spotty activity rolling onshore now. watch out. a little bit slick over the next ten minutes as

this is also a great thing to remember to put in a stocking stuffer, a piggy bank for your younger onehrough it but can't spend it until it's saved up. >> perfect, next thing is to teach them to cut impulsive shopping. >> yes. >> so wait on the purchase. teach them to wait. . >> the wait is the hard part because they are so impulsive but one simple little one on this one is, when you get money from grandma, you just wait at least 24 hours before spending it or a week, or a few days, or whatever it is. what happens is by the following day, very often the kid goes i don't know if i really wanted that. makes them think it through, and wait something one of the best success traits that there is in life. >> we could all learn from that, learning how to wait and not be so impulsive. the last one is to consider buying gifts after the holidays, tell them to wait until after, because why? >> because the best deals are the day after. >> yes we all know that. >> that doesn't mean everything but many parents are actually saying let's do one gift after the holiday, it's almost always half the price

it is a program that was put into place that has been used as a piggy bank by washington, d.c., congressionaly years. they have taken money out of that trust fund. i would protect it like we do the highway trust fund, dollars going into the social security frustfund, you are not getting your hands on it for any reason. >> sean: let's go into the dynamic with you and governor romney. it's looked heated and partial at times when you have been out there, debating. you went after him pretty hard over the issue, you know, over who's cutting his lawn in the last debate. that got a lot of play. what do you think of governor romney? he's maintained his position in the polls. others have come and gone. there is a back and forth right now, him and herman cain are at the top. what do you think of him? do you -- do you like him -- >> he's my competitor. it's like -- i would think that, you know, whoever i am competing against, i am going to try to beat him and bring up the truth and talk about it. i do think it was very, you know, bad policy and bad politics for him to hire illegal aliens and talk to me,

one woman says that while executing a search warrant, police stole $500 from her daughter's piggy bank. today he says these speaks only as the city's public defender. >> dishonesty of this kind cannot be tolerated. we're calling for a zero tolerance policy within the police department and the police commission to ensure that this does not happen again. >> he showed a police report which described a man as acting in a threatening manner toward police and followed it with security video in which the man appears to be cooperating. >>> well, police are also searching for a man who attempted a carjacking that left another man wounded, all of this in concord. police say about 12:45 a man pulled over on the arthur road on-ramp at the 680 freeway. while he was stopped, the suspect approached the car and attempted a carjacking. officers say the suspect pulled out a gun and the victim began wrestling it away from him. the suspect shot the victim in the arm before taking off on foot. the victim was taken to a nearby hospital and treated for minor injuries. >>> the best cyclists in the world are h

. >> modern day piggy bank. >> calculators have come a long way. this is inspire, ti inspire.en. kids can do side by side graphing, download stuff. this will start with kids in middle school. take them all the way through college. the own only one you need. never have to get another one. going to school and how kids dress. this is cabbage patch. fashionalities. our preppy girl. really cute. dresses that way. skating girl. artsy girl. like our kids when they go tole school. after school, for 100 years next year. brownies, girl scouts. now have forever friends. brownies, girl scouts, daisy. >> everybody loves brownies and girl scouts. especially the cookies. >> let me take this from you. the kindle. >> hugely popular. >> i am a huge fan. any kid that is reading. great investment for them. but i am so impressed with how they're lightening the backpack. look at the books i took them off of. >> how bad that heavy backpack is for the back. >> what is happening now the kids can actually purchase and rent their textbooks on the kindl eckin kindel, page numbers will match. every year,

doctor says halloween is important for kids of course to have a little bit of fun and now their piggy banks can benefit from it too, not to mention their teeth and their waistlines. so far he's made a nickel. that's good. >> i was going to say, this is not the right time of year to teach that. when te get tired of the candy -- >> you're going to pry my skittles out of my dead cold hand, man. >> not giving that up. >> no. we'll be right back with more "world news now" after this. ♪ ♪ i want candy is to dig right in. but his dentist knows that to do that he needs to use the brush more dentists use. oral-b. trust the brush more dentists and hygienists use. oral-b. life opens up when you do. ♪ vogue ♪ let your body move to the music ♪ ♪ hey, hey, hey >>> how about this one? when plastic water bottles are recycled, you picture them becoming new bottles, you know, tossed into the bin. >> of course. >> but how about bionic yarn? >> that is the idea of using fibers collected from those recycled plastic bottles and then turning them into clothes. abc's tech contributor daniel sieberg, well, he teche

to be able to use the pension plan like a piggy bank. so they want to actually continue to be able to do that, but the way they were able to postpone the impact was to cut benefits. because if you cut benefits, that's more money that stays in the plan that you can pull out and used later for other things like paying executives or selling it. so you had in the '90s these waves of pension cuts, companies like ibm and at&t, large companies where again the a large older workforces in topeka pension earnings years. now, people didn't know their pensions were being cut because the employers use strategies that were very hard for the regular person to perceive. to give you an idea, generally if anyone figured it out it was an engineer because engineers, were very numbers oriented. they are get a hold of the plain and simple, how exactly, how is my pension changing? you would know from what the employers told you because they said what improving the plan, we are going to get rid of this old-fashioned pension plan and give you a better one, it's

social security should not be seen as a piggy bank to pay for the wars, all the things in the generald's budget. we all pay into social security. we should make sure and that program is here for the people who are on it and about to go on to social security. host: when congress comes back, what will happen as far as getting a resolution to go past the current cr? guest: it will be contentious. the continuing resolution last december, the debt ceiling debacle in august were the premise of that debate was that it was optional whether we pay our bills. that was irresponsible here. now we will be coming up to another cr. it is rattling the markets people's confidence in the institution. a major reason that congress is held in such disregard by most of the american people. this is not a good way to do business. host: san antonio, texas. caller: why do they always want to touch social security knowing they have raided the social security fund for billions of dollars? there are other things they can do to bring down the deficit. there are other things they can do concerning medicare. people

what is behind his sudden surge in the piggy bank.to larry sabato on that. >> reporter: if you're going to stumble, stumble early. eric holder may find himself on the hot seat on capitol hill. a group of lawmakers will call for more transparent lee from the attorney general and the department of justice. this as almost 40 members of congress now have called for holder to resign over operation fast and furious, william la jeunesse is live in los angeles. william, what do we expect to happen today? >> reporter: the question is can the attorney general survive the scandal. the president has complete confidence in holder. many in congress don't. we'll hear from representative paul gosar who joins a series of republicans that say the attorney general is inch spe or a liar. operation fast and furious is near plea at a standstill. we're tolding the justice department is starving investigators of additional evidence, individuals and documents. stonewall congress until an office of inspector report comes out in a few months that could clear th

it's the smart thing to do economically, give average people a little bit more in their piggy bank forar and start to do a down payment on reducing the deficit. i think it's a smart place to be. megyn: the battle is unfolding in new hampshire, it's no accident. it's a preview of the general election. we haven't even had the first primary in the nation state, but they are both going there, and mitt romney is going to sort of flank the president in new hampshire. they clearly care a lot about new hampshire. is the president right to be so focused on that state? >> yes, i think as rich said we are already in the general election in some ways. we are a year out. mitt romney still though has to win his nomination. >> tee tails, just details. [laughter] megyn: act like it's yours, it's mine, i don't know who these other guys are on stage. >> he's still not polling over 25, 26%, in your poll newt gingrich is aeu heard. there is is a head. it's not clear the republican party feels that mitt romney is the strongest candidate. megyn: i have to leave it. thank you very much. after congress announ

. >> modern day piggy bank. >> calculators have come a long way. >> look at this thing. >> this is thewnies and girl scouts. especially the cookies. >> let me take this from you. the kindle. >> hugely popular. >> hugely popular. i'm a huge fan. i always think that any kid that is reading. it's just a great investment for you. but i am so impressed with how they're lightening the backpack. look at the books i took them off of. >> they've done studies, how bad a heavy backpack is for the back. >> what is happening now the kids can actually purchase and rent their textbooks on the kindle, the page numbers will match. every year, kids have classics, that they have to read for school summer reading and regular reading. you can download hundreds of them that are free. great for adults. >> affordable. lightening. and good for the back. love it. >> i will move a few things. we'll talk circuits. so this is snap-it circuit board. it's really about learning to make a circuit board and programming a computer. >> don't shock yourself. >> so, there's about 40 different programs you can get. you turn

check your piggy bank. it's 45 minutes after the top of the hour. ♪ [ cellphone rings ] cut! be on location for 3 days, it's been 3 weeks. so, i used my citi simplicity card to pick up a few things. and i don't have to worry about a late fee. which is good... no! bigger! bigger! [ monica ] ...because i don't think we're going anywhere for a while. [ male announcer ] write your story with the new citi simplicity card. no late fees. no penalty rate. no worries. get started at citisimplicity.com. no pie today, ted? no, no, i just paid my car insurance bill -- ouch. [ man whistles ] sounds like somebody paid too much. excuse me? i use progressive's "name your price" tool. they showed me a range of coverages, and i picked the one that worked for me. i saved hundreds when switching. hundreds? who are you? just a man that loves savings... and pie. out there with a better way. now, that's progressive. >>> 13 minutes until the top of the hour. here are your morning headlines. stocks are struggling this morning. right now the dow, nasdaq and s&p 500 futures all trading lower. investors

undercover video, and specifically, press reports indicate that the video showed catering employees piggy banking through security check points that there were unsealed catering carts which obviously would allow explosives or weapons to be concealed among the food and those carts that were in the staging area before they were being loaded on to the plane. my question to you is what is tsa doing in the report and have we yiered another vulnerable, or do you believe this is an isolated incident? >> thank you, senator. . clearly, this is something we take seriously and is a concern under the umbrella of the insider threat. those with special access either through the work, employment, and their backgrounds, allow them access in a way that the general public does not have is something that we focus on, we set standards for catering companies and airports around the country that they have to meet these standards. we inspect those standards, and so when we get a report such as this that there's been some type of breach or vulnerability identified, a move very quickly. in this instance, this was brought

this town has lost sight of the fact that taxpayer dollars don't just appear from some magical piggy bank but rather are paid by hardworking american families. we have a duty to spend these dollars wisely and unfortunately in this town that simply doesn't happen very often at all. the last three years, the last three years, not the last 30 years, not the last three decades, but the last three years we have seen the largest increase in the debt of this nation, in the history of this nation, and it is very clear, a constitutional amendment is the strongest option we have today to ensure that this doesn't happen again. how can we expect to create a proper environment for job creation when we can't even keep the federal government's checkbook in balance? how does the current administration think we can continue to force small businesses to completely revamp their budgets under an onslaught of burdensome regulations while washington does not have to do the same thing? mr. nugent: i yield the gentleman 30 seconds. mr. scott: thank you, sheriff. it simply doesn't make sense. we should get this w

social security should not be seen as a piggy bank to pay for the iraq war, tax cuts for the wealthy. all these things in the general fund budget. social security each and every one of us pays into it and everything to do in social security should be about making certain that that program is here for future generations and people on and about to go on to social security. i agree with you on that. >> when congress comes back with his s-sierra lasting through december 16, what is going to happen as far as any resolution to go pass out quick >> it will be contentious. what we have is brinksmanship politics. the resolution last december to late nearly went now. the debacle in august were really the debate was that there was optional. that was really damaging. and now we are going to come up against cr whether we are going to succeed to pass it is really rattling the markets and confidence in the institution. it's a major reason is taught in such disregard by most of the american people. >> gladys, democrats line. >> guest: i've exactly the same comment. why do they always want to touch so

this town has lost sight of the fact that taxpayer dollars don't just appear from some magical piggy bank but rather are paid by hardworking american families. we have a duty to spend these dollars wisely and unfortunately in this town that simply doesn't happen very often at all. the last three years, the last three years, not the last 30 years, not the last three decades, but the last three years we have seen the largest increase in the debt of this nation, in the history of this nation, and it is very clear, a constitutional amendment is the strongest option we have today to ensure that this doesn't happen again. how can we expect to create a proper environment for job creation when we can't even keep the federal government's checkbook in balance? how does the current administration think we can continue to force small businesses to completely revamp their budgets under an onslaught of burdensome regulations while washington does not have to do the same thing? mr. nugent: i yield the gentleman 30 seconds. mr. scott: thank you, sheriff. it simply doesn't make sense. we should get this w

so it's not just that we're in debt $15 trillion, it's that we have taken everything out of the piggy bank and we have spent that. and to my friends who are saying, we can continue to borrow money, that's also very inaccurate. we could borrow money when we ran deficits of $300 billion, that was the amount that we ran during the last year of president bush. $300 billion we can borrow in the world. but when we went to the trillion-dollar deficits under president obama, there is no nation in the world capable of lending $1 trillion. china cannot lend $1 trillion, they're total economy is -- their total economy is $6 trillion so the raters looking at our economy say, not only are they broke, but they have no apparent way to pay it back. it's time to say that to the american people. so this resolution is reasonable, it simply says that washington is going to do what you do as the american family in order to pay off your bills, you tighten your belt, you live within your means. that's what we're suggesting with this balanced budget amendment. that we live within our means. that we do not spend m

so it's not just that we're in debt $15 trillion, it's that we have taken everything out of the piggy banke have spent that. and to my friends who are saying, we can continue to borrow money, that's also very inaccurate. we could borrow money when we ran deficits of $300 billion, that was the amount that we ran during the last year of president bush. $300 billion we can borrow in the world. but when we went to the trillion-dollar deficits under president obama, there is no nation in the world capable of lending $1 trillion. china cannot lend $1 trillion, they're total economy is -- their total economy is $6 trillion so the raters looking at our economy say, not only are they broke, but they have no apparent way to pay it back. it's time to say that to the american people. so this resolution is reasonable, it simply says that washington is going to do what you do as the american family in order to pay off your bills, you tighten your belt, you live within your means. that's what we're suggesting with this balanced budget amendment. that we live within our means. that we do not spend money t