you have high cholesterol plus any of these risk factors becse you could b at incrsed risk for plaque budupn your arteries over time. and that's why when diet and exercise alone aren't enough to lower cholesterol prescribe crestor. [ female announr ] crestor is not right for everyone. like people with liver disease or women who are nursing, pregnant or may become pregnant. tell your doctor about other medicines you're taking. call your doctor right away if you have muscle pain , feel unusuaually tired, have ss of appetite, upperelly pain, dark urine or yellowing of skinr eyes. these could be signs of are but serious side efeffes. is your cholesterolt goal? asyour doctor out crestor. [ female announcer ] if you can't afford your medication, astrazeneca may be le thelp. gerri: wheit comes to saving for retirement, just one money moved to make a record golden years. joining me now with smart investmes or yourra, rick adelman, a sea ofebanon financial-services. -elcome back t the sale. good to see you. he told us that there was one thing youbsolutelyuld not buy for your ira. what is a? >> tax-f