can you share with me your views the safe harbor rebuttable presumption? >> sure. so the ability to repay rule, as you know, and as you mentioned, is one of the rules congress has required us to adopt to try to fix what we're seeing as and what were problems in the mortgage market. you would think that you wouldn't really need to have a rule where the lender pays attention to whether the borrower will be able to repay the loan before making a loan. but securitization practices and other things created misaligned incentives in that market. so we are to adopt that rule. one of the issues that we have heard maybe most about, with respect to that rule thus far, and we aren't even to the proposed rule stage, although it is a rule we are going to be working on over the course of this year, we have a statutory deadline at the beginning of next year, it intersects with some other rules that others -- another rule that other agencies are writing so we know we need to move it along. and yet at the same time be careful. one of the things we've heard most about from institutio

i think what section 5 says, no presumption of regularity or presumption of good faith than section 5 is closer to the constitutional edge. what it says -- >> section 5 says somebody has to clear it before it can go into effect. >> but i don't think that means the assumption is the legislature did act in good faith in enacting the provision. my second point -- >> nobody said the opposite. wasn't cleared. >> if there's not a presumption of bad faith, why wouldn't the court take that legislative judgment into account and drying its remedy for the one person one vote violation in the remedial district? my second point is free clearance obligation is not driven by a professional judgment that these jurisdictions are particularly bad at remedying one person one vote problems. section 5 is driven by concerns -- in that sense it is particularly odd that what is at issue is our remedy for the one person one vote problem that you would assume you are not going to take into account the legislature's judgment as reflected -- [talking over each other] >> i see two problems i'm not sure how to com

one, i would beg to differ but there is no presumption of regularity. and it's not just a quibble because i think it section 5 says that there is no presumption of regular nettie or of good faith section 5i think is closer to the constitutional edge the northwest. i think .... >> section 5 says someone has to clear it before it can go into effect. >> absolutely but i don't think that means the assumption is the legislature didn't act in good faith in enacting the proficient >> nobody said the opposite. the question is still somebody have to clear it and hear it wasn't. >> i agree but then the question is if there is in the presumption of bad faith then why wouldn't the court take that legislative judgment into account and draw its remedy for the one person one vote of ovulation in the remedial district. can i get my second point which is you have to keep in mind preclearance obligation isn't driven by congressional judgment that these covered jurisdictions are particularly bad at remedying one person and one vote problems. section five is driven from th

and so the presumption is, i think it's a fair presumption that there is yet more excess infrastructure. >> but do you have a number of base that's could be closed? do you see any being reclosed or just the reduction of the size of the ones that you have? >> i think our expectation is that we would actually close bases in a future base closure round. please, tom? >> your opening statement you cited the air force's role in strategic deterents. yesterday secretary carter acknowledged that this budget is status quo when it comes to nuclear forces except delaying the ohio class by two years. what kind of an lit ikz are under way in the air force today to help the president reach his goal of going lower with the aspiration of getting to zero? as you look at that, since both the air breathing and the land base leg of the try triad that you own, is do you think it's wise to sustain both in future years or you could see getting rid of one of those? >> i think multiple questions once again, tom. i think first of all, while there are no reductions adjustments in the strategic nuclear force struct

last night, he became presumptive nominee of the party. that doesn't mean he's nominee but if he pulls off south carolina. this thing is going to go away fast. >> new hampshire and south carolina are dramatically different, momentum or not, correct? there's people like franklin graham who came forward that people of south carolina, evangelicals and christians will have a hard time voting for a mormon. >> that may be. that's a shame if that's the case. i think somebody's religion should have nothing to do with anything. the evangelical base is fractured. you have rick santorum and newt gingrich. both are catholic, by the way, not evangelical christians. as a result of that, mitt stands to benefit because the republicans can't coalesce against one romney alternative. that's to romney's benefit that perry stays in and newt stays in. the longer they stay in, the better it is for romney. >> talk about key endorsements. this is what the people of south carolina say is key when they talk about who is going to endorse who. jim demint isn't endorsi

. >> felony 2 presumptive is five years. minimum is four. max is ten. you'll do five years. >> i'm not doing five years. i'm not doing none of that. >> okay. well, um -- the judge may say -- >> i've never been in trouble before. i got no priors. >> no? i bet you were in here for driving under suspension. >> what's that? that's not -- >> so presumptive five years, minimum four. maximum ten. mitigated is three. i'm just being honest with you. because people can sugar coat it for you and stuff. >> i'm not doing it. no. i'm not. my kids won't even know who i am by the time i get out. my kids won't even remember me. my kids won't even listen. i don't want to talk about this right now okay. california just let out like -- like 30,000 -- >> sorry. i'll be right back. >> okay. that's what happens. >> when they're on heroin they don't listen to anyone. >> and it is upsetting and i hate bringing this thing out on people because they never want to listen to me. >> i didn't want to listen either. >> but it's the truth. where did she go? >> coming up -- >> like a bi

is romney then the presumptive nominee if he wins the next primary?south carolina is important because it's the last chance for the evangelicals, whether it's gingrich, whether it's an sorm, whether it's perry. it's the last chance to stop romney. if romney can pull off south carolina, then suddenly florida which looked so distant andism possible will be well within range. once he goes there, it gets very, very difficult to stop that train that now gets faster and faster down the track. >> all right. larry gerston, always great to have you here to give insight and put everything into perspective. a long road to the white house. we look forward to having you with us. thank you. >>> the state supreme court is considering which dikt maps to use for senate elections in november. they're doing it in case a republican-backed referendum makes it to the ballot. the districts were redrawn in 2010. state law says the new boundaries need to be put on hold if they're challenged. the court could allow the temporary use of the new maps or create temporary senate di

for a couple of years he's been the presumptive front runner and tonight he became the presumptive nomineetive nominee and go to south carolina and the rest of the field is stumbling out of gas and running out of time and running out of oxygen and, yeah, they're going to come after him in south carolina, but he, today, he scored here and there's no denying it, not when people turned out he was a weaker front runner than he turned out to be and now he's going to be the nominee unless he's stopped in south carolina or quickly by somebody. karl, your thoughts in terms of projecting mitt romney for the nomination. >> unless five new hampshire primary winner a margin of 10 1/2, he's now about 14, nearly 15 points. no one has ever won iowa and new hampshire both, and gone on to win the republican nomination and nobody has done this before and this is the first guy who's been able to do it. i'll agree with joe, he's the presumptive nominee, but a long way to go and the numbers in south carolina are that matter tonight may not be the poll numbers in new hampshire, but the amount of money. newt gin

>> there is no domestic violence exception to the presumption of innocence. these constitutional protections are for these types of situations. i don't think he needs to step aside unless and until he is convicted. >> >> reporter: don't other law enforcement officials have to step aside? they take you off the street, put you on administrative duty. even a sheriff's person would be put on administrative duty >> if they were involved in a shooting and being investigated. i don't think there is any need for him to step aside at this time. there is nothing -- if he were remanded into custody before trial and it could happen, very unlikely. that would present a different situation. >> reporter: do you see him having a conflict? as he deals with the court, he can't talk with the police chief or the district attorney and he is an administrator? >> no, i see no reason why he can't continue to perform his official duties. he didn't engage in official misconduct, it is alleged that he committed private miscondub, but until that is litigated, until it is proven, he enjo

. ♪ >>> the presumptive nominee not so presumptive anymore.omney in possible meltdown mode, republicans are considering the real possibility, what if it's newt? would a gingrich nomination be a gift for president obama and his team? >>> plus two scoops, and at least interview with his two presidential candidates. you're going to meet a set of twin reporters out on the campaign trail. quires decisive . i go to e-trade and tap into the power of revolutionary mobile apps to trade wherever. whenever. life isn't fully experienced sitting idly by. neither is investing. [ birds chirping ] >>> he thought i would have a hard time debating barack obama over health care. so i would be happy to have a three-hour lincoln/douglass debate, and we'll do just fine. >>> the final four candidates left in the race agree on one thing. beating obama is the number one priority good to have you both with me, robert. i want to start with you. there was a mom when gingrich went after obama in health care. >> let me make one observation. why has president obama for youn

what section 5 says is there is no presumption of regularity or no presumption of faith, ection 5 i thinkcloser to the constitutional edge than this court said -- >> section 5 says somebody has to clear it before it can go into effect. >> absolutely. but i don't think that means that the assumption is the legislature did act in good faith in enacting the provision. >> nobody said the opposite. the question just is did somebody has to clear it? here it wasn't clear. >> i agree. the question is, if there is not a presumption of bad faith, why wouldn't the court take that legislative judgment into account in drawing its remedy for the one person-one vote violation in the remedial district? my second point, the preclearance obligation is not driven by congressional judgment that these covered jurisdictions are particularly bad at remedying one person-one vote problems. obviously section 5 is driven by concerns with racial discrimination. in that sense it's particularly odd give what's at issue here is a remedy for one person-one vote problem that you are going to assume you are not going to t

this one you have a republican only primary essentially and it's kind of an inevitable presumptive win by mitt romney. so a lot of people just didn't come out and i think it's not a lack of enthusiasm, just a lack of dynamic between the parties. >> sean: and the polls are showing palpable real fear that obama may get reelected and a fear for most people tends to be a great motivator and i think that's going to show up by the general election. >> yeah, but if you look at it and go down the line, you can see they're unenthused, unenthused about mitt romney, think he's a flip-flopper and santorum, they think he's a big government conservative, great on social issues and other stuff, they think he voted for no child left behind and other things and you can go through every single one and there's not one person that they really feel like that they could-- >> i like the debate going on right now in the g.o.p., which is how do we, given the field we have, how do we get the best out of that field, because in the end the american people have changed. the voting base has changed, sean, no longer

there is a presumption of innocence and i'm going to go with that presumption of innocence, but there's a cloud over the mayor. the mayor is being investigated by the u.s. attorney. we don't know what's going to happen in these two cases. i've lived here 47 years and i want more power for the district of columbia. i want the district of columbia to have the same rights of citizens as everybody else and when you have things like this happening where somebody steals from the city, then the people that wish us ill, all they'll do is point to these examples and say see, you don't deserve democracy. well, that's not right and it's not valid and shouldn't be said, but that becomes the political reality. >> even the tone from with all due respect kwame brown who was just 10 feet from me here he said three times it's time for the healing process to begin. >> no. kwame brown has serious problems. there's a cloud over him. it's alleged and charged. there's been no conviction. there's been no -- he's denied it, but that i siphoned campaign funds to his father and to -- he siphoned campaign funds t

respond to that desire when i do not believe that conditions are actually right for the meaningful presumption of political process. some might argue that this is a worse timeless. why not try a? that would be okay if in fact coincidently while pursuing the attempt to get the political process to move again, the court said was making adequate efforts to really watch all of this other flack mentions by president peres. putting the state has a lot of requirements and so far asleep palestinians of concern to ensure that we have all the elements necessary for that state to emerge and come to the institutions of the state. it also requires a lot of attention but international communities and adequate support to sustain this effort, it also requires our cooperation by the state of islam in order to make it possible for a senate palestinian authority to begin to be effectively able to project that which we have been doing over the past two years on the path of getting rid of statehood as a state in the making. this is political events where he began to have that interference between the building and

there is no presumption once you grasp darwin. there is no presumption that group interests and individual interests coincide and if you want to try to change incentives that individuals face, think the most promising q2 lean on for how to proceed is the lessons of anbar model movement. we learned that command and control and detailed prescriptive regulation wasn't an efficient way to get the smoke out of the air. when i first got to upstate new york there were articles every day about acid rain. acid rain was falling on the adirondacks because companies to the west of us were emitting as the two into the air from their smokestacks. why were they doing that? because there was no charge for admitting s02 and it was expensive to filter it out. finally, we adopted in the 1990 clean air act dave permit system, system whereby firms have to have a permit for every time as the two is discharged into the air. two levels quickly were brought under control. for about one-eighth of the estimated cost it would have taken to achieve the same a

he saw the peeling paint on the subject building, there is a presumption of lead-based paint.e that notice of violation, but we never had a chance to get in to see the whole building. there has been a conversation as of september of this year between the inspector and property owner, but we have not yet been able to get in and see that. while we were able to see parts of the south side, we were not able to see this location. it is not our policy to try to crash addition policies -- adjacent policies when we are doing a routine inspection, so that -- had the inspection that -- had the inspection occurred, we would have seen

he saw the peeling paint on the subject building, there is a presumption of lead-based paint.e that notice of violation, but we never had a chance to get in to see the whole building. there has been a conversation as of september of this year between the inspector and property owner, but we have not yet been able to get in and see that. while we were able to see parts of the south side, we were not able to see this location. it is not our policy to try to crash addition policies -- adjacent policies when we are doing a routine inspection, so that -- had the inspection occurred, we would have seen that he painted the building, given documentation to show us the fire escape at the front of the building was serviced, as far as maintenance. we have not been able to get inside, though, to see that this side has been done to see the garage and the circumference of the building for purposes of routine inspection. let me show you what this looks like from the street. this is the alleyway on the adjacent property. we cannot see over that. this is what it looks like when you are standin

. >> the seven-term congresswoman is the presumptive democratic nominee for the wisconsin senate race. she says improving the country's economy is her top priority. >> growth in our economy is the number one strategy to get out of this deficit situation. we're in a global marketplace now. we have to have a workforce and industry that is globally competitive. if there is a level playing field, i have no doubt wisconsin businesses and us businesses are going to compete favorably. >> baldwin hopes her campaign will inspire more women to seek public office. >> in a democracy, we're strongest when we reflect society so we have to have more and more women stand up, we have to have increasingly legislatures that look like america. in the us senate there are 17 women out of 100. i have to think that there is some sort of connection between how women fare in the overall economy and where women sit in terms of corporate board positions and top executive management in corporations and in policy making bodies like the us senate and house of representatives and our state governorships and legislat

nominee, presumptive might be a bitterly, but he will have run the table on the three early states. it is hard to argue that is not a positive. i am not one that thinks that the new hampshire win was something that should be minimized. i think it was a pretty decisive win. >> all of you will have your expense accounts curtailed if he wins south carolina next saturday. you spent some time in new hampshire during the primary, and you wrote something very interesting that caught me eye. you say the media is not telling you the whole story. you say the excitement in new hampshire is "barely palpable." you said the primary felt very routine to you, but that wasn't reflected in the excited coverage pouring out of the networks, and i would say pript too. tell me about your observations and the gap you saw in the way it was portrayed? >> i think if you were paying attention to political coverage for the last few weeks, you think you're watching the super bowl or the lead-up to the super bowl. ok the ground, the energy level was much lower. not just with voertsz, but with the press that was

he has to break 50% to win, it will be interesting to see how he makes the case that he is the presumptive front- runner. >> predictions show ron paul grabbing second place. >> we've had a victory for the cause of liberty tonight. >> jon huntsman chose to skip iowa. he is still in the race, he says. >> we are in solid third. who knows beyond that. i would have to tell you there are at least three tickets out of new hampshire. >> newt gingrich and rick santorum hoped for momentum but will finish in the lower half. >> new hampshire voters responded with a record turnout. the next step the south carolina, where rick perry is already campaigning. >> mitt romney was involved in vulture capitalism. >> and even tonight, mitt romney sees more of the person candidates have to beat. >> the south carolina primary is on the 21st and is a must win for anyone that wants to stay in the race as a challenger to mitt romney. tomorrow is the day is maryland's general assembly begins. high on the list is to find the state more money. there will be a lot of talk about new taxes and fees, including a tax on gas

it will be interesting to see how he makes the case he's the presumptive frontrunner. >> ron paul came in second place. rick santorum may finish in the lower half. the next stop, south carolina. that primary is set for january 21st. >>> 9:00 a.m. is the deadline to file for candidacy in the 2012 presidential primary election. the filing location depends on the office you're seeking. all candidates should file at the state board of elections at annapolis. the 2012 presidential primary election will be tuesday, april 3rd. the general election, again, tuesday, november 6th. >>> newstime 4:34. robert richardson iii in court this afternoon for a bond hearing after accused of killing his father. the 16-year-old is accused of shooting his father to death and leading police on a chase in bel air yesterday. the hearing will be in harford county district court. more on that coming up on abc2 news and abc2news.com. >>> opening statements will begin today in the murder trial of lee steven, charged with killing a corrections officer in 2006 at the now closed maryland house of correction in jessup.

there is a presumption of innocence and i'm going to go with that. kwame brown has a cloud over him. the mayor is being investigated by the u.s. attorney. >> be sure to stay with myfoxdc.com for continuing coverage. we'll bring you live coverage of thomas' hearing set for 11:15 this morning. >>> new this morning, a grandmother convicted of murdering her granddaughter at tysons corner will find out her punishment today. carmen de la rosa is due in court this morning. she tossed her 2-year-old granddaughter off a pedestrian walkway at tyson's. her lawyers tried to prove she was insane at the time but a jury rejected that argument. de la rosa is expected to get 35 years in prison. >>> a public school bus turns into a party bus apparently for some chantilly middle school students. authorities caught six children ages 12 to 14 drunk just before school started yesterday. a child who saw their peers drinking reported it to the administrators. one of the six kids went to the clinic feeling sick and eventually all the others came forward. to the students can

the other big story, and i agree with dan's analysis, the story is this presumptive nominee that everyonen this town that i'm sitting in in washington d.c., wants to see to be the republican nominee, cannot seal the deal with voters. and it's a big problem for republicans, that they move into the general election. >> dorothy. >> look, i think it underestimates the voters to say that this is flavor of the month. and santorum, it did him no good. this had resonance everywhere, it's been up, been down. >> we're going to show rick santorum going after mitt romney on a big part of what he's running on, health care. let's show that. >> when he was governor of massachusetts he put forth romney care, which is not a bottom up free market system, it was a government-run health care system that was the basis of obamacare and it's been an abject failure and he has stood by it, stood by the fact that it's 8 billion dollars more expensive than under the current law. >> jason, the first time in a long time any of the competitors have raised that issue which a lot of people thought, including me, was one

the proposal creates a presumption that any covered financial position held for a period of 60 days or less is a prohibited proprietary transaction. essentially, prohibiting market makers from holding inventory. the proposal allows for rebuttal of the 60-day presumption if wanging entity can demonstrate the position was not adwyered for -- acquired for any list of several purposes. we believe this combination of a negative presumption with a list of restrictive conditions will encourage market makers to dispose of every position as quickly as possible to avoid the possibility that the transaction will be considered a prohibited proprietary trade. it is imperative that the implementing regulations take into account the fact that market making often involves a need to take short-term positions that will result in profit and loss. this activity is the natural economic result of a market maker's willingness to commit capital to facilitate orderly trading. this proposal fails to recognize that there are not perfect hedges for all securities. it is impossible to predict what the behavior of

field being settled here he had seventy five percent of the republican electorate going against the presumptive nominee who spent multiple millions of dollars in two elections in order to secure victory in iowa i want to talk now about ron paul of course last night's results left a few people surprised a lot of people thought he would finish first or second but it also showed this is a candidate who is extremely well organized you know as usual you know when i was in covering the straw poll over the summer people drove from near and far just to shake ron paul's hand and you still have that. ron paul thinks he can garner support from young people and that he draws excitement t.j. ron paul says he's taking his campaign all the way to the convention how does this feasibly have. well i guess he could take a bus to the convention as a non. but i look you're weak we could we could summarize ron paul in the first part of your. paragraph you just said ron paul is extreme leave it there leave off the l. y. and everything else ron paul is extreme he's even wondering how people in extreme. no use all clea

something that he's going to constantly have to work to overcome, even if he does in fact become the presumptive -- become the nominee. >> i talked to an undecided voter last night who said i was at an event are mitt romney said we have to do better with our investments. she said, i don't have investments anymore. he's not speaking to me. does his people recognize this is a hurdle in a state that still has a big blue collar community? >> sure, they do and they're trying to appeal to some of those voters by talking about his faith, his family, his long marriage. used ann romney to some advantage. but i am hearing the same thing julianna did. i was at a diner in key, new hampshire and a farmer there said we need a president every once in a while has had dirty pants sometimes in his life. mitt romney is not known for dirty pants or hairs out of place or anything like that. but i think as dan suggested, he's in a very strong position for this nomination. rick santorum has a shot. he needs to do well in new hampshire to keep some momentum going for south carolina and some of the polls show him moving

and also assuming the mitt romney walks out of not necessarily iowa but i think there's a general presumption certainly in the romney camp that he's going to be the nominee what's the strategy for beating brought president obama. well you are you assuming when you say that that he would be the nominee. don't you ok. well i mean i think that i think that that's sort of a little bit premature i think of the very interesting to see what happens tonight first. but assuming that he was i guess. i don't know i i hadn't even thought that far but i think that there's so much unrest in this country about obama as our president and that we're going exactly the opposite way as where a lot of americans would want to go with larger government higher taxes and you know one of the things that bothers me the most is the debt and. the fact that he just. that is the debt ceiling is going to be raised one point two trillion dollars and the fact that that took place you know during the holidays when nobody was really paying that in the trees when congress was out when ronald reagan came into office or other than

because i think if what section 5 says is that there's no presumption of regularity, or no presumptionf good faith, then section 5 i think is closer to the constitutional edge than this court said in northwest austin. i think all it says-- >> section 5 says somebody has to clear it before it can go into effect. >> absolutely. but i don't think that means that the assumption is that the legislature didn't act in good faith in enacting the provision. and that brings me to my second point-- >> nobody said the opposite. the question just is, does somebody have to clear it? here, it wasn't clear. >> okay. i agree, but then the question is, if there's not a presumption of bad faith, then why wouldn't the court take that legislative judgment into account in drawing its remedy for the one person, one vote violation in the remedial district? if i could add my second point, which is the other thing to keep in mind is the preclearance obligation is not driven by congressional judgment that these covered jurisdictions are particularly bad at remedying one person, one vote problems. obviously, sect

a presumption of death hearing ii being held today... in the case of natalee holloway.olloway went missing back in 2005... during a school trip to aruba.the main suspect in her disappearance... is joran van der sloot.just yesterday... he pleaded guilty to killing a 21-year old woman from peru.holloway's father is requesting his daughter be peclared dead... so the healing can begin.today's hearing will take place in alabaaa. a shocking photo that's making the rounds online... shows men who appear to be u-s marines... urinating on ead bodies.the bodies appear to be those of taliban fighters in afghanistan.it's unclear exactly when it was taken... corp officials are now marine - launching a full-on investigation.desecration of a body by u-s troops could be considered a potential war crime. (((meg))) the penalty for carrying marijuana... could soon be changing.the city's top prosscutor wants to reduce jail time if someone is caught with small amounts of pot.greg berstein says the state should reduce the maximum sentence so law enforcement can focus on more serious crimes.bu