certainly, that is programatically, the thing driving the gap between spending and revenues. but if you keep doing that, as anyone who has tried to live off a credit card knows, that is going to be a problem for the federal budget. and so the low teaser rates we are experiencing now on federal debt that is allowing us to take on this new debt without interest going up substantially. that is kind of a one-shot deal. i do not think -- i appreciate the point that we got through the last 20 years without catastrophe. there are a lot of things that happened that are not going to happen again. we have kind of run out of time for us boomers. i wish i had that 20 years back. i felt better years ago. i would not say in 1994, i could do this, this, and this. i do not think we will be able to do the same stuff 20 years from now. we need to look at our country as an aging population. and look at the things we can do as a nation if we get our fiscal house in order. for the candidates, what we have to tell them is the debt is your running mate. you are stuck with it. it is going to be ther