we get into that with hps investing partner purnima.loomberg. ♪ (♪♪) now for something you can both agree on a sleep number® smart bed is perfectfor couples the climate360® smart bed is the only bed that cools and warms on each side and all our smart beds adjust the firmness for each of you. let's agree to agree on better sleep. and now, save 50% on the new sleep number® limited edition smart bed. plus, free home delivery and 0% interest for 48 months. shop now. vonnie: this is bloomberg markets. now time for our series called big risk which focuses on how major investors are navigating current risks from political tensions to tariffs. we focus on the booming pride it -- private credit industry. we caught up to learn what concerns her right now. purnima: vague risk is growth and within growth potentially a labor shortage and maybe that is an underage -- underappreciated risk. aging population coupled with declining fertility rates makes for a shrinking workforce. a shrinking workforce makes for potentially lower growth or more reliance