i think that's part of the r.n.nt has been able to just sit there and say, here is my view. i am not moving. pressure is on you guys. whether the they snap, you know, some members are saying, okay. we are willing to go off of this theology. it's going to be kind of a process of attrition as one by one they fall off. >> a shift in line-up in and the new senators coming up the first of the year, interesting news this week that elizabeth warren is going to be apointed as a member, newest member of the senate banking committee. that will send some chills through wall street. isn't it? >> they are all saying this is our worst nightmare. >> bill: great. >> why didn't they leave her at the consumer protection bureau? she would have fiddled around with a few little rules. they honestly don't know whether this is worse than having her there. they are saying, okay. she will be one of 100, a few speeches. what can one senate do? calm down. you don't quite know how they view it. they are now seeing what happens when you play op