with me is jane foley, senior fx strategist for rabo bank. welcome to you, thank you very much for comingn. we're starting with the guardian and is warning that it is just the guardian and is warning that it isjust a the guardian and is warning that it is just a matter of time before the uk suffers a major cyber attack. it is more details this. this is exactly what they are saying, it is a matter of when, not if. if you will recall, in 2017, we already had a cyber attack, that was wannacry. it shut down many services of the nhs, it is quite interesting with regard to this issue because just a few years ago, it was considered that people would perhaps putting these types of viruses to computers for ransoms and if you then paid out, they would stop it. it was expected that bitcoin would perhaps feel that because it was expected to be more difficult to trace where the money was going, but now it seems that it has been linked potentially to possibly wanting to do these attacks, it has become a little different in its theme. it is almost a type of warfare, i guess is what they are suggesting.