rachel gordon, city hall reporter for the "san francisco chronicle" and josh richmond, legal and political affairs reporter for the "oakland tribune" and tom vacar consumer editor for kttv news. tom, did this year end better than it began or worse than expected? >> i think for a lot of people it's a toss-up, and i think for the state it's been a toss-up. we started the year out at about 12.3% unemployment, we are at 12.4% unemployment. we had a slight dip in the middle of the year, but unemploymentwise that is the problem and that's the problem for california, jobs, jobs, jobs, because everything else is impacted by that whether it's taxes, housing values, everything else, so that i think was the biggest thing. and in the united states, you know, the same thing. we started out in the united states in the high nines. we are ending up in the united states in the high nines. so, not much improvement in jobs and the outlook for jobs. in california, the problem is particularly bad because we have the third highest unemployment behind michigan and nevada, and our problem is we've lost 600,000 co