and that raja gupta the director of goldman sachs. got two years in the slammer. the travtty the government overlooked. many people who knew that those returns were too outrageous to be real including people who whistle blew to the sec or the firms connected to sec capital. how do you protect yourself from this? first, it can't be stopped. there will always be fraud lens. you can't get fraud and never know when it's going to strike. there'll always be down markets. even devirsfy occasion which we call the only free lunch caused you to lose less in the year. the great destruction of wealth. let's say nothing can protect you if you own stocks. but what i can do is offer some simple rules that will let you have more confidence in the stock market even if you think portions are rigged or beyond your comp hengs and the first rule, know what you own. i know it sounds simple. how does this protect you from the myriad ways? you'll be able to take advantage of the mechanical lunacy and buy more at lower prices. if i was using limit orders not market orders. second, if you