should decide on the ceiling of the facility for the employees of the banking system on the part of rakhesh, based on it is the resolution of the money and credit council that in august 1395, the honorable money and credit council issued a resolution that the rate of employees' facilities in the banking network of the facilities that the working group determines, no matter how difficult it may be, should be at least 10%. in the banking network, at least 10%. in today's banking network, facilities with a rate of less than 10%, we do not have a percentage of the parent facility rate. there are no exceptions. there are no exceptions. in state and semi-state banks that are members of the bank coordination council , there is a continuous presence of the supervisory body . contrary to these regulations, the instruction of the lake in 2016, the achievement that was prepared in the approved budget in each year, according to the last order of the man that currently exists, instruction one in the budget law of 1401 based on note 4 of article 11 of the implementation criteria of the budget law of 1401