of "the dave ramsey show."orget the washington rhetoric. what does all this mean for the average american joe. what should they be doing with their money right now? >> well, that's the funny thing about it. the average american joe actually is the economy. it doesn't come from the top down out of washington. it does come from the bottom-up. so if enough people start doing smart things with their money it will heal the economy. smart things are outlined as having savings for emergency. living on less than they make and getting out of debt which would all be good rules for washington, as well. >> we're getting a lot of reaction on twitter tonight. abnormally high volumes. if you want to get ahold of me, piers morgan, give me your opinion. they are saying that they've had enough of these politicians squabbling, literally, fiddling while rome burns. >> well, there is a lot of that but they've also had enough with this, people with their heads stuck so far up the politics all they can speak in is sound bytes. people

. >> my name is ramsey james dardar sr.'ve been here 30 years, and i'm serving tim for simple burglary. as far as being a bad person, i don't think i'm a bad person. i just think i allowed a drug addiction to cause me to make bad decisions. and i stole for drugs. >> he's known here in south louisiana mostly because he was a big-time football player at lsu, and kind of the home town hero. >> i come from a small town named cecilia, louisiana, probably the only time you see a red light there is christmastime. >> in the 1983 nfl draft, he was picked by the st. louis cardinals and later played for the houston oilers. >> i played with the great warren moon, some of the great players. guys like that. played for the man in black, jerry glanville. >> number 44 for the washington redskins. this right here is herschel walker, 1981. i can name you a few guys, famous guys, that got a few scars on me. >> ramsey's football career ended when a neck injury forced him to retire. >> from there it's like i guess downhill. i got convicted in '9

call this toll-free number now. >>> dave ramsey is the host of "the dave ramsey show" and the man millionsf americans turn to for sound financial advice in turbulent times like this. dave, thank you for joining me again. there's a big tendency when this kind of crisis unfolds for many americans to say i don't trust anybody here, i'm taking my cash out of the bank and putting it under my mattress and taking my money out of my 401(k)s. is this sensible or is that equally crazy? >> it's just emotional which makes it crazy. it doesn't get you where you want to go. if you're dealing with a typical american and they've got money in the stock market and they are watching these crazy rides. we've had this roller coaster ride in the last while, it scares the crap out of you. it does me with my 401(k). then i have to step back and say the fear is based on the short-term. and the only way you should ever be invested in the stock market in good growth stock mutual funds like i recommended for 20 years is to have that long-term mentality. that's the only thing that can keep you calm in the middle of th

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it has gone up and it has gone down. >> dave ramsey, thank you very much. >> thank you.e with you. >> and you. coming up, a man with strong opinions about keeping america great. country music superstar trace atkins. we all have internal plumbing. but for some of us with overactive bladder, our pipes just don't work as well as they should. sometimes, i worry my pipes might leak. but i learned there's something more i can do. now, i take care with vesicare. once-daily vesicare can help control your bladder muscle and is proven to treat overactive bladder with symptoms of frequent urges and leaks day and night. if you have certain stomach or glaucoma problems, or trouble emptying your bladder, do not take vesicare. vesicare may cause allergic reactions that may be serious. if you experience swelling of the face, lips, throat or tongue, stop taking vesicare and get emergency help. tell your doctor right away if you have severe abdominal pain, or become constipated for three or more days. vesicare may cause blurred vision, so use caution while driving or doing unsafe tasks. c

i will ask dave ramsey. hey, the new guy is loaded with protein! really? 25 grams of protein. what do we have? all four of us, together? 24. he's low fat, too, and has 5 grams of sugars. i'll believe it when i--- [ both ] oooooh... what's shakin'? [ female announcer ] as you get older, protein is an important part of staying active and strong. new ensure high protein... fifty percent of your daily value of protein. low fat and five grams of sugars. see? he's a good egg. [ major nutrition ] new ensure high protein. ensure! nutrition in charge! [ major nutrition ] new ensure high protein. at exxon and mobil, we engineer smart gasoline that works at the molecular level to help your engine run more smoothly by helping remove deposits and cleaning up intake valves. so when you fill up at an exxon or mobil station, you can rest assured we help your engine run more smoothly while leaving behind cleaner emissions. it's how we make gasoline work harder for you. exxon and mobil. it all happened so fast. it was clearly

i will ask dave ramsey. [ martin luther king jr. ] i still have a dream that one day on the red hills of georgia, the sons of former slaves and the sons of former slave owners will be able to sit down together at the table of brotherhood. i have a dream today! [ male announcer ] chevrolet is honored to celebrate the unveiling of the washington, d.c., martin luther king jr. memorial. take your seat at the table on august 28th. ♪ martin luther king jr. memor♪ . ♪ ♪ introducing purina one beyond a new food for your cat or dog. [ male ] using clean american fuel is just a pipe dream. ♪ [ female announcer ] we're rolling away misperceptions about energy independence. did you know that today about a quarter of all new transit buses use clean, american natural gas? we have more natural gas than saudi arabia has oil. so how come we're not using it even more? start a conversation about using more natural gas vehicles in your community. about using more natural gas vehicles the eagle flies at dawn. the monkey eats cus

not enemies there is no such person who could sit down together with me and say i am your fellow ramsey here's what i don't like you without. respect i think you're just afraid if you look fierce they were both was there one of them i would be happy if they told me frankly what i did wrong to somebody personally and then i would at least have a chance to prove that it's not my fault and that they do not have a moral right to be against me that is why i believe that i have no foes i have friends my dream is to make everybody who has a bad opinion of me learn what kind of person i really am not well what kind of person are you really. here. i'm a very good person in all respects i try to be impartial if i do something wrong i apologize and i don't feel shy about it or if a person lies i can tell him he's lying i lived this life with the awareness that it may ended any moment what matters most is reputation and dignity to save human face it's all let's thank you very much it will thank you. pro-choice. future flights. are two types to the max air show. wealthy british scientists it's time

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was only acknowledged party oil giant two days later and is still ongoing i'm now joined by adam ramsey he's event manager of the people planet's student organization for his view on what's behind the silence thanks very much indeed for being with us now for today's show refused to acknowledge there had been a spill and only after five days did it give any details why do you think this lack of communication. i think the people who are used to dealing with cho wouldn't be surprised at all about the lack of communication it's worth remembering that it was only a few days ago that they admitted after years of lawyers and cover up their role in the enormous spills across nigeria this company has never let the truth or in fact people's lawyers or the environment get in the way of getting the way of their profit margins one official estimate certainly we should be surprised but yeah ok well the official estimates put the split two hundred sixteen tons two hundred sixteen tons of oil over an area of one hundred square miles and as you just touched on the tradition of actually under playing the

. >> dave ramsey, as always, talking a lot of sense, thank you very much. >> thank you were piers, good to be with you. >> right back after this break. [ gnome ] ahh... [ male announcer ] this is what it's like getting an amazing discount on a hotel with travelocity's top secret hotels. the easy way to get unpublished discounts of up to 55% off top hotels. harpist not included. ♪ when i got my medicare card, i realized i needed an aarp... medicare supplement insurance card, too. medicare is one of the great things about turning 65, but it doesn't cover everything. in fact, it only pays up to 80% of your part b expenses. if you're already on or eligible for medicare, call now to find out how an aarp... medicare supplement insurance plan, insured by unitedhealthcare insurance company, helps cover some of the medical expenses... not paid by medicare part b. that can save you from paying up to thousands of dollars... out of your own pocket. these are the only medicare supplement insurance plans... exclusively endorsed by aarp. when you call now, you'll get this free information kit... with

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. >> what can you do at this fragile moment, i'm joined by dave ramsey from the dave ramsey show andk times" best-selling author. our 401(k)s pretty much across the board unless you're brilliant and moved things around took a hit this week. what's your sense, eight down days followed by a 29-point okay day, what should somebody at home be doing? >> i think the same thing that ali and i have been preaching for years and that is with your 401(k), you don't need to try to time the market. you need to ride that roller coaster. no one gets hurt on a roller coaster unless they jump off, even back with the debacle of 2008 late and early 2009 when the market took a nosedive, if you rode that all the way down, you've almost ridden it back up and then this week we've gone back down a little. that's part of the nature of a 401(k), i'm 50 years old and i got 20-something years before i cash it in. i'm going to ride this thing is what i'm going to do. >> some people don't like roller coasters, but that's probably good advice. first you look and you say maybe we'll see manufacturing come back a bi

police commissioner charles ramsey makes no apologies for the tactic. >> we're talking about 14, 15, 16-year-old youngsters. they're old enough to know write from whereon and they know what they're doing is wrong and they'll suffer the consequences. >> reporter: so far the curfews have worked in preventing further incidents and they're one tool police in the u.s. are using. in the wake of riots in his country, david cameron is turning to the u.s. for help in curbing mob violence there. >> we have been discussing how we go further getting to grips with gang with people like bill bratton. >> reporter: bill bratton is widely regarded as one of the nation's most effective crime fighters. he says community policing is key. >> community policing where crime is securing, that's where you want to put your police, but you don't want your police there just making arrests. we want them networking, building relationships. >> reporter: bratton also says he'd be open to a controversial idea floated by prime minister cameron, to restrict social media to head off violence, though he said britain's p

>> let's go through the rubble with ali velshi and dave ramsey, the host of the dave ramshy show. i want to pick up where alison left off. the people are looking at the u.s. economy and the fed statement which is pretty bleak and look at what's happening in europe and thinking perhaps another recession around the corner, especially when you look at the europe debt issue bubbling up yet again. now it's france. how serious of a concern? >> well, it's kind of strange, because the rumor, it wasn't even fact, the rumor that france might be downgraded from a aaa to a aa plus like the united states cost their biggest bank 15% on the stock market and ended up with this. you got to be wondering here when you're sitting in the united states what does france getting downgraded by one notch have to do with the value of my 401(k), but the problem is it's one of those markets where anybody saying anything slightly negative makes people say i don't want to be holding the bag if this keeps going down, so what's happening is you're seeing money going into gold again. gold hitting $1,800. another n

dave ramsey, thank you very much for the tips. tune into the dave ramsey show. thanks, thanks for having me. >> you got it. coming up, ever try to save a hurt bird? when you were a kid? doing that just landed a mother behind bars. we are not kidding. then we already handed russia our space program. then we gave them the war in libya. so how does russia thank us? well, putin calls us parasites. tell you why. [ male announcer ] heard this one? listen to this. three out of four americans don't get enough vegetables. so here's five bucks to help you buy v8 juice. five bucks. that's a lot of green. go to v8juice.com for coupons. you can count on us. uh oh, sesame stir fry from lucky dynasty. oh, me too! but mine's lean cuisine, so no preservatives. [ female announcer ] lean cuisine has 90 dishes with no preservatives and quality ingredients like farm-picked broccoli and tender white meat chicken. lean cuisine. how are you doing?ne. hi, evelyn. i know it's been a difficult time since your mom passed away. yeah. i miss her a lot, but i'm okay. wow. that was fast. this

, the host of the dave ramsey show, and he's a "new york times" best-selling author and ali velshi with well. i want to come to you first, ali, down 512 points, 4.3%, a lot of people out there are going to say, whoa, my 401's taking a huge hit. people have been telling me we're going to start to grow soon, it's going to get better soon. what is happening? >> this is the proof, again, that we had in 2008, we have now, that we're connected to the entire world. what happened this morning is a couple of central banks in the world, one in japan and one in europe, attempted to intervene to help out their currencies. in europe it was an effort to help italy, because italiness dire straits and is a pretty big economy. it backfired, instead of reassuring, it triggered a selloff from investors who think the problems are too big to be contained by the central bank and maybe we're headed for another leg down. they started selling powerfully. the european markets closed, and it wasn't done and it continued in u.s. markets. it has more to do with the global economy and the threat of the slowdown and

chief ramsey was absolutely on it. >> when you have this, in your community, you say people are callingcause you have this video up and people are calling in and giving you tips. you've identified half, have you arrested them or are you waiting to build more evidence and get the rest of the names? >> we're continuing to build our case, and the investigation continues. but the final outcome is going to be some of these kids will be held accountable. most of these kids will be held accountable, perhaps in juvenile court, adult court. for their behavior. and i think that's where we send a message that we're not going to tolerate this kind of behavior. >> you send the message to the children. how old are they? >> most of the ones we identified so far are juveniles, so they're under 18 years of age. >> roland, they end up in juvie court, and some if they have a record may have a harsher penalty and most will be told to go away and be fined, i am in the ballpark? >> absolutely. >> can you haul the parents into juvenile court? >> the parents do have to respond to juvenile court, so there is an

>> gretchen: personal finance expert, dave ramsey, joins us now.od morning, guys. how are you? >> gretchen: fine. i understand that you have some of these -- you've developed these programs that are being taught in these schools. right? >> right. we've had a high school curriculum on personal finance out for about eight years. we're in about 10,000 high schools with it right now. we hope to be in about 100,000 because our goal is to teach enough kids how to handle money that we put the rest of the parts of our company out of business. >> brian: dave, i'm just wondering, do you find that people are thirsting for this knowledge, to have the foundation or do you find you're the first one to get to these kids? >> the kids are on fire for it. 80% of teens when surveyed say they would love to learn how to handle money. no one is teaching them this stuff. one of the things about our books and things that we've had out there for years is people always said, gosh, i wish somebody taught me the stuff that you teach, to get out of debt, save for emergency, th

we'll talk to the man live, the police commissioner there, charles ramsey. he'll be live.e after 50, i switched to a complete multivitamin with more. only one a day women's 50+ advantage has ginkgo for memory and concentration, plus support for bone and breast health. a great addition to my routine. [ female announcer ] one a day women's. weekend curfew will begin in downtown philadelphia for kids under 18. it's a mandate announced this week after so-called flash mobs of violent young people have been attacking strangers in several areas of philadelphia's center city. in one incident attackers included an 11-year-old. curfew extends to 10:00 p.m. weekdays for children under 13. mayor michael nutter says his city is forced to do what some parents are failing to do. >> we as a government cannot raise people's children. you have to take care of children if you want them. we can help you. we provided services, support, all kind of stuff. but we're not going to tolerate this kind of senseless, stupid, ignorant, violent acts even episodically as they may occur on the streets of

action and after a goal is still a goal his first time out the reds opened the scoring through aaron ramsey is only goal in the seventy eighth minute then lewis suarez made it sunil in stoppage time giving little paul their first victory and begun as eleven the as elsewhere chelsea came back from down against west brom to secure a late victory and then caught and followed the scoring second health goals for two one newcastle bit sunderland all the road by a single goal aston villa were easy when as a black friend queens park rangers beat adverts on mail and new voice once the. moving stateside where all became to a point in his first training session after joining the l.a. galaxy earlier in the wake the irish international captain fixing in a few laps before being officially presented to the media and fans after signing from sword in hand during his eleven year spell in the england team found that one hundred twenty three times which makes him number ten while the all time english premier league scoring charts the striker who joined the californian club one exterior contract stating he is d

even admit there was a problem and has not released details of the extent of the environmental adam ramsey from the u.k. based people and planet student organization things the shell and the government have been complicit in oil industry cover ups for years. i think the people who are used to dealing with shell wouldn't be surprised at all about the lack of communication it's worth remembering that it was only a few days ago that they admitted the years of lawyers and cover up their role in the enormous spills across nigeria so i think we certainly don't know for sure how bad it is but we do know that this is a serious bill we know for certain. the worst spill in this country in more than a decade i've seen very little coverage at all and i'm saddened to say that i'm not at all surprised how little coverage there's been this also as i said the biggest in ten years but it's important to remember that the government and the scottish government are both long history of being hand in hand and in the pop. if you go to the end. of this you have. the. talking about it's not surprising that the me

. >> reporter: ramsey's recommendation is three to six months in savings and then invest. don't emotionally react to the general gloom of the economy. instead, look critically at individual companies and buy stock in the ones making high profits despite what's going on around us. >> okay, jim, thank you. and, of course, all of this is dogging president obama a l the way to his vacation on martha's vineyard. he's on vacation for the next ten days and critics have said he should not be going away, with so many problems facing this country. the white house answers there's no such thing as real time off from being president. >>> and now, news on one of america's hot button issues. illegal imimgration. a major policy change was announced today. the obama administration will stop deporting illegal immigrants who have not committed a crime in this country. instead, offering some of the 300,000 people clogging the courts a case-by-case review and a chance to apply for a work permit. homeland security secretary janet napolitano says the administration is changing its policy to free

pick of saturday's action and after a goalless first solve the reds opened the scoring through aaron ramsey his own goal in the seventy eight minute lewis saw has made it to neil in start of time getting liverpool their victory at the gunners in eleven yeahs elsewhere newcastle get sunderland on the road by a single goal alstonville away or easy winners over blackburn queens park rangers everton one may lend your voice one see how we're going to a neil neil george one game in progress as we speak chelsea have seen west bromwich into their past victory of the season but the blues already trailed is one meal that's up to around twenty minutes. while the russians are continuing to find the cincinnati open very much to their liking might have shut up about setting up a semifinal with their eyes when i don't go on friday nights either player could be called a fool to rush into when we advance a loss as well that all the start of the grand back in two thousand and six should all once again getting the batter out of some out first starts or in the quarterfinals stunning stars who are not yet able

. >>> reporter: in san diego today, at a book signing for a leading personal f fance expert, dave ramsey, hundreds lined up to ask the big questions about survival in a crashing market. >> you have to be very careful about not letting emotions gild you. >> reporter: "consumer reports" magazine this months says consumer confidence is at a two-year low. only 43% of americans think they are better off. reaching out to "world news," viewers are asking if there are cheap opportunities to buy. should i rebalance my 401k or sell everything and cash in now? kat free worries the best place for my money is in my pocket. but studies show the best advice is to invest like women do and not be so quick to sell. a uc davis survey show women make more money on the market then men because guys trade 45% more often and get too cocky. 63% of men call themselves experienced traders. only 48% of women claim that title. >> i would go to quality. >> reporter: advice from the first woman to ever own a seat at the new york stock exchange. so buy the things that you eat, that you drive, that -- >> -- you live wit

can we go to the ramsey school of student loans and get something under the table?> i think that would be a new picture of the day. >> that would be a new shot of the day. >> first step is to get dave's books for kids which i have. thanks so much. see you again next week. >> thanks, guys! >> all right, coming up next, americans came together after 9/11 giving millions to charities to help our country in its darkest hours. it seems millions of donations never made it to their intended destination. peter johnson jr. with a closer look. >> then we just mentioned this. vice president dick cheney is coming up in 18 minutes. he's here to talk about his new memoir. his time in several white houses and what's happening in the current white house as well. put down the clicker. >> dick cheney, if you're here, if you can play the trivia question of the day. at usaa, we believe honor is not exclusive to the military. nd commitment is not limit to one's military oath. the same set of values that drive our nation's military are the ones we used to build usaa bank. from free check

than a decade and we can last wednesday it was only acknowledged by shell two days later i don't ramsey from the u.k. based people and the planet student organization things shelled and the government has been complicit in oil industry cover ups. i think to people who are used to dealing with shell wouldn't be surprised at all about the lack of communication it's worth remembering that it was only a few days ago that they had miss it after years of lollies and cover up their role in the enormous spilled across nigeria so i think we certainly don't know for sure how bad it is but we do know that this is a serious bilby no assertion. the worst spill in this country in more than a decade i've seen very little coverage of this at all and i'm uncertain to say that i'm not at all surprised how little coverage there's been it's also as i said biggest in ten years but it's important to remember the u.k. government and the british government opposed but long history of being hand in hand and in the pockets of the auditor in this country and so for government to the only other potential money the

jon: what about dave ramsey for secretary of the treasury. so kauplg.elopments in a shooting of a police officer in southern. the officer was hit as he responded to a call that an armed man had set a home on fire. patti ann browne at the news desk with the latest on this. >> reporter: this story gets bigger and more tragic. we want to warn everyone that the video we are good to show you is extremely graphic, be aware of that. violence rocked a residential street in southern california yesterday evening. it's possible that three people are dead, although police will not confirm that. police say it began with a call about a man seen entering a house in el cajon carrying a gun. when police and fire units respond they say someone fired several rounds from inside the house. an officer was shot in the neck. fellow officers as you can see in the video dragged him to safety with the help of a civilian. then the house went up in flames. nearby homes were evacuated while firefighters fought the blaze. helicopters dropped water on the fire. it could be seen from b

so i put last word producer nick ramsey on the case since he produced last night's segment about thesuper pac. i was ready to make him take all the blame for us showing a colbert ad that, of course, wasn't really running on iowa television. nick's first call was to an nbc affiliate in des moines, iowa, who-tv. he asked a guy who picked up the phone in the newsdesk if anyone there happened to notice the colbert super pac ad running on our affiliate or any other iowa station. the guy at the newsdesk said, immediately, quote, yeah, it ran during our 5:00 newscast yesterday. now, this does not mean stephen colbert is to be trusted. it means that we here at "the last word" have now proven that stephen colbert has told the truth exactly once in his life. well, two if you count his testimony to congress which, as viewers of this show already know, i was really impressed with. but because colbert told the truth about his super pac wasting its dirty filthy super pac money by putting a silly ad on iowa tv, colbert has earned the privilege of us, once again, showing a colbert super pac ad. it i

. >>> i ammo hamid ramsey ashid. can you note down that all the defendants in this case are present. the lawyers representing the defendants. who is here representing the defendant? you are here. we note down that the lawyers representing the defendants are here. previous court sessions, in previous sessions your names have been noted down there, also the names of those representing the families and relatives of the victims. are there any new issues? yes, yes. please quietly, eye etly, quietly. we are now asking are there any new names regarding the lawyers. >> translator: judge, we don't know who was actually noted down as president in previous sections or not, so i hope that the secretary would tell us the names -- read out the names of the lawyers. >> translator: yes. >> translator: excuse me. regarding the second defendant, we have not any demands in the first court session because we have not been given a chance to. >> translator: the previous sessions were just to prove that the defendants and their representat

very good advice, as always, from dave ramsey.nk you. >> apparently, for one bus company, being a good samaritan goes against the policy. a school bus driver fired for picking up three stranded police officers in a massive storm. they'll join us live. it's a bird, it's a plane. nope. it's a female banker taking to the skies with an angry message for the s&p and congress over our credit downgrade. and remake of "dirty dancing" causing an on-line uproar. your e-mails and tweets next. want to keep it as the original or something new? [ male announcer ] heard this one? listen to this. three out of four americans don't get enough vegetables. so here's five bucks to help you buy v8 juice. five bucks. that's a lot of green. go to v8juice.com for coupons. you can count on us. we get double miles on every purchase, so me and my lads earned arip to san francisco twice as fast we get double miles every time we use our card... i'll take these two... ...no matter what we're buying. ...and all of those. and since double miles add up fast, we ca

mike ramsey is the district attorney of butte county in northern california. >> we've heard of, you knowand lashes." that's basically what this was. >> reporter: this is where the family used to live. the children's sandbox is still here. so is their slide, and their tree house. but the surviving children are now in foster homes, and the parents are in prison. >> violated section 273-a. >> reporter: they pleaded guilty to killing lydia, and seriously injuring her 11-year-old sister zariah, who almost died. authorities say the couple beat their children regularly, because they believed god wanted them to. the district attorney says the schatzes believed. >> to spare the rod will spoil the child. and if you can train your horse and you can train your dog, you can train your children. >> reporter: 7-year-old lydia suffered terribly, supposedly in the name of god. but authorities say this was torture and murder. by parents who were supposed to love and cherish their child. inside this house, they found important evidence. the so-called biblical rods that the schatz had inside. what they were

he just right now is acting like the guy that said he was responsbile for the death of jon benet ramsey>>shepard: well, ted bundy confessed. >>guest: you investigate and prosecute the case and they does that. >>shepard: now he confessed again and given so many details it is almost beyond any exclusion of all reasonable debt he could have the details. >>guest: we cannot second-guess a motion to suppress. the prosecution got to talk about whether a jury could hear the statement and the judge said i will not let it go to the jury. >>shepard: what i thought was interesting about this, something you and arthur talked about during the casey anthony murder trial and today, the jury culture seems to be if you don't have a videotape of the crime, because of csi and other shows people lean towards acquit am. is that your sense of things still? >>guest: it is funny, if you asked me the question i would give the answer you gave, we live in a society where the jury wants to see, they want to see the body. they want to see a murder weapon, a cause of death. they want to have a motive. they want it gi

what does dave ramsey think of this?he will dismiss me but in all seriousness, why not? >>guest: well, i would dismiss you if you promoted this as a government program and you would go against 200 years of contract law and suddenly wake those off in the name of make a fairness thing. >>neil: no forcing of the issue from the government. >>dave: i knew that would not be you doing that. is it good banking, good business to cut your customers a break with an environment like this and work with that? obviously it will be a weird remortgaged short sell but the houses are upside down in a lot of cases so they can refinance now, and if you take the amount of the collateral that is still there and mortgage that on existing markets and make that a marketable mortgage on the second mortgage, a fannie mae mortgage, and take that overage and make it an unsecured loan because that is what it is, unsecured, that would be good business for the bank because it would lower their failure rate and we would have happy customers and, you know

. >> that's bull ramsey. >> charlie: bruceed by t-bone burnett.en you set out to do this, obviously people are going to say he's an aor. not a musician. and you say i've been a musician longer in an i've been an actor. >> wouldn't go that far. >> charlie: because they put you out front quickly. >> my dad, both my parents were so gung-ho in business and acting, they want me to maria sue that. >> charlie: they loved the craft. >> i kind of dug it but like most kids you don't want to do what your parents want you to do. u want to do your own dream. i resisted it for a long time. my father, i'm glad i listened to him. he said what's so great about acting is you can include all of your interests and apply that to your actg. and that's what happened. >> charlie: can you include all of your interest in your music. >> oh yeah. well you know, to me there's no difference, really. i approach them in the same way. and there's more similarities and differences really. in movies, you go home you study your lines a that kind of thing. in music. and you practice

mike ramsey is the district attorney in butte county, california. >> what we're talking about was andcharged torture. torture over hours. >> reporter: this past spring, the shotz's pleaded guilty to the killing of their daughter lydia and seriously injuring her older sister zoria. these are photos of some of the sister's wounds. the marks left by the rods. many of the images too gruesome to show. the shotz said they also regularly beat their other children. we're covering the faces of the survivors to protect their privacy. >> the book was there. it was underlined, underscored. >> reporter: no question in your mind that this book by the pearls influenced the shotz's to beat, brutalize and terrorize their children? >> none at all. >> reporter: no question? >> no question. >> reporter: but the pearls feel differently, saying their book rejects parents losing control and acting out of anger. >> reporter: you're not accepting any blame. >> absolutely not. >> reporter: how scared were you that there would be blame pointed at you? >> i don't think we were scared at all. there's never been a

mike ramsey is the district attorney of butte county in northern california. >> we've heard of, you know "death by a thousand lashes." that's basically what this was. >> reporter: this is where the family used to live. the children's sandbox is still here. so is their slide, and their tree house. but the surviving children are now in foster homes, and the parents are in prison. >> violated section 273-a. >> reporter: they pleaded guilty to killing lydia, and seriously injuring her 11-year-old sister zariah who almost died. prosecutors say they beat their children regularly because they believe god wanted them to. the district attorney says the schatzs believed. >> to spare the rod will spoil the child. and if you can train your horse and you can train your dog, you can train your children. >> reporter: 7-year-old lydia suffered terribly, supposedly in the name of god. but authorities say this was torture and murder. by parents who were supposed to love and cherish their child. inside this house, they found important evidence. the so-called biblical rods that the schatz had inside. what t

chief ramsey, i appreciate your time tonight.ndom strangers. among those arrested an 11-year-old boy. what are these flash mobs about? what is the problem? >> well, it's kind of complicated in terms of what they're exactly about but they communicate through social media and through text message iing a they can show up at any given time, at any given place in very, very large numbers. unfortunately, there are a few that have begun single out people and assaulting them and that's the problem. >> you say using social media. that makes it pretty hard for you to stop. how do you do to try to track it? >> well, we do the best we can to try to track it. fortunately we have had parents and even some young people call us and tell us when these things are about to develop. but we don't always get that message. that's what happened a couple of weeks ago. we were unaware that these mobs were going to form. >> if you listen to the mayor there on the pulpit. a pretty strong message, a stern message to african-american youth. this is a problem