for this and hopefully show after five years that this is a better mousetrap if you will or better rattrap right create some met some metrics for right and go with it you you said this is an attempt to make a cultural change to actually go from where doctors insurance companies and patients are operating the system with separate interests to put in them all on the same side that's a way of saying i guess flipping fee for service is upside down that. and and also by providing wellness services and i think we'll get to talking about what's in it and primary care and primary care and by prioritizing primary care and wellness services and having the insurance company benefit from those services down the road by giving by giving retention bonuses if you will to our members then the insurance company makes money by having cheaper patients if you will healthier patients and the patients do better with a problem now is the average american stays two and one half years two and a half years in a given policy so if you look at it from the insurance company's perspective it makes no sense at all to pr