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Aug 28, 2012
08/12
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sold a home using a realtor? >> can police do something to stop her? turns out, no. they say all of these complaints amount to a civil issue, not a criminal one. >> nothing has been done ever. >> they suggest taking her to court and sue is no stranger. we found at least seven generals against her. most from tenants who refused to return the rent and deposit. they ordered her to pay back nearly $5,000 to a man who never moved in. for the realtor, it's not just the dollar amount, but the time and trust they lost. >> is it -- it ruins your trust in other people. she has been doing it for years. >> they're hope to change it now. >> i want it to stop. >> by putting a spotlight on sue. >> we are final lly coming together. >>> you a conartist? >> no. >> we wanted to ask her more questions about the lawsuits and the accusations against her, but she declined the request for an interview. the district attorney's office said anyone who thinks they may have been defrauded, contact them to file a report. we posted the informa
sold a home using a realtor? >> can police do something to stop her? turns out, no. they say all of these complaints amount to a civil issue, not a criminal one. >> nothing has been done ever. >> they suggest taking her to court and sue is no stranger. we found at least seven generals against her. most from tenants who refused to return the rent and deposit. they ordered her to pay back nearly $5,000 to a man who never moved in. for the realtor, it's not just the dollar...
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Aug 8, 2012
08/12
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WBAL
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we checked with the maryland realtors organization. they said that this is unfortunately a very common standard is difficult to protect consumers. we contacted the website about the fate ad. they responded -- fraud is an industry-wide problem that we take very seriously. we're actively working to stop before redstarts, -- it starts, with 18 that refuse it and technology that verifies postings. we post fraud warnings on every listing and provide tools for consumers to contact us at they c -- see suspicious listings. >> she is not giving up. >> i dissected keep searching for a rental property. >> -- just need to keep searching for a rental property. >> the real estate -- real estate agent is related to one of our co-workers. the homeowner became discouraged by everything that happened and decided to take the house off the market. the mayor that realtors organization recommends that you deal face to face with the person or business offering you a rental, and you -- to check to see if it is listed on line by more than one individual for di
we checked with the maryland realtors organization. they said that this is unfortunately a very common standard is difficult to protect consumers. we contacted the website about the fate ad. they responded -- fraud is an industry-wide problem that we take very seriously. we're actively working to stop before redstarts, -- it starts, with 18 that refuse it and technology that verifies postings. we post fraud warnings on every listing and provide tools for consumers to contact us at they c -- see...
SFGTV2: San Francisco Government Television
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Aug 29, 2012
08/12
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SFGTV2
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you might want to get an opinion from a realtor, even though they may just be interested in selling it. that may be true or may not be true. a 50 minute opinion might be worth it and help round out your decision from your next professional, who might be the architect, as warren suggested, especially now, because architects are out looking for work. they are happy to spend a little time with you. they could give you ideas about potential problems are complexities with the ideas you have, or come up with new ideas. >> on the exterior, there are many talented painters in the city that not only paint -- the have a good eye. >> there are designers who are also stagers. it is not limited to the interior. it is the whole house. there are also landscape architects if you are thinking of the outside. there are stagers and designers that can do that. >> most of those professional people, architects and engineers, will sell their services by the hour. you do not have to buy the whole program. you do not have to hire them to do the whole building. you can say, "i would like to consult with you for
you might want to get an opinion from a realtor, even though they may just be interested in selling it. that may be true or may not be true. a 50 minute opinion might be worth it and help round out your decision from your next professional, who might be the architect, as warren suggested, especially now, because architects are out looking for work. they are happy to spend a little time with you. they could give you ideas about potential problems are complexities with the ideas you have, or come...
SFGTV2: San Francisco Government Television
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Aug 15, 2012
08/12
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SFGTV2
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. 3rñoñv report, have to the realtor community, board of realtors, -- at what level have çkcontactedpartment and the report. amazing thm n place right now. oéÑa lot of the complaints we all of that. now that it is in=fc hand, you y that they are not taking advantage of it? afternoon with them, so we will reiterate. we will try tomhs gather their concerns and see what we can do to make the rest ofdvq the 3r Ñh that -- >> i want to commend the department because we are reacting to theseçó issues. when we do react, -- nobodyñr takes notice. i want to make sure that the people thathnu are affected by s change, that they know about this. how long have they been on line? >> first of all, i meet with various teams,ñr the san francio association. ñr promised them that we would try to do it through the mail. ñne didñrnot do any reques >> i do not know what the number is now, but it was not huge outpouring. it takes a while for people to get used to asking for it.seconr that what comes through is not -- what is out here is not what was put in here. some people are much more comfortable with co
. 3rñoñv report, have to the realtor community, board of realtors, -- at what level have çkcontactedpartment and the report. amazing thm n place right now. oéÑa lot of the complaints we all of that. now that it is in=fc hand, you y that they are not taking advantage of it? afternoon with them, so we will reiterate. we will try tomhs gather their concerns and see what we can do to make the rest ofdvq the 3r Ñh that -- >> i want to commend the department because we are reacting to...
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the next group of go supply that's out there you know during the boom the national association of realtors reported the number of homes that were second homes vacation properties investment properties and the reality was you know just get a surge of people buying vacation property it was a lot of people who just want to jump on board the housing express and flip it you know the greater fool behind them the reality is that even the people who are underwater or can't afford to service the mortgages they would love to see higher prices in order to put that burden back on the market get out from under it so that that's the next level of housing that supply that's out there that's before we even talk about all the r.e.o.'s the bank owned real estate real estate own to oreos that the banks have kind of been kicking the can. down the road they've been reluctant to to foreclose because they know what happens with the house with the other properties in the neighborhood typically distressed sales are twenty to thirty percent below identical non distressed so not only are you taking the write down bu
the next group of go supply that's out there you know during the boom the national association of realtors reported the number of homes that were second homes vacation properties investment properties and the reality was you know just get a surge of people buying vacation property it was a lot of people who just want to jump on board the housing express and flip it you know the greater fool behind them the reality is that even the people who are underwater or can't afford to service the...
SFGTV: San Francisco Government Television
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Aug 26, 2012
08/12
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SFGTV
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i am a realtor, but more importantly, i am a native san franciscan. i have watched many of my friends and people in my family moved out of san francisco because there is an affordable housing problem in this city. i am getting on the board of realtors, and i am on the housing authority board committee, and we are bringing money to groups such as home ownership sf because i do believe in it. i think you need to look at -- the way to keep families in san francisco is what your building, and what we are seeing a lot are either small projects or very large projects. these large projects are on major transit corridors, and i do not know many families that want to live on van ness. the smaller projects would be in more traditional neighborhoods where families want to live, and that is what we need. another thing to take into consideration is with the inclusionary house a requirement, these projects do not pencil out. it is not that people dothe len- is still very tight throughout the nation. if housing does not fit it, it is not going to get built. if you w
i am a realtor, but more importantly, i am a native san franciscan. i have watched many of my friends and people in my family moved out of san francisco because there is an affordable housing problem in this city. i am getting on the board of realtors, and i am on the housing authority board committee, and we are bringing money to groups such as home ownership sf because i do believe in it. i think you need to look at -- the way to keep families in san francisco is what your building, and what...
SFGTV2: San Francisco Government Television
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Aug 16, 2012
08/12
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SFGTV2
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eye 112
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i am a realtor, but more importantly, i am a native san franciscan. i have watched many of my friends and people in my family moved out of san francisco because there is an affordable housing problem in this city. i am getting on the board of realtors, and i am on the housing authority board committee, and we are bringing money to groups such as home ownership sf because i do believe in it. i think you need to look at -- the way to keep families in san francisco is what your building, and what we are seeing a lot are either small projects or very large projects. these large projects are on major transit corridors, and i do not know many families that want to live on van ness. the smaller projects would be in more traditional neighborhoods where
i am a realtor, but more importantly, i am a native san franciscan. i have watched many of my friends and people in my family moved out of san francisco because there is an affordable housing problem in this city. i am getting on the board of realtors, and i am on the housing authority board committee, and we are bringing money to groups such as home ownership sf because i do believe in it. i think you need to look at -- the way to keep families in san francisco is what your building, and what...
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Aug 3, 2012
08/12
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KNTV
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. >> a south bay realtor will be in court on monday actually, answering to charges she ran an elaborate ponzi scheme. investigators say jill silvey convinced investors to loan money to homeowners in exchange for monthly interest payments. she is accused of pocketing that and spending it on cars and clothing. >> animal control officers found two bats infected with rabies. the animals were found in two locations. officials will not say exactly where. experts are warning residents to be careful around any animal acting strangely. >> new this morning, we can tell you your commute on b.a.r.t. could be more cramped. the agency launching a program to allow bikes on trains. more on this upcoming test run. >> reporter: good morning, jon. right now for cyclists the options are limited during the morning rush. you can throw your bike on a bus into the city but starting today you can add b.a.r.t. it's an experiment going on every single friday in the month of august where riders can take their bicycles on the train. b.a.r.t. has reconfigured some cars to make more room. it used to be bikes were ban
. >> a south bay realtor will be in court on monday actually, answering to charges she ran an elaborate ponzi scheme. investigators say jill silvey convinced investors to loan money to homeowners in exchange for monthly interest payments. she is accused of pocketing that and spending it on cars and clothing. >> animal control officers found two bats infected with rabies. the animals were found in two locations. officials will not say exactly where. experts are warning residents to...
SFGTV: San Francisco Government Television
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Aug 14, 2012
08/12
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SFGTV
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legislation which would be part of creating a data base for people interested in opening of business or realtors, and this of the use with what the fee would be used for, and they would participate in this. we'll be looking into that legislation, which was based on the supervisors -- supervisor chu's legislation. and organizing a group, friends of the small business commission, but the complications of opening a nonprofit -- we would go with contrasting groups which may work with us, we will try to go that way -- and you heard from the director, we have discussed the situation and how it is ongoing. >> the next item? >> item 10 is the president's report? >> just for the record, with the business report -- >> no report. >> the commission report? any reports from the commissioners? >> two things to report on. the director mentioned that i have attended meetings with the merchants association. with senator feinstein's office and we feel encouraged that we're interested in the idea, and we will work on this problem in a more coordinated manner. we have more on how we will arrange this first meeting.
legislation which would be part of creating a data base for people interested in opening of business or realtors, and this of the use with what the fee would be used for, and they would participate in this. we'll be looking into that legislation, which was based on the supervisors -- supervisor chu's legislation. and organizing a group, friends of the small business commission, but the complications of opening a nonprofit -- we would go with contrasting groups which may work with us, we will...
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Aug 8, 2012
08/12
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WBAL
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we checked with the maryland realtors' association. they say this is a very common scam and it is difficult to protect consumers. we also contacted trulia.com. trulia responded, fraud is an industry ride program. we're actively working to stop it before it happens with an entire team dedicated to monitoring and reviewing listings and technology that verifies listings have been posted from within the u.s. we post from warnings on every single listing and provide tools for consumers to contact us if they see suspicious listings. she's not giving up. >> i have to look for a rental property or something i can buy in my price range. >> we should mention we have a connection to the real renee budda. the homeowner got discouraged and decided to take the house of the market. the maryland association of realtors has a vice, recommending you deal face-to- face with the person or business offering the rental. check to see if it is listed on line by more than one individual with different terms and prices and contact the maryland real-estate commi
we checked with the maryland realtors' association. they say this is a very common scam and it is difficult to protect consumers. we also contacted trulia.com. trulia responded, fraud is an industry ride program. we're actively working to stop it before it happens with an entire team dedicated to monitoring and reviewing listings and technology that verifies listings have been posted from within the u.s. we post from warnings on every single listing and provide tools for consumers to contact us...
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Aug 29, 2012
08/12
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. >> there are a number of realtors that we have talked to that say you have taken advantage of them over the years. >> you no. >> what about police, can they do something to stop su wa in. >> they suggest taking her to court, and su is no stranger to small claims court, we found seven judgments against her, from former tennants who say that she refused to pay back their rent and deposits. for a realtor, it's not only the dollar amount, it's also the time and trust that they lost. >> it erodes your trust in other people. >> i want this to stop. >> by putting a spotlight on su wan. >> i feel we're trying to come together to put away a con artist. >> we wanted to ask ms. wan more questions, but she declined our request for an interview. anyone who thinks they may have been criminally defrauded by su wan. we posted that information on our website nbcbayarea.com. >>> if you have a tip for our investigative unit, give us a call at 888-996-tips, or send us an e-mail to the unit. >> let's bring in our chief meteorologist jeff ranieri. >> it's all about this warming wind, primarily coming ou
. >> there are a number of realtors that we have talked to that say you have taken advantage of them over the years. >> you no. >> what about police, can they do something to stop su wa in. >> they suggest taking her to court, and su is no stranger to small claims court, we found seven judgments against her, from former tennants who say that she refused to pay back their rent and deposits. for a realtor, it's not only the dollar amount, it's also the time and trust that...
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Aug 18, 2012
08/12
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KPIX
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breaking out tents >>> lines and lotteries luck of the drop very competitive and stressful >>> this realtor worked here 34 years and says the market not this competitive since before the housing market burst >>> inventory shrinking since january >>> real-estate numbers show low interest rates are shrinking housing inventory across the bay area currently 4000 homes on the market in the bay area 57% fewer than last year which is why buyers are hiring people like maria shire to it in mind when homes, and the market >>> they hired me to be here 24 hours a day >>> she is wetting herself with her children and investment she says is worth the wait >>> real-estate experts say what is driving the boom rock-bottom interest rates currently houses are sitting on the market 14 days before snapped up i have to say these will go faster than that >>> and are there and price range on the house >>> i did not mention that my understanding the home start out in the low seven hundreds which in this area a great school district people say that is a good deal >>> kristyn thank you >>> tell the truth or pay the co
breaking out tents >>> lines and lotteries luck of the drop very competitive and stressful >>> this realtor worked here 34 years and says the market not this competitive since before the housing market burst >>> inventory shrinking since january >>> real-estate numbers show low interest rates are shrinking housing inventory across the bay area currently 4000 homes on the market in the bay area 57% fewer than last year which is why buyers are hiring people...
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Aug 29, 2012
08/12
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KTVU
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the national association of realtors say there's been an increase, the highest since 2011. >>> seemslike the worst fears about letting passengers board at all doors are not coming to pass. there's a 19% increase in fairs compared to the same time last year and it's hard to tell if it's a trend, but could indicate there's no big increase in the number of people trying to sneak on the buses without paying. >>> tonight on ktvu channel 2 news at , following a fire at the refinery we asked osha for numerous documents and received some this week and have gone through them. what we learned about the inspection history at the refinery. >>> thank you for trusting ktvu channel 2 news. we're always here for you.
the national association of realtors say there's been an increase, the highest since 2011. >>> seemslike the worst fears about letting passengers board at all doors are not coming to pass. there's a 19% increase in fairs compared to the same time last year and it's hard to tell if it's a trend, but could indicate there's no big increase in the number of people trying to sneak on the buses without paying. >>> tonight on ktvu channel 2 news at , following a fire at the refinery...
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Aug 16, 2012
08/12
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KGO
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however, the president of the association of realtors thinks these ipo beneficiaries learn something from the bust. >> they know they need to save for the future, they swril families and children to put through college. they want to focus on things that will patter. >> the big unknown is how will stock price be impacted by investors cashing out. at the price, it's believed that inrestor who's missed out on the ipo back in may may face a good bargain price z a lot will depend on what investors think about the long range prospects. >> there is one of the largest companies in the world pledging to remove toxic chemicals from cosmetics. johnson and johnson made that announcement today. the brands include baby shampoo and aveeno. they expect to have product reform late bid the end of 2015. and parts of the nation are enduring worst west nile virus season since 2004. the dallas texas area is hardest hit. the mayor declared a state of emergency today nearly half of the 693 cases have been reported in texas. so have deaths. major break outs in indiana and right here in california. and contra
however, the president of the association of realtors thinks these ipo beneficiaries learn something from the bust. >> they know they need to save for the future, they swril families and children to put through college. they want to focus on things that will patter. >> the big unknown is how will stock price be impacted by investors cashing out. at the price, it's believed that inrestor who's missed out on the ipo back in may may face a good bargain price z a lot will depend on what...
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Aug 20, 2012
08/12
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WMAR
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the national association of realtors will release two reports for the month of july.dnesday sales for previously owned homes will be released. on thursday we'll hear about the number of new homes sold. they expect the numbers to be better. >>> if you have an iphone or planning to upgrade, the time to trade in is now. the value will drop as everyone decides to trade for the new iphone 5. apple hasn't release lad date yet for the iphone 5 but the rumor is september 10th. >>> money magazine has high praise for one of our local living space. it ranks the columbia ellicott city as one of the best places to live. the area comes in at number eight on the list according to the magazine, columbia and ellicott city offers the best of both worlds. columbia is a laid out community with tons of big box stores. the towns topping the list of best places to live, carmel, indiana. >>> all right, coming up university of maryland students want to kick chick-fil-a out. how they're trying to get it out of their student union, plus mike's update on the forecast. >>> a saturday night run to
the national association of realtors will release two reports for the month of july.dnesday sales for previously owned homes will be released. on thursday we'll hear about the number of new homes sold. they expect the numbers to be better. >>> if you have an iphone or planning to upgrade, the time to trade in is now. the value will drop as everyone decides to trade for the new iphone 5. apple hasn't release lad date yet for the iphone 5 but the rumor is september 10th. >>>...
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Aug 18, 2012
08/12
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KBCW
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. >>> it is like of the drop and competitive >>> this realtor has worked here 34 years and says the market has not been this competitive since before the housing market burst >>> inventory has been shrinking the market this has been down to 70-80 >>> lower interest rates are shrinking low inventory across the area currently there are 4000 homes on the market in the bay area if 57 percent your than last year which is why buyers hire people to wait in mind when new homes, on the market. >>> they hired me to be here 24 hours a day >>> she is wetting herself along with their children >>> and investment she says worth the wait >>> on average most bay area homes sit on the market for 14 days but i must tell you these will be going faster than that. >>> in the last six weeks or so things have gone crazy all over the bay area and we did a story multiple offers 12-20 offers on holmes. >>> that is what we hear, at best to do with low interest rates people know this is the time to take advantage the man not be around for long. >>> a high risk sex offender escaped from a mental health as of that facil
. >>> it is like of the drop and competitive >>> this realtor has worked here 34 years and says the market has not been this competitive since before the housing market burst >>> inventory has been shrinking the market this has been down to 70-80 >>> lower interest rates are shrinking low inventory across the area currently there are 4000 homes on the market in the bay area if 57 percent your than last year which is why buyers hire people to wait in mind when...
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Aug 24, 2012
08/12
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WBAL
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the realtor off tonight. -- the orioles were off tonight.ave the a's and the rays playing in tampa. the base not to write. these pilot don -- the rays lot on with 5-0. as we take a look at the wild- card picture, it is interesting to say the very least. tampa is in right now could then you have three teams tied for the second wild card. here we are with about five weeks left to go in the season. things will be very interesting. i'm just so happy that the orioles are part of this conversation. >> the beauty of it from this point forward is that every game counts with 38 games left to play. the opening weekend said tomorrow with toronto. so they are very much in the race. obviously, coming off a loss from texas. we have seen that for five times. that is with this year's or olstein is about. >> they have -- this year's orioles team is about. >> but showalter in his second year, where they have b what i -- what have they done? they have goneo the playoffs. >> the playoffs are part of the picte for the pyoffs -- for the orioles. ♪ [ male announce
the realtor off tonight. -- the orioles were off tonight.ave the a's and the rays playing in tampa. the base not to write. these pilot don -- the rays lot on with 5-0. as we take a look at the wild- card picture, it is interesting to say the very least. tampa is in right now could then you have three teams tied for the second wild card. here we are with about five weeks left to go in the season. things will be very interesting. i'm just so happy that the orioles are part of this conversation....
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Aug 30, 2012
08/12
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KQED
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the national association of realtors tracks homes under contract. it's pending sales index rose to a reading of 101.7 in july, that's up nearly 2.5% from the previous month. that's the highest reading since april of 2010, when the homebuyer tax credit boosted sales. on wall street, stocks ended pretty much where they began, the dow and nasdaq both up four, the s&p 500 adding one point. >> susie: hedge funds could start advertising in the coming months. in a four-to-one vote today, the s.e.c. started the process of lifting a decades-old ban on ads for private securities offerings. sylvia hall looks at what it could mean, for the hedge fund industry, and investors. >> reporter: it would be really hard to look around times square and not see an advertisement. businesses of all kinds pay big bucks to put their brands here, but one thing you won't see plastered across these billboards, or any billboard or advertisement, are the words "hedge fund." for decades, they have been banned from advertising to the general public. but earlier this year, congress l
the national association of realtors tracks homes under contract. it's pending sales index rose to a reading of 101.7 in july, that's up nearly 2.5% from the previous month. that's the highest reading since april of 2010, when the homebuyer tax credit boosted sales. on wall street, stocks ended pretty much where they began, the dow and nasdaq both up four, the s&p 500 adding one point. >> susie: hedge funds could start advertising in the coming months. in a four-to-one vote today, the...
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Aug 2, 2012
08/12
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CNBC
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. >>> coming up, four realtors, four markets, four opinions on housing in the usa.he list, st. louis, missouri. check out this house. $600,000. three beds and three baths. it's on three quarters of an acre. in st. louis. go vote in the finance.yahoo.com poll. is the housing market getting better in your area or not? we'll be right back. ♪ i want to go ♪ i want to win [ breathes deeply ] ♪ this is where the dream begins ♪ ♪ i want to grow ♪ i want to try ♪ i can almost touch the sky [ male announcer ] even the planet has an olympic dream. dow is proud to support that dream by helping provide greener, more sustainable solutions from the olympic village to the stadium. solutionism. the new optimism.™ ♪ this dream ttd#: 1-800-345-2550 let's talk about market volatility. ttd#: 1-800-345-2550 in times like these, it can be tough to know which ttd#: 1-800-345-2550 way the wind is blowing. ttd#: 1-800-345-2550 at charles schwab, we're ready with objective insights about ttd#: 1-800-345-2550 the present market and economic conditions. ttd#: 1-800-345-2550 and can help turn t
. >>> coming up, four realtors, four markets, four opinions on housing in the usa.he list, st. louis, missouri. check out this house. $600,000. three beds and three baths. it's on three quarters of an acre. in st. louis. go vote in the finance.yahoo.com poll. is the housing market getting better in your area or not? we'll be right back. ♪ i want to go ♪ i want to win [ breathes deeply ] ♪ this is where the dream begins ♪ ♪ i want to grow ♪ i want to try ♪ i can almost...
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Aug 2, 2012
08/12
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KNTV
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now investigators explain why they think a south bay realtor and a ponzi scheme are to blame. >>> good thursday evening, everyone. i'm janelle wang. >> and i'm jessica aguirre. we begin tonight with a story you'll see only on nbc bay area news. growing problems tonight for the already embattled san jose police department. this time the turmoil is coming from within as some in the rank and file are calling for a vote of no confidence against the police chief. nbc bay area's damian trujillo first broke this story on twitter. he joins us now from police headquarters with more on what the officers and the city manager are saying about this brewing controversy. damian. >> reporter: jessica, we were not able to catch up with chief moore at 4:00, he had to step into a meeting so we're waiting any minute now. the city manager is actually the only one who can fire the san jose police chief and she's not going to do that, even with tuesday's looming vote of no confidence perhaps by the board of the san jose poa. now, here's what we do know so far. san jose police officer howard johnson sits on t
now investigators explain why they think a south bay realtor and a ponzi scheme are to blame. >>> good thursday evening, everyone. i'm janelle wang. >> and i'm jessica aguirre. we begin tonight with a story you'll see only on nbc bay area news. growing problems tonight for the already embattled san jose police department. this time the turmoil is coming from within as some in the rank and file are calling for a vote of no confidence against the police chief. nbc bay area's damian...
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Aug 28, 2012
08/12
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KNTV
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. >> reporter: there are a number of realtors we've talked to who say you have taken advantage of them over the years. >> never. >> in her neighborhood, not just to realtors but also local small claims courts she has been ordered to pay back thousands of dollars in judgments to former tenants. tonight hear more from sue wan and we'll also ex be plain why, despite her reputation from everyone from police to the district attorney's office she is still doing business as usual, posing as a client who never closes the deal. vicki nguyen, nbc bay area news. >> we look forward to that report. if you have a tip, give us a call. you see our information on the screen. call us at 888-996-tips or send an e-mail to the unit at nbc bay area.com. >>> using electronic devices for the duration of a flight might soon be a reality, but it may take some time. the faa is forming a committee to study the effects of using laptops and ipads and other electronics during the entire flight. airlines currently ban using any type of electronic device until the plane reaches 10,000 feet. the study won't be done unt
. >> reporter: there are a number of realtors we've talked to who say you have taken advantage of them over the years. >> never. >> in her neighborhood, not just to realtors but also local small claims courts she has been ordered to pay back thousands of dollars in judgments to former tenants. tonight hear more from sue wan and we'll also ex be plain why, despite her reputation from everyone from police to the district attorney's office she is still doing business as usual,...