and we have rebecca adams and dan vergana.e's from the university of yale and university of virginia where he got his undergraduate degree. he was former director of human genome research, for how long? >> 15 years. >> and you were home schooled until the fifth grade. and you founded an institute for religion and science. >> a foundation. >> is there concern of being the head of n.i.h.? >> there was some concern, i read with it in "new york times," the concern about a scientist that openly talked about his religious base and maybe not be as hard nosed in scientific projects as he should be. anyone who worked with me in those 15 years in the human genome project would say it was not an issue. and no one would say my particular interest of religion got in the way, and i promise it won't get in the way of n.i.h.. and as a compromise i resigned that foundation, and i don't want to be distracted of what the president has asked me to do. >> time for one more round of question. >> can you say about that flack of being evangelical. wh

[applause] >> and last but far from least we have rebecca sando who is the daughter of ernest smith,one of the original authors of "the black book." nesters that wasn't avid art collector and teacher, and he shared his love of the arts with his children. rebecca has carried his exhibit at the museum of natural history and has been a friend to some of new york city's finest chefs and restaurateurs. she is an activist in the fight against hiv aids and we are honored to have her as part of our panel. [applause] >> so we are ready to get started. and continuing the theme about the inspiration of the black book, i will say my. one of the things that inspired me most about this book was its incredible sense of heritage and legacy. made me wonder what if we all had our grandmothers grandmother's photo album? or if we could inherit the letters and diaries of generations past? imagine if we all had our ancestors physical memories and could interpret for ourselves what heritage and what our legacies were. so to my panel is, what is the importance of heritage and having your stories and generat

. >> there are some things that you just said, rebecca, that i think everyone here has a certain perspective on, and i'd love to hear, and that is the notion of sacrifice. that in this book are the stories of supreme sacrifices of perm freedoms -- personal freedoms, of enjoyment, leisure time. how would you, dr. brown, speak to that idea of sacrifice? surely, you've given quite a bit of yourself, and what was your driving force? >> it is very interesting, i was thinking as toure was talking about slavery, in 1930 when i was about 8 years old it was 65 years from the end of slavery. now i'm 87 years old, and it's 65 years since world war ii. now, put those two things together, you have two parts of history that affected the african-american tremendously. fighting out of slavery, going through reconstruction, going through the lynchings, then world war ii opening the door, integrating the military, the civil rights movement and one of the things that portia was going to ask me, what i think about a post-racial society. there's no such thing as a post-racial society. there's a post-segregation

rebecca, what did you learn? >> people are interested in this research and to see how far it would go. and i am sure that dan has thoughts about that as well. and the interesting news about the reg that will be coming out on conflicts of interest is also interesting. >> was that a big change? >> people had suspected that he had said things in the past of trying to tighten the interest rules, but he's not been this specific and not given a timetable for that. >> dan. >> the next batch of cells that are disease specific where they have genes for individual diseases some rare ones and some popular diseases. and the other thing that he lost 25 pounds, i thought that was news. i have to hand it to an n.i.h. director, they usually pack on the pounds. he had good answers for the job and in the genome race he should be an interesting director. >> of the $30 billion and the money qpvthat he controls what does n.i.h. follow with this? >> n.i.h. has the control of treatments, and one thing i didn't ask, he's got such a back

rebecca gould vice president affairs of dell and guest of the speaker. skipping of the podium, angela kein, bloomberg news and press club committee. ski dee dee costing over the guest speaker, deborah, speakers member who organized today's event. thank you very much, deborah. graced speed, trusted solutions incorporated and a guest of the speaker. maryland, senior business editor of npr. nancy of reuters and finally paul merriam washington bureau chief of cranes chicago business. [applause] >> well, the nation has trained its attentions of the excesses of wall street, main street has suffered quietly. small businesses typically derive job creation, but the news from the main street has been dismal lately. banks have reportedly cut more than $10 billion from their small-business lending over the last six months. businesses with fewer employees cut another 68,000 workers in november. at president obama's jobs summit earlier this month, the message from small businesses was clear. no jobs without growth, no growth without credit. as the recession continues

rebecca has created exhibits at the museum. he has been a friend to some the new york city finist chefs. she's an activist in the fight against hiv and aids. and we're honored to have her as part of our panel. [applause] : >> surely, you've been quite of bit of yourself. and what was your driving force? >> i was thinking the way he was talking office slavery. in 1930 when i was about 8 years old. it was 65 years from the end of slavery. now i'm 87 years old, and it's 65 years since the world war ii. now put those two things together. you have two parts of history that effected the african-american tremendously. fighting out of slavery, going to reconstruction, going through the lynching, then world war ii, opening the door. integrating the military, civil rights movement, and what you want to ask what i mean about the post-racial society. there's a post-segregation society. because when i was a young kid, segregation was the law of the land. i went to the black school. i went to dunbar high school in washington, d.c. great scho

his marriage proposal to his first love, rebecca burwell, was in 1763, and that illustrates the point. jefferson was so nervous that he could barely utter his words. he later reflected on his disastrous experience in the famous apollo room just a few blocks from a. he said that he was overwhelmed with strange confusion that deteriorated into a few broken sentences. later in life he was in his home life that monticello with his wife, who he called paddy, and after her death he was deeply conflicted over his romantic feelings for the married maria causeway in paris. the sexual allegation and conduct towards sally is contrary to jeffersons refined and reticent nature towards women. 14, some paternity believers are quick to believe jefferson was a brutal rapist, slaveholder. yet, when jefferson arrived at monticello from paris after a five year absence, his servants were so overjoyed to see him that they unhitched his forces, pulled out his carriage up to the last ridge of the mound, then carried to their master into their arms into the house. quote, it seemed impossible to satisfy their

. >> i am rebecca with the center for responsible lending. it is encouraging to hear about these innovative ideas to hear consumers save. a lot of the customers these savings are geared toward lower or moderate income customers who may be first time savers are a lot of the same customers who are hit hard by high costs, overdraft programs or direct deposit cash which is very expensive short-term loans like a payday loan that number of national bank offer including wells, i wonder if you could comment on whether it is a concern that the high cost credit products which effectively make these customers borrowers might undermine some of the effort to help those consumers save. >> i would say that our primary goal would to have customers the sabers first and borrowers second. what we are really hoping to do is encourage them to start a savings program with the money they have and putting a little aside so that they don't get into the situation where they need to have short-term borrowing needs. really, ideally what we are trying to do is make them

rebecca gould, vice president of public affairs for dell.ngeles from bloomberg news and the chair of the national press club's speakers' committee. debra, speakers' committee member who organized today's event. thank you very much, deborah. grace dittmarr. nancy weights of reuters. finally, paul marion, washington bureau chief of cranes chicago business. [applause] while the nation has changed its attention on the excesses of wall street, main street has suffered quietly. small businesses typically drive job creation, but the news from main street has been dismal lately. banks have reportedly cut more than $10 billion from their small-business lending over the last six months. businesses with fewer employees cut another 68,000 workers in november. at president obama's job summit earlier this month, the message from small businesses was clear -- no jobs without growth, no growth without credit. as the recession continues and the rate of joblessness remains troubling, labor leaders and democrats in congress have suggested that the obama admini

rebecca adams, what did you learn? >> people are very interested in have been waiting to see exactly how that would go. the interesting news he made about the regulations that will come up on the conflicts of interest was also interesting. >> was that a change? >> people often suspected that they wanted to tighten those. he has never been this specific. >> [unintelligible] he said he had lost 25 pounds. i thought that was news. i got to hand it to the nih director who manages to lose weight on the job. they usually pack on the pounds. he has answers [unintelligible] he should be an interesting nih director. >> how much does he control? what is the significance of nih when it comes to medical research in general? >> it plays a huge role in laying the foundation for what private sector companies can do to develop drugs. i wanted to ask him about something. he has a background in genetics- based research. is there going to be some sort of slighting of the research of environmental factors in disease. >> we should said tha

peterson foundation run by pete peterson and walker and the pew charitable trust run by rebecca and the economic policy group run by john morton and the committee for responsible for alleged who is board members made up the commissioners on this report and who are truly some of the greatest leaders on budget policy in the country, they are the folks that her from the office of management, the congressional bill to office, federal reserve, budget committees and we are joined by them to talk about the presentation of this report, red ink rising. it is a culmination of a tremendous amount of hard work from the commission all of their biographies are in the actual report. it is a bipartisan effort which i think is critical at this time because solutions will only be done in a bipartisan manner and that means it reflects many compromises. there is probably nothing anybody that is on this commission thinks is perfect but they knew how they had to work together to come up with a solid framework for focusing on the debt in the economy. it is sensible, balanced. i think it is called -- thought f

i want to thank my own staff, andy, rebecca, matt and clark for their hard work and long hours to bring this amendment to fruition. this is a good amendment. i encourage members to adopt it. and i yield back the balance of our time. the chair: the gentleman yields back the balance of his time. the gentleman from new jersey is recognized. mr. garrett: i will yield 30 seconds and then balance of my time for 30 seconds. . the underlying legislation was set up and addressed a problem that really was not the underlying cause of the financial situation we have today. i will also point out before i yield over that in the amendment that's before us today it does one thing that's better than the underlying bill which is to say that there should not be margin requirements on end users which is better in the sense that they have not have to post those. but i will close on this point, the underlying bill is still a problem atcal to the overall larger issue of saying that if you create a system like this and address a problem of the o.t.c. market in such a manner and creating additional burdens on t

i welcome the chance to play questions -- the conference of committee chairman has been moved for rebeccathe committee chairman is able to be here for the first time. i want to ask him about a policy to help frame work which i was rather disappointed. that is to harness the huge potential of public procurements throughout the european union to stimulate energy production services. and i want to ask if he would take up the recommendations endorsed almost unanimously by this parliament in my report last november which showed how this could be done and just to give him an idea to share with colleagues, european public procurement was secured for innovative products and services it would raise the investment of innovation across the european union by no less than fifteen billion euros. >> thank you very much. there is no first draft of the new strategy. there is a working document in the commission for consultation. it is the moment of presenting a draft. don't expect me to reply to make a decisive answer to such an important issue. i am aware of your report. the interesting proposals we have