"beneficiaries: rebecca casey and kevin casey." i mean, would you look at us! are we rich, or what?'re not rich. dad's insurance money will barely pay for college for one of us, not to mention the rent, and bills, and... are you kidding me? $50,000! i could get a motorcycle, a lap-top... kevin, try to remember why we're getting this money. i remember. so what are we going to do? first, we cash in these savings bonds. mm-hmm. rebecca: next, we'll call the life insurance company and see how we can cash in the policy. oh, no! one of those automated answering services. yeah, where did all of the human operators go? they put me on hold. maybe we should talk to uncle brendan and ask what would be better-- a c.d. or some other kind of investment. yeah, especially for the big money from the insurance policy. wait a minute. recorded voice: for information on redeeming an insurance policy, please press "3" now. press "3." man: hello? yes, hello. my father died recently and i'd like to cash in his insurance policy. one moment. can you hold, please? yes, i can hold. boy! "beneficiary," "fiducia