rebecca walser. we're going to do this and be right back after the break. ♪ meet jessica moore.ica was born to care. she always had your back... like the time she spotted the neighbor kid, an approaching car, a puddle, and knew there was going to be a situation. ♪ ♪ ms. hogan's class? yeah, it's atlantis. nice. i don't think they had camels in atlantis. really? today she's a teammate at truist, the bank that starts with care when you start with care, you get a different kind of bank. at adp, we use data-driven insights to design hr solutions to help you engage and retain top performers today, so you can have more success tomorrow. ♪ one thing leads to another, yeah, yeah ♪ charles: the confidence game, well its taken on a whole new meaning these days because there's just so little of it. across-the-board, consumers, investors, ceo, and what does they see in the air? the question is how do we actually turn it around? i want to bring in from the conference board, chief economist dana peterson and dana , want to start with your consumer confidence report. i read where the decline i